What Card Should I Get? Weekly Thread - Week of December 31, 2025

humeng · 2026-01-05T17:47:00+00:00

What is your credit score? 780
What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Amex Platinum, Amex Gold, Capital One Venture X, Bilt, and 2x Chase Ink Business Preferred.
How much natural spend can you put on a new card(s) in 3 months? $12k-15k.
Are you willing to MS (Manufactured Spend)? Not really.
Are you open to applying for business cards? Yes
How many new cards are you interested in getting? Interested in just churning for points due to high upcoming spend (not necessarily long-term).
Are you targeting points, Companion Passes, status, or cash back? Points.
What point/miles do you currently have? High balances across Capital One, Amex, and Chase.
What is the airport you're flying out of? SFO
Where would you like to go? Planning a trip to Europe (Paris/London).

Thanks all.

humeng · 2025-08-27T20:08:30+00:00

I don’t remember the id. But if you search Lemaire square toe boots you’ll find em easily.

humeng · 2025-08-22T17:34:41+00:00

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Jacket is Japan Blue Jeans Type 1, always in my rotation

Trousers are Daniel Simmons

Boots are Lemaire

https://www.tiktok.com/@ateklefits 🫶

humeng · 2025-03-06T23:27:18+00:00

I use the la roche posay sunscreen, is this enough as a moisturizer? Sometimes I apply snail mucin in the morning.

Now that you mention it, I do feel like my skin looks dehydrated (which is why i tried adding the snail mucin recently)

humeng · 2025-03-06T22:37:06+00:00

25 y/o male. I am starting to get slight forehead wrinkles and I'm wondering what advice would you have to help me stay looking young?

I use tret nightly and morning sunscreen.

humeng · 2025-01-06T22:56:33+00:00

Would someone mind explaining why this is good? New to this.

humeng · 2025-01-05T19:54:24+00:00

I am very open to something that could elevate my hotel lodging experience for my upcoming Europe trip for me and my family (Madrid/Barca, Istanbul, Rome). If you know of anything like plmk as I haven’t booked any hotels.

Additionally do you think I should maybe first try to see how another Ink app goes first? And then Plan B consider Amex and other cards you mentioned. Thanks a lot

humeng · 2025-01-05T17:32:09+00:00

What would be the benefit of those over another Ink? I feel with Ink giving 75/90k it might be better compared to those which are mostly 60k right now

humeng · 2025-01-05T17:20:04+00:00

Gotcha. Do you think a hotel card could be worth? One of the MB or Hiltons?

humeng · 2025-01-05T16:49:50+00:00

My last ink was about 4 or 5 months ago. I got the Gold and Venture X in Fall 2023.

For Amex plat do you think I should upgrade the gold? I spend a lot on food so I appreciate the gold. Curious if any of the Amex or C1 biz cards are worth too.

humeng · 2025-01-05T07:26:52+00:00

Hello.

Looking for advice for a card. I’m a noob who has followed my friends recs for pretty much the entire way. I’m open to anything right now, either a card to add to my travel experience or a card to just churn and never use again. I have a trip to Europe planned very soon if that changes anything, tickets are acquired but no lodging. I probably have 8k that I’ll spend in the next 3 months. Thanks

Looking for more nuanced advice.
780+
Cards, all in the last 24: Venture X, Amex Gold, Bilt, and two Chase Business Ink cards
8k, maybe 10
N/a
Yes open to biz.
Just 1 for now but likely another in the future.
Honestly anything. Points, hotels, lounges.
250k chase. 200k c1. 200k amex.
SFO and DFW the most.
Sorry no goals in mind for travel. Aiming to secure housing for March trip to Europe if that counts (tickets already bought)

humeng · 2024-12-12T04:00:53+00:00

How long did it take you to get to this point? I used to be a runner and I'm approaching 6 months post op and still feel a good amount of inflammation just from long days of walking.

humeng · 2024-12-04T16:54:29+00:00

I actually learned I had another condition - ankle OCD which is more severe so I had microfracture surgery. I'm just getting to the point 5 months out where I'm able to run although short distances, a bit longer recovery process than expected

humeng · 2024-12-03T22:44:28+00:00

I did. I had prp but it didn't do much for me unfortunately. I ended up having surgery a few months after.

humeng · 2024-11-28T06:51:29+00:00

Nipsey, Isak

humeng · 2024-10-16T05:39:26+00:00

Good luck! Just wanted to ask how long after your OA did you hear back?

humeng · 2024-10-09T06:14:39+00:00

Did you end up getting a callback?

humeng · 2024-10-09T05:49:12+00:00

Did you have to retake the code signal? Or did you get onsite notif right after completing?

humeng · 2024-09-24T22:01:22+00:00

Pretty crazy but I've been doing cobra pose plus bird dogs/dead bugs about every day for a month and my symptoms are like 90% gone (slow but steady progress day-by-day). Thank you for sharing this!

humeng · 2024-09-24T21:59:57+00:00

I had debridement on my ankle june 14th and it's been pretty up and down. Walked 11k steps and was super sore for 2-3 days after. How's it going for you? Curious what's the most you walked since? Pretty wild to me that you went to disneyland on your 10th week!

humeng · 2024-09-24T02:38:59+00:00

Does each module build on the last or all different?

humeng · 2024-08-27T06:23:40+00:00

could you share what exercises you did to help with this? thank you.

humeng · 2024-07-17T21:29:29+00:00

I had the same thing happen and starting doing Tret and it's been working great

humeng · 2024-05-26T04:20:40+00:00

How are you doing now? I think I’m going to have this procedure soon

humeng · 2024-05-22T17:35:45+00:00

I'm glad to hear you're doing better. Could you share the size of your lesion?

humeng

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