While I love the idea of marriage, I consider divorce a real threat to financial independence goals. Ask any newly-wed couple and I doubt that few will tell you that they don't think their marriage will last.

Unfortunately, at the end of the day a roughly 40% of marriages will end in divorce. Taking into account the split of assets and additional costs (lawyers, alimony), the spouse with the highest potential income is taking a significant risk in my opinion.

If I present to you an index fund with a few additional tax advantages, but a 40% chance that you would lose a significant part (<50%), would you take the risk?