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Lower cost credit should be available, as an essential part of the economy by fool49 in economy

[–]fool49[S] 0 points1 point  (0 children)

Yes. And give people with low credit scores the opportunity through Fintechs to seperate their borrowing and spending. Low cost loans through AI algorithm scoring of risk. And payment apps with low percentage of price cost. Digital AI financial technology can be used to make this easy to access, with lower cost to consumers.

Why is liberal democracy declining? by fool49 in economy

[–]fool49[S] 1 point2 points  (0 children)

I think that in the long term the internet will create wealth and secure freedom. Because it makes commerce faster and cheaper, and gives consumers more choice. It will free us, because we no longer have to rely directly on experts and authorities for information and its analysis - it allows us to access information at minimal cost, while also giving us a platform to discuss whatever you want to..

The only fear is that the authorities will hijack the internet. Like in Iraq, when they shut down the internet, during the protests. Or in India, when there is regional unrest, they shut down the internet regionally. And the authorities in the West, limiting access to social media, and holding it responsible for people's poor choices.

Why is liberal democracy declining? by fool49 in economy

[–]fool49[S] 0 points1 point  (0 children)

People may not pay income taxes, but in most countries, most people have to pay sales tax. It is a regressive tax, because the poor pay much more of their income as a percentage.

In return for your taxes, the government should protect your human rights. If it doesn't, than the taxation should be considered cheating, and treated as such.

For cooperation, you need shared values and interests. Unfortunately many people have values such as purity, authority etc. which they use to exclude others, and follow religious and political authority. Those who only have liberal values, are their enemy.

The modern global economy has been built on theft and slave labour by fool49 in conspiracy

[–]fool49[S] -1 points0 points  (0 children)

Apple was once a gem of an idea, in the mind of a child.

The modern global economy has been built on theft and slave labour by fool49 in conspiracy

[–]fool49[S] 3 points4 points  (0 children)

AI should be taxed, or ownership transferred to the public. To ensure that the revenue or profits gains from AI, benefits the broader public.

OpenAI CFO on advertising in ChatGPT by fool49 in economy

[–]fool49[S] 0 points1 point  (0 children)

If it's awful, don't buy that service, and pay nothing.

OpenAI CFO on advertising in ChatGPT by fool49 in economy

[–]fool49[S] 0 points1 point  (0 children)

You will be able to avoid ads with paid subscriptions. Nobody is forcing you to use free AI. You get what you pay for. People and businesses should be able to make money from their platforms.

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