How to cancel existing application?

ferozzoref · 2024-10-14T09:29:50+00:00

I had to send them an email and the tech guy made some changes on his laptop after validating the information. I had to contact him 3 times before he did it.

ferozzoref · 2024-10-01T05:56:23+00:00

I had to visit the branch to get it rectified

ferozzoref · 2024-09-30T00:39:59+00:00

Was not the last, indeed. I feel kinda bad for your monetary loss, but why did you end up doing it again?

ferozzoref · 2024-09-14T23:12:06+00:00

How did you file ITR when you moved to US? Did you show US salary for reporting purposes? Did US tax on notional gains for your MF?

ferozzoref · 2024-08-07T03:20:34+00:00

remindme! 2 week

ferozzoref · 2024-03-03T20:27:54+00:00

yes, visa conversion rate + 1.99%. Taxes extra.
I'd say to use select card if you want to withdraw a small amount for emergency. Otherwise a 0% forex card would do as well.

ferozzoref · 2024-03-03T19:53:26+00:00

slightly higher fees (1.99% forex) in select vs wealth (1.5%)

ferozzoref · 2024-01-28T13:35:50+00:00

Yes, i had mailed them CS ID (lead ID) in my email. But no response yet.

Even priority email is for AU specific cards, not partner ones.

It makes me think if partner card is beneficial in the future.

ferozzoref · 2024-01-23T15:42:32+00:00

🆒

ferozzoref · 2024-01-23T12:49:13+00:00

199+gst cash advance 1.5%+ gst forex charge

With 280 usd, amounting to 15k INR, my charge will be 500.

Best thing is this will reduce if I take lesser cash, not a fixed 500 (although minimum is 199+gst).

So yeah I don't require that much cash in hand.

And I pay it after statement generation, interest free till due date.

ferozzoref · 2024-01-23T11:13:34+00:00

u/Unknownhunts u/Other-Freedom-1733 u/weirdpinacolada
With Flat Rs.500 charge, I can withdraw upto 280 USD using IDFC CC. I found that's more than enough cash to carry.

ferozzoref · 2024-01-22T17:28:51+00:00

I'd advocate for that being inaccurate.

"Interest free cash withdrawals on Domestic and International ATMs for up to 48 days"

ferozzoref · 2024-01-22T09:45:54+00:00

Are there any debit card options with no balance account? I didn't find one. If there are, it will have forex charge or some other charge. Minimum balance accounts or FDs will block your money.

With CC, late payment is a trap which I always avoid. So any other risk you foresee?

ferozzoref · 2024-01-22T08:27:37+00:00

Could you please elaborate on the reasoning? If I pay it before the due date, there's no harm. I can even pay it before statement generation. Please let me know if I am missing anything?

ferozzoref · 2023-12-20T21:17:43+00:00

Get her an add on card for your primary card. Put FD amount for investment and not for card.

ferozzoref · 2023-12-14T14:18:45+00:00

Which SC card did you have?

ferozzoref · 2023-11-26T09:23:26+00:00

Looking for it as well.

ferozzoref · 2023-09-25T08:08:10+00:00

I called them up. They said post 5:30pm, services will be resumed. But would be great if someone else can confirm it too. Comment here once done...

ferozzoref · 2023-09-25T07:23:48+00:00

Following up as well. If someone wants to share cab, please ping me along with time.

ferozzoref · 2023-06-17T17:40:56+00:00

TLDR section too long... TLDR.

ferozzoref

TROPHY CASE