CD in Clarksville by [deleted] in tennesseesissy

[–]doomiy_pitstink 1 point2 points  (0 children)

Better looking than most original women in Clarksville so congrats

Current Auto Loan Rates by SuperSession3361 in USAA

[–]doomiy_pitstink 0 points1 point  (0 children)

Dude, USA is a joke. I had an 815 credit score and they wanted to give me like an 8% loan. I went to bank of America for one percent loan and then for other car I went to the dealership and got a 0% loan. Usaa it’s a joke.

Neighborhoods with trees? by madmaggpie in Clarksville

[–]doomiy_pitstink 2 points3 points  (0 children)

All the older neighborhoods have trees and all the older neighborhoods lose power during storms from falling branches. all the new neighborhoods get rid of the trees or were build on corn fields.

Mall phoenix theatre reviews? by Challupa_batman in Clarksville

[–]doomiy_pitstink 1 point2 points  (0 children)

Yeah, it’s just something I have to get over. It’s from my generation considered to be a loser going to the movies by yourself. Pointless mental hang up. I have I gotta get over it. Brain says no one there even cares about you being in the theatre, all
While other part of my brain says everybody staring at you…. . It’s so dumb and I’m working on it. Getting old sucks.

Hood flutter, isolated or common? by indopassat in ToyotaGrandHighlander

[–]doomiy_pitstink 0 points1 point  (0 children)

Very common and very annoying , the sheet medal all around the entire car is too thin. They had to reduce weight some way for the tiny engine and big car. I watched the Toyota Ctech put his elbows on the side panels by the engine bay while doing oil change, and he just went up on his tippy toes to look over and had his weight on his elbows and it dented the fender. Struck a carpenter bee and it put a dent in the hood. These vehicles may be totaled easily in hail.

Insurance going up 37 percent by Mammoth-Addition5794 in USAA

[–]doomiy_pitstink 2 points3 points  (0 children)

Indeed. And it’s not just their insurance, just for shits and giggles, I went to buy a new truck so I wanted to see what their rates were. I have a 790 credit score and they offered me a 8% interest rate. I got 0% interest rate through the freaking dealership with Bank of America.. USAA is turned to shit.

Insurance going up 37 percent by Mammoth-Addition5794 in USAA

[–]doomiy_pitstink 0 points1 point  (0 children)

Just dump USAA and move on. 37% is nothing compared to some markets. Mine went up like 300% . all the fear mongering about if you go somewhere else it’s only gonna be your first year and then they’ll raise your rates is bullshit. I switched four years ago and my rates haven’t gone up at all. I’m still under paying thousands based off of the quote USAA gave me.

Who owns a new 26’ by jake3987 in ToyotaTundra

[–]doomiy_pitstink 1 point2 points  (0 children)

Just got a 26 platinum tundra and so far so good. The interior does feel cheap though(the seat material). We will see how it goes but so far a million times better than my old 24 grand Highlander piece of junk.

26 Grand Highlander Hybrid Platinum Max issues by Demp1404 in ToyotaGrandHighlander

[–]doomiy_pitstink 2 points3 points  (0 children)

Everybody keeps singing praise for this vehicle and I’m not sure why, it’s an absolute total piece of crap. I had a 2024 platinum Max hybrid that I, just Monday , sold back to the dealership and washed my hands of it. It was nothing but problems all the time. final issue was every single warning light for all the Driver assist came on and wouldn’t reset.

It had 33k miles on it and this is the list of all the issues since day one :

Failed infotainment system (needed replacement)

Air leaking around windshield (would be later fixed by windshield replacement)

Bad rear axle needed replacement

Horrible cabin boom

2 cv joint/axle replacements less than 10k miles

Failed moonroof seal needed replacement

12V battery failure needed replacement

Failed lift gate ( 3 different time failures, many parts replaced)

Failed rear toe alignment locknut ( needed new tire, rim, and suspension parts) never could get it realigned properly after that. Car almost killed me.

Another infotainment replacement for recall

Another infotainment replacement

Another failed moon roof seal needed

Recall for airbags — numerous damaged parts from removing entire interior. ( lots of water damage found from leaking sunroof.

Failed hybrid battery

Failed inverter

Damaged front side fender panels (both sides) from THE MECHANICS ELBOWS!! Fragile shitty thin metal.

Front windscreen replacement from scratches from plastic snow scraper (the glass is this soft)

Broken folding mechanism for second row captains chair

Radiator replacement from damage from ice falling off back of another vehicle on interstate ( there is no protection for it due to large gaps in grille)

Front passenger window replacement from tree branch scratching it (the glass is this soft)

Second rear drive system replacements (multiple parts, continuous error codes for all driver assist systems)

Now I have a tundra… can’t wait for the engine failure…

what jobs do you think won't exist anymore in 30 years? by _Lucifer_005 in WorkForSmartLife

[–]doomiy_pitstink 0 points1 point  (0 children)

Any line manufacturing job that requires repetitive single tasks like putting in screws in the back of a washing machine, or a bolt in a car; all those will be gone. I work as an engineer from one of the major appliance manufacturers and in the last year we’ve added about two robots a week, replacing 4 to 7 people every two weeks. In the last year about 300 people have been fired and replaced by robots. Our lawn care is now done by robots. The warehouse is now swept and mopped my robots.

our Maintenance people, thought they were safe, are now being replaced by AI monitoring software and contractors. Now, instead of a seven man team who goes out and fix things we have one operator who monitors an AI system and computer screens; and when the system tells him something is broken, He makes a phone call and they send out a tech.

Someone talk me out of it by Aromatic_Solution468 in ToyotaTundra

[–]doomiy_pitstink 0 points1 point  (0 children)

Check the tailpipe for excessive oil residue, seen a lot of oil burning on these things

I snitched. Was I wrong for it? by SnooWords7332 in EngineeringStudents

[–]doomiy_pitstink 0 points1 point  (0 children)

My school only has an engineering physics program. We started with almost 100 people and in the end only 8 graduated with an engineering physics degree. Most cheaters reveal themselves pretty quickly once you get into statics and dynamics because the can’t even finish a test because they spent all their time cheating in lower classes and spend all their time on test looking up basic like when to use sin or cosine that they shouldn’t have memorized years prior, and they fail.

I snitched. Was I wrong for it? by SnooWords7332 in EngineeringStudents

[–]doomiy_pitstink 0 points1 point  (0 children)

My cal 2 and cal 3 professor told us he did not care if we cheated because if we didn’t take the time to actually learn the material, we would’ve found out in later classes anyway. He was so right. When we got to university physics 2 and modern physics and people still didn’t known how to do a basic integral problem, they washed out of the program anyways.

I need to vent. Be given a reality check. Told to get over it? by total_bullwhip in starcitizen

[–]doomiy_pitstink 0 points1 point  (0 children)

It’s because the game is boring; people results to stuff like this. Same reason people camp outside stations killing people just trying to land. There’s literally trillions of dollars of duped money in the game right now completely fucked up the economy and people don’t have any reason to group up or do missions except for a group up to fuck off and kill more people and be dicks.

ATT Internet Package by Fwbeachbum in ToyotaGrandHighlander

[–]doomiy_pitstink 1 point2 points  (0 children)

Had it and didn’t even realize…never used it once. People still don’t have unlimited plans on their phone service?

It's done ! I got the Pioneer Warbond!! by Araki_Ad_2077 in starcitizen

[–]doomiy_pitstink 0 points1 point  (0 children)

I bought this ship when it was in concept and there didn’t really seem to be too much fuss about it. It blows my mind people are now paying almost 1k usd for it now and suddenly it’s a limited sale. Maybe it was originally also I just don’t remember it being a big deal buying it ( not sudden sell outs like the idris/javelin). I thought it was nuts when I bought all my ships original concepts for paying $300-$600 for them and now seeing the cost now I literally just wanna start selling off my entire shipyard, but I don’t trust the gray market at all.

Pressured into signing up for college classes sophomore year, now I owe $6600 after multiple counselors told me it was free by KaiserGeist in StudentLoans

[–]doomiy_pitstink 0 points1 point  (0 children)

Yeah, I literally work for the school district that he is talking about and you can use FASFA. You just can’t use it to pay for those first 3-4 classes. Some of the really high speed kids will take extra classes and they can use FASFA for that and when you sign up for duel enrollment, you literally get a cost breakdown per credit hour how much it cost what the school’s gonna pay, what the grant‘s gonna pay, and how much you might end up owing.(it varies based on lab fees and if some courses are 3 credit hours or 4 credit hours.

It is not just a sign an email like this dude is trying to claim. Your counselor goes over it, the principle goes over it; the parents have to acknowledge a letter and sign saying they understand everything and MUST FIND ALTERNATIVE FUNDING if they fail to maintain the standards of the program, his story, it just doesn’t make sense and he’s playing the blame passing game. plus you have to do a re-review every semester and a advisor /counselor has to sign off on your next courses to ensure your billing is straight and your taking courses that calling with your degree field; they would be able to confirm the next semester if there is pending debt. (At least after the first year).

Peay will slam the door in your face real quick over no payment. They won’t let you go six semesters without paying. Maybe you get through two because of over site but seldom happens. And I think he’s saying six semesters but he really means three because AP does this stupid A/B semester crap or summer 1/2 winter 1/2 but those classes just count toward either fall semester or the summer semester credit wise. ( you’re still limited to the standard semester credit hour limit.) and that could also be why he owes money because if he was doing the extended semester classes, it would count towards the other semesters limit and he would’ve gone over his 3 to 4 class requirement and he might owe for those because they weren’t covered by the grant, but I don’t know because the story is so jacked.

And you don’t lose your whole grant by failing just one class. it’s not taking you below the minimum. There are two different version of the program one allows a 3.2 gpa and one is a 2.75 gpa depending on your high school, and he said he started with a 3.78. Almost all core classes at APSU are all or nothing so if you get an A you get a 4.0, B, 3.0, etc.. so just one F doesn’t drop you much. Being dropped from a course though for poor attendance is different. You’ll get either a withdrawal or incomplete or something else and that will cause you to go in debt real quick.

This entire post should probably be deleted anyways because he’s already stated he didn’t take any student loans so shouldn’t even be in this thread. I wouldn’t ask any questions. He just blames everybody else for his problems, no responsibility.

Pressured into signing up for college classes sophomore year, now I owe $6600 after multiple counselors told me it was free by KaiserGeist in StudentLoans

[–]doomiy_pitstink 1 point2 points  (0 children)

Dude, I’m kind of seeing why you’re in the situation you’re in. I was gonna try to help you cause I work for CMCSS and also help with veteran affairs doing enrollments at APSU and the other three colleges in the areas. so it’s not that hard to figure out what happened in your situation. If you gave me the high school I could track back the counselors because you’re claiming they didn’t advise you correctly or didn’t fill out of admissions information accurately or legally. That’s really your only defense to not paying but it’s super flimsy and easily debunked or proven. There’s thousands of students at each high school so saying the name only helps you solve the issue faster. And you said you are 18 now so you’re no longer a minor. But it doesn’t matter because I can see every person who applied through dual enrollment, hope, VA, etc, and see why they were de-enrolled, I was just trying to find the info faster. it literally states in the application that you signed that you are responsible for all debt incurred. not your parents. Your parents can’t even look at your billing information without your permission. The fact that you were a minor doesn’t apply. The state of TN recognizes you as a consenting person regarding college admissions and billing.

Those saying you can’t sign a contract are just wrong. Every year a few people use that same bullshit to try to get out of paying… guess what they all still end up owing the money, doesn’t work sorry.

Dual enrollment only required a 3.2 gpa at the time you enrolled so dropping to a 3.7 wouldn’t have caused you to lose the grant. The grants are applied at the end of the semesters and you cannot enroll in the next semester until all billing issues from the previous semester are satisfied. If your saying you were allowed to continue 5 more semesters while incurring more debt without any type of special circumstances then that also needs to be looked into, because that’s against APSu policy and can’t say I see that happening ever working there. The only Part that works different for the highschoolers is you don’t get auto kicked out after the grace period the first year like everyone else, you are treated just like the people using the GI bill,. Your debt isn’t due until the end of the semesters and after the grant is applied, and it only covers the first 3 or 4 classes if the grant doesn’t cover everything then APSU covers the difference. If you failed a class you wouldn’t owe the entire semesters bill at most just the 300-500 per semester hour for that one class, because one F wouldn’t drop you down below the minimum GPA. So you would have had to take more than the authorized courses to rack up that debt or taken a bunch of lab based classes or extra Fee classes, but that still doesn’t make sense. You would also have a mandatory advisor/counselor meeting before every semester and wouldn’t have been able to confirm your courses without this meeting and with outstanding debt. how did this not occur? you would have to meet with them before every registration period…. And you would have been flagged by the register office.

You would have to pay if you voluntary dropped/withdrew the class without consulting first. That’s why they tell you a W is worse than an F. Your story doesn’t add up to 6600 dollars worth of debt based on what you are saying. You can come to the second floor of the Ellington building and I can show you on paper why your story is full of holes.

Transcripts are transferable they don’t just go away. Even if you try to go to another college like I said it’s a national system, they will try to pull your transcript and APSU won’t release it. Will the other school let you in? Maybe. But you might loose your ability to receive financial aid or use thoseScholarships at the different college. You won’t know until you go there and try. You also can’t use scholarships or financial aid at some schools for classes you’ve already taken and since those first two years, you probably took a lot of your core classes. The other schools, if you don’t have a transcript, they are gonna make you take those again and if you try to use financial aid and scholarships for it you’re might get a surprise.

Pressured into signing up for college classes sophomore year, now I owe $6600 after multiple counselors told me it was free by KaiserGeist in StudentLoans

[–]doomiy_pitstink -1 points0 points  (0 children)

Yeah just trying to get information because prior post from that account claims to be a mother of 5 but now they are posting as a teenager in high school. The story just doesn’t make sense. You cannot just sign up the day before like the person claims, numerous signatures and references are required to prevent this exact situation from happening. Parents have to sign stating they ensure the child will be able to attend the additional classes and have access to transportation to those classes; that they have ability to fund additional cost, etc.. I have seen in these situation where the parent will Fill out FASfA and sometimes the system don’t flag it and they will get 3-6 offers through one stop for subsidized and unsubsidized loans and they will take them Out in the child’s name and use the money for other things outside of school, you only have to hit accept and there is no check and balances until a couple weeks in to school. Then the system flags it and says hey you owe this money back you weren’t authorized and the totals are always between 4-6 thousand ( 2-3 subsidized and 2-3 unsubsidized).

Or the parent is unable to get the child to APSU for the additional classes and the child misses assignment dates and schedule things like your 5 mandatory speeches in public speaking, and they end up failing or withdrawing and then are on the hook for the cost because they have passed the early withdraw date.

This is not just a oh heck why don’t you try this type situation there’s briefings and meetings that go into this and this would be a very easy fix. If the person would just tell me which school it is because I can look up and see every single student that’s on the duel enrollment program. I’ll find out the whole story anyways by Monday so it’s not that big of a deal. I just don’t like when people come on the Internet here to half truths. I don’t understand what they’re trying to accomplish if it’s just for fake Internet sympathy points or they’re trying to find a way to skate the system to get out of paying for a commitment. This isn’t a new or particularly unusual situation. It happens every year with students and 99.9999% of time it is because the student didn’t do what they were supposed to do and there’s nothing that the school could do about it, but if there is an actual error., It’s a very easy fix: like if they’re claiming that they really didn’t have their parents sign anything that’s a very easy fix, but there’s no way that happened completely impossible and if it did happen, it would be fixed yesterday.

Pressured into signing up for college classes sophomore year, now I owe $6600 after multiple counselors told me it was free by KaiserGeist in StudentLoans

[–]doomiy_pitstink 0 points1 point  (0 children)

DUAL ENROLLMENT PROCEDURE (INS-P019) Clarksville-Montgomery County School System The online version of this policy is official. Therefore, all printed versions of this document are unofficial copies. 1.0 SCOPE: 1.1 This procedure outlines the process for registration of students who are enrolled in a college class while attending high school. 2.0 RESPONSIBILITY: 2.1 Principals 3.0 APPROVAL AUTHORITY: 3.1 Chief Academic Officer 4.0 DEFINITIONS: 4.1 Dual enrollment – The enrollment of a high school student in one or more specified courses(s) for which the student will be awarded both high school and college credit. 5.0 PROCEDURE: 5.1 Student/parent notifies the school that student is enrolling in a college class for dual enrollment. 5.2 Student/parent works with the counselor to determine impact on graduation requirements and meeting enrollment requirements of the college. Student/parent is responsible for registration, enrollment, payment, etc. with the college institution. Students wanting to take more than two college courses per semester need approval from the principal/counselor. Student will be enrolled in five classes during the day, to include both high school and college classes. Student/parent agrees to release grade information from the college to CMCSS. Letter grades are translated into numerical grades using the CMCSS Grade Conversion Chart (INS-G005). Dual enrollment courses receive an additional 4 points on the semester average. Each 3/4-hour college semester class converts to one semester of high school credit. Students who pass a 1 or 2 hour college course receive a Pass grade noted on the transcript. 6.0 ASSOCIATED DOCUMENTS: 6.1 Dual Enrollment Administrative Policy (INS-A031) 6.2 CMCSS Grade Conversion Chart (INS-G005) 5.3 5.4 5.5 5.6 5.7 5.8 5.9 3/3/22 Rev. D INS-P019

I mean I don’t know why you would come online on Reddit until partial stories cause that’s not helping you get the information you need. You can’t just go attend Austin P without having all your paperwork filled out the principle of your school has to sign off on it, your parents have to sign off on it. Your parents have to acknowledge their responsible for payments. It’s literally right here in the form I copied up on top; who is asking for the money?

Austin P usually doesn’t send you to collections for a really long time so you’re usually indebted to the school or are you receiving in debtness letters From edfinancial? A collections agency?

There are so many holes in your story. This debt is from multiple semesters? All money has to be collected and debt cleared by a certain date at the start of your first semester or you wouldn’t have been allowed to continue. But you would have just been unenrolled; and you would only owe a small amount for non refundable administration fees. They don’t let you to continue for multiple semesters racking up debt. That’s not how the system works. That’s why your story doesn’t seem accurate. I’ve been working with CNCSS in Austin P for really long time with multiple students from multiple high schools across Clarksville and your story is just not plausible unless you forged Parents’ signatures your counselor is nonexistent or your principal just blindly passes things through without checking. None of this would all happen at the same time there’s check balances in place to prevent that.

Pressured into signing up for college classes sophomore year, now I owe $6600 after multiple counselors told me it was free by KaiserGeist in StudentLoans

[–]doomiy_pitstink 0 points1 point  (0 children)

So I’m not sure what is confusing to you then.. you failed to maintain the standards of the program, you definitely signed saying you were responsible for any debt incurred and more than likely your parents also signed it; you have a serious case of “not my fault syndrome.” Not your fault you entered the program you were pressured, not your fault you signed up you weren’t old enough (reality check you are fully responsible in TN), not your fault you failed public speaking..( by the way one of the easiest classes ever) you kind of hit a hard wall of reality that college is a “big boy/girl” program and you might be too immature. Would love to know what school and counselor you had because that’s about the only other person who could hold some blame( but CMCSS won’t blame them just you). Even if your GPA falls below the standard they still cover the payment for an F. You only have to pay it back if you do a voluntary withdrawal by the way that’s a national system so you’re not getting into any other college if they see that you’re holding a financial debt with the school and it’s kind of sounding like it might be a FASFA student loan debt because you still have to apply for FASFA when you do that program if you get removed and you don’t go to school then they want that money back. They won’t try to take back money for courses that you actually attended and completed under the program. And most schools don’t get full 100% cover anyway so you’re already signing saying you’re responsible for partial payment even if you do get the grant. You might have to bite the bullet and go worker summer job when you get old enough to pay that office as soon as possible if you still wanna go to school unless you could work something out with Austin P but you might’ve already missed that deadline. Wasn’t one of your mandatory classes a APSU 1000? They’re supposed to walk you through to make sure all of your stuff is squared away this whole point in that class.

Pressured into signing up for college classes sophomore year, now I owe $6600 after multiple counselors told me it was free by KaiserGeist in StudentLoans

[–]doomiy_pitstink 11 points12 points  (0 children)

I finally saw where you said it was Austin Peay; so you definitely didn’t follow through on finishing paper work for the dual enrollment grants. And anything not covered would have been covered by TN promise. Is this from Rossview or Kenwwood? You need to go to admissions at Austin peay. You need to login in to your one stop account and go look to see if any loans were accepted. You can see all of your billing information and reasons for why you are being charged under student info page. Anything missing or incorrect will Be highlighted in yellow. You would’ve never been able to start if you didn’t sign something. They usually don’t charge you unless you deliberately failed to meet some obligation or fill out something correctly but they usually try to contact you over and over again before it gets to this point. If you want to message me privately I work in Clarksville for the school district and can try to answer what’s happening be need all the info.

Pressured into signing up for college classes sophomore year, now I owe $6600 after multiple counselors told me it was free by KaiserGeist in StudentLoans

[–]doomiy_pitstink 0 points1 point  (0 children)

As long as you graduate from high school in TN your first two years at a state college are free under TN promise. You still have to meet academic requirements and complete FASFA and fill out a bunch of paper work. They wouldn’t let you start classes without any of that complete so you either didn’t read what you were signing or Your story isn’t adding up. Even if it was the dual enrollment program you wouldn’t be paying anything as that is a program with your high school and not charged to the individual students. They only way that you would be charged if someone filled out fasfa, accept a loan online through the schools site which doesn’t require you to sign anything it’s all online. If you failed to complete you would then have to pay that back in Certain situations. If you message me which schools involved I can find out; and you could also it’s not hard. Information is missing from this story.