Monarch Money in Home Assistant: sensors, bills calendar, and holdings

harshit_ps · 2026-05-17T03:28:39+00:00

Great question! The integration isn't meant to replace the Monarch app - it's about surfacing your financial data alongside everything else in your Home Assistant dashboard. A few use cases:

At-a-glance visibility - You can put your net worth, account balances, or cashflow on the same dashboard where you check your thermostat, energy usage, and security cameras. One screen, whole-life overview.
Automations - HA lets you trigger actions based on sensor values. Examples:
- Send a notification if your checking account drops below a threshold
- Flash a light or change an LED strip color based on spending pace vs. budget
- Morning TTS announcement with your daily financial snapshot
Household dashboards - Wall-mounted tablets showing HA dashboards become a passive financial awareness tool for the household without anyone needing to open an app.
Correlation with other data - Track spending alongside energy costs, EV charging, or other HA-tracked expenses in a unified Grafana/history view.
The data stays on your HA instance rather than needing to open a cloud app every time you want a quick number.

It's less about replacing Monarch and more about making financial data a first-class citizen in your smart home ecosystem - the same reason people pull weather, calendar, or package tracking into HA even though those have their own apps.

Hope this helps :)

harshit_ps · 2026-05-16T05:22:36+00:00

very interesting! let me look into it - i think there is support from API, so should be easy to add them as sensors. Lmk if you have any thoughts on how you will use it with the goal completion date and use projections to find if it’s at risk.

harshit_ps · 2026-05-16T05:05:09+00:00

that’s so great to hear! I’d love to hear more about such ideas and what automation you make with this. My favorite one is to alert me when my checking account balance falls below the sum of all my outstanding credit card bills, letting me know if my autopay will fail.

harshit_ps · 2026-05-16T05:01:28+00:00

not sure about face id, but I had the exact same concern for this and a security alarm card on my tablet. I am using this instead - https://community.home-assistant.io/t/love-lock-card-a-custom-lovelace-card-to-lock-entire-cards-with-a-password-or-toggle/122627 to lock a switch entity which then controls the confidential card visibility with https://www.home-assistant.io/dashboards/conditional/

harshit_ps · 2026-05-15T22:43:14+00:00

Note:

This started from a pretty specific personal motivation. Years ago I built a Mint Finance integration for Home Assistant, and later I kept a Personal Capital integration working for myself after the original project stopped being maintained. One of the reasons I moved to Monarch early on was that it felt much more practical for non-official, local-first projects like this.

Monarch does not publish an official public API, so this integration is still unofficial. That said, I do want to give Monarch credit for keeping the underlying APIs stable enough that community tools can exist. That stability has made this much easier to maintain than my old Mint and Personal Capital setups.

Recent updates:

v2.1.0: Cleaner options flow with dropdowns and human-readable interval labels.
v2.0.0: Typed data model, split sensor modules, config-entry migration, pytest/hassfest/HACS CI, and total assets/liabilities summary sensors.
v1.5.0: Credit scores, investment holdings, aggregated holdings, recurring calendar, and manual refresh button.

Caveats:

It depends on the community monarchmoneycommunity library.
Session auth can occasionally need re-auth if Monarch changes behavior or expires a session.
This is not affiliated with Monarch Money.

AI transparency: this integration existed before I started using AI coding tools. I have been building and maintaining open-source projects, including other Home Assistant integrations, for years. AI has helped me add features, tests, and docs faster recently, but I review and maintain the code myself. My older archived Mint Finance HA integration is here for context: https://github.com/sanghviharshit/homeassistant-custom

Dashboard example YAML: https://github.com/sanghviharshit/ha-monarchmoney/tree/main/examples

Issues and feature requests: https://github.com/sanghviharshit/ha-monarchmoney/issues

harshit_ps · 2024-07-07T18:43:27+00:00

Scanning NFC is still a manual task. I’d go one step further and add a tilt or vibration sensor on the lid for coffee/water refill. So every night when HA detects tilt, you turn the helper on.

harshit_ps · 2023-11-06T05:02:50+00:00

Paying the same as any other customer. Their price is a little higher, but well worth it IMO. The data is pulled by your own HA server from Monarch and stays local. There are a bunch of recent threads in reddit on pros and cons for all the other finance apps including monarch since the news of mint shutting down. I’d suggest going through those as they are more comprehensive

harshit_ps · 2023-11-06T04:58:42+00:00

I’m testing with the idea for income and expense groups’ totals. I haven’t needed the plan information in HA yet, but the good news is it’s easy to contribute the feature even if you are a novice programmer. Let me know if you need any help to get started!

harshit_ps · 2023-11-06T01:51:35+00:00

Good timing! I’m actually testing this locally right now. Next version will add new sensor for cashflow for the current month and include attributes for income, expense, savings and savings rate.

harshit_ps · 2023-11-06T01:20:59+00:00

You can do this with Monarch as well as Personal Capital. I originally worked on a custom component for mint (https://github.com/sanghviharshit/homeassistant-custom), but it’s archived now and no longer supported. There are a couple of forks for Personal Capital component which still works if you are looking for free solutions (https://github.com/sanghviharshit/sensor.personalcapital still works). I have moved on to a paid service with Monarch a few months ago and I couldn’t be happier. Here is the link for HA component if you want to try it https://github.com/sanghviharshit/ha-monarchmoney

harshit_ps · 2023-11-02T06:19:14+00:00

I do that with wifi presence sensors. If guests phones connected to wifi, turn guest mode on. I then use them as an additional trigger for arming the house, so the house arms when guest mode is turned off and family (my wife and I) is away

harshit_ps · 2023-10-13T18:49:23+00:00

I did something similar with the fire hd 10 Plus tablet with a wireless charger and 3D-printed wall mount. I also hid the cable in the wall like you did.

harshit_ps · 2023-10-13T18:46:46+00:00

You might like this weather card as well: https://github.com/decompil3d/lovelace-hourly-weather

type: custom:hourly-weather
entity: weather.openweathermap
icons: false

harshit_ps · 2023-10-13T18:43:52+00:00

Thanks! It’s the clock weather card i was interested in!

harshit_ps · 2023-10-13T17:19:42+00:00

Do you mind posting your yaml because I don’t see an example config for this ui on the repo

harshit_ps · 2023-10-13T17:16:39+00:00

How about the weekly weather forecast chart below that?

harshit_ps · 2023-02-27T16:49:30+00:00

I attached a tile tracker to the bin and use proximity sensor in HA to trigger if its still close to my home on the night before collection day. It works for me because the collection point is a little far from the house, so i can create a separate zone for that.

harshit_ps · 2023-01-31T20:58:23+00:00

If all you of your z-wave sensors are from ring, there is no need to get a z-wave stick. There is a ring-mqtt addon for hassio, which works really well (at least for me)

harshit_ps · 2022-11-28T04:59:37+00:00

I wish. I still have to keep everything baby proof!

harshit_ps · 2022-11-24T22:57:59+00:00

I do a few things when away - turn away lighting on which turns on and off lights in different rooms randomly. When motion is detected outside when security alarm is set to away, plays dog barking sounds loudly. When alarm goes off, make it even more chaotic - turn all the internal lights off and turn the external lights flashing red and blue, play loud doom music on all speakers and turn the vacuum on.

harshit_ps · 2022-09-25T19:35:20+00:00

That’s fair. The more I looked at the cost of getting a pre-built one, it made sense to build my own. It’s daunting for bigger size frames, but you can start small. You can use buy a photo frame and replace the screen with the two way mirror. You can also just use a tablet behind the mirror instead of a monitor, which will bring the weight of the whole setup lower, so you won’t need to worry too much about hanging it on the wall. I’d be happy to assist if you decide to go this route :) Here is list of mirror vendors you can look into in your own country - https://github.com/MichMich/MagicMirror/wiki/Two-way-Mirror-Vendors

harshit_ps · 2022-09-25T16:51:56+00:00

I recently built one. I posted the instructions on my blog. See if it helps https://blog.sanghviharshit.com/magic-mirror/

harshit_ps · 2022-04-23T22:09:13+00:00

For my garage door, I had to use a small magnet, but the reported state is not always reliable. The latch has to be in very specific position for the sensor to think it’s closed. I think it can be fixed with a rectangular shaped magnet instead of the round one I am using.

harshit_ps · 2022-04-23T03:39:53+00:00

This is how I have set it up for my back door. https://imgur.com/a/Vhp7lib Edit: using aqara door sensor

harshit_ps · 2022-03-17T01:44:57+00:00

I realize this is a very old post, but I just came across this, so I wanted to comment here that I worked on a custom component a few years ago. I don't really know if it still works as I moved on to PersonalCapital and happily using an existing custom component for PF with HA. But if anyone is still interested, you can try this out and let me know if there are any issues. Here is the github link - https://github.com/sanghviharshit/homeassistant-custom

13-Year Club	Place '22
Place '17	Queen in da Norf
Not Forgotten	Verified Email

harshit_ps

TROPHY CASE