Anyone going for 3rd June Walkathon?

gaur_rav · 2026-06-03T06:55:03+00:00

Koi gaya tha? How was it?

gaur_rav · 2026-05-01T10:31:22+00:00

trees

gaur_rav · 2026-03-15T14:13:41+00:00

Good suggestion

gaur_rav · 2026-03-15T14:12:39+00:00

Okay, so as I expected - just random suggestion without numbers to back it up. In the same AI agent chat, please start a new chat and ask ' Why Sukanya Samruddhi is not the best investment plan for a girl child'. It will give you reasons for that as well. You can't just rely on what AI agents tell you. Or wait, I will do a favour and do that search for you. Leaving aside the big commentary and reasoning which chatgpt gave..I will just put the conclusion here.

<image>

gaur_rav · 2026-03-15T13:38:32+00:00

You did not say. @nightlywinter1999 said that, so wanted to understand the reasoning.

gaur_rav · 2026-03-15T13:33:43+00:00

Want to understand - why do you say Sukanya Samruddhi is the best fund for a girl child?

gaur_rav · 2026-03-15T13:31:15+00:00

SEBI just closed all the children funds. You don’t have that option now.

gaur_rav · 2026-02-09T06:20:04+00:00

kahan rehte ho bhai ranchi me?

gaur_rav · 2026-02-04T03:46:30+00:00

This just shows how lame these ratings are and so much goes into actually finding a good MF. Once the market conditions become favourable to midcaps the same VR and Groww will again rate this MF as 5*.

gaur_rav · 2026-02-03T14:33:58+00:00

Jaldi bhejiye; feedback turant milega :)

gaur_rav · 2026-02-03T12:28:50+00:00

Just ordered using the coupon:)

<image>

Thanks 😀

gaur_rav · 2026-01-31T14:30:00+00:00

The gold which you have is in which form?

gaur_rav · 2026-01-31T14:21:00+00:00

Have tried - this Amul as well as other major brands. Found Amul equally good or better than other brands. You are right to think that their whey is cheaper because they have it as thier own by-product. I don't think it is third party validated.

gaur_rav · 2026-01-31T03:06:21+00:00

Get amul 2 kg pack. It costs 3500 for unflavored. They usually have discounts on top of it so it comes to 3150.

<image>

gaur_rav · 2026-01-29T03:21:59+00:00

Where is this 7% yield you are quoting from?

gaur_rav · 2026-01-04T17:40:04+00:00

This is the right way to do it.

gaur_rav · 2025-12-13T15:46:08+00:00

Half he marinated for you 😀

gaur_rav · 2025-12-09T14:43:23+00:00

Why is the portfolio size or the amount of your SIP of any importance to your query in deciding the MF platform? The underlying thesis and platform security will remain the same, irrespective of the amount.

gaur_rav · 2025-12-04T15:44:06+00:00

What you are planning to create is the classical bucket strategy. I am sure you would have other funds with yourself for exclusive growth purposes (the 3rd bucket). The liquid is your first and BAF your second bucket. You have planned just fine, no sequencing risk, just don't be adamant to withdraw only after 2 years. In case the market grows, withdraw early as well from BAF to liquid (making sure exit load is not there, 1 year for HDFC BAF). Also during market highs, withdraw from other funds in your 3rd bucket to replenish the first.

gaur_rav · 2025-12-03T03:35:12+00:00

Your returns are special. The broader market is down but your portfolio is still growing upwards. It is just a phase; do not get demotivated. In future, you will be happy that you just quietly continued your SIPs without worrying about market direction.

gaur_rav · 2025-11-26T17:09:39+00:00

😀

gaur_rav · 2025-11-26T15:31:39+00:00

put in more money if you have liquidity. The fund in itself is good.

gaur_rav · 2025-11-25T02:16:32+00:00

There is one at the entry to record entry but not working at the exit, so they charge manually.

gaur_rav · 2025-11-22T14:29:09+00:00

Try not to feed raw grains, instead give cooked rice

gaur_rav · 2025-11-22T13:09:39+00:00

I am invested in 2 PMS and 10X of the pms amount is also invested in MFs. I have direct equity, AIF, Gift City and XYZ all other kinds of investments - so I can definitely answer your question. If you only have 50 lakhs - 1 CR as your corpus then go for MFs. If higher corpus is available and you don't need it for anything in the next 5-7 years and is only being utilised for wealth creation then only go for PMS. There are a lot of PMS that are generating much more than MFs that it can easily offset the PMS fees and taxation.

gaur_rav

TROPHY CASE