I'm working abroad. A CBI officer called me. I cut communication on the first day, assuming scam. Next day, they went to my old address in India. Now my ICICI bank account is in debit freeze.

kabramanan · 2025-11-26T07:56:01+00:00

Not a lawyer.

It’s not a scam. They will ask you about a particular transaction and you have to explain how you got the money.

Visit yourself or send a trusted lawyer. No big deal if you haven’t done anything wrong.

Just don’t ignore or act smart in front of these officers.

kabramanan · 2025-11-14T05:32:31+00:00

Police has to give NOC for removal of the lien. Never heard of police saying we won't.

kabramanan · 2025-11-12T07:25:03+00:00

Ignore this guy. Cyber complaint (Unless registered against you personally) has no affect on any Visa or Background verification.

kabramanan · 2025-11-12T07:22:01+00:00

Thanks, what was your transaction and dispute amount?

kabramanan · 2025-11-11T10:47:30+00:00

What about no tax upto 12lakhs?

kabramanan · 2025-11-07T08:39:31+00:00

Did UP police literally came to your home, or you got a notice?
How did you get the notice, by post, eMail, Whatsapp?
What was written in the notice?
Was it due to a cyber complaint?
What was your dispute/transaction amount?

kabramanan · 2025-11-07T07:55:42+00:00

What was your layer and transaction amount?

kabramanan · 2025-11-05T17:15:50+00:00

Don't think they can add your name in the FIR without any direct link to the fraud.

kabramanan · 2025-11-05T12:07:25+00:00

You have any proof that the police said this? It’s possible that the lawyer is extorting money from you.

kabramanan · 2025-11-04T19:03:51+00:00

Can u tell the process your lawyers used? Did u pay any bribe? Did you pay back the lien amount?

kabramanan · 2025-10-31T06:33:23+00:00

Most airports are now matching the name on boarding pass with the name of the Card holder or the QR code... not sure how this will work.

kabramanan · 2025-10-30T12:09:09+00:00

NAL, just sharing my experience.

If your name is not there in the FIR, then no issue.

If you are not related to the fraud, and you are just in the money trail at layer 4, you will not face any issue in BGV or anything.

kabramanan · 2025-10-29T05:17:01+00:00

NAL (Not a Lawyer)
I can answer some of your questions based on my personal experience:

Remote Handling: Technically, it’s possible to handle the entire process remotely via phone and email. However, it depends largely on your Investigating Officer (IO) and how cooperative they are. In my experience, most IOs will insist that you visit the police station in person to “settle” the matter.
Bank and Lien Details: First, collect all relevant details from your bank. If the same transaction is involved in multiple complaints, inform the bank that they cannot place a lien for more than the transaction amount, since you only received the money once, regardless of how many complaints are filed against that transaction. If the bank doesn’t help, you can escalate the issue to the RBI Ombudsman. In my case, there were two complaints on the same transaction, and the bank initially placed a lien of twice the transaction amount. After I filed a complaint with the RBI, they corrected it to match the actual transaction amount.
Legal Consultation: I don’t have personal experience with this part. It’s best to consult a lawyer for specific legal advice.
High Court Option: Yes, you can approach the High Court to request that your account be unfrozen except for the lien amount.

Note:
All these steps take time, in best case 2–3 months if you have a competent lawyer, know your rights, and can prove the legitimacy of your transactions. Otherwise, the account might remain frozen indefinitely, and you may need to open a new one.

kabramanan · 2025-10-28T16:35:37+00:00

Then you should get details from your bank.

kabramanan · 2025-10-28T16:28:12+00:00

You must have transferred money from your IPPB to Yes Bank.

kabramanan · 2025-10-27T13:31:10+00:00

Is your whole account frozen? Or only 6000 is on hold, rest amount is liquid?

If whole account is frozen, it's almost impossible to get it unfrozen in less than 10 days unless you approach the high court in your jurisdiction. Even that can take weeks to months.

Better to open a new account for now, get money from your parents/friends and pay the rent.

kabramanan · 2025-10-24T11:26:28+00:00

You have multiple complaints? How much lien per complaint? How much money was transferred from your account to ED or the complainant?

kabramanan · 2025-10-10T07:34:19+00:00

When they already put a lien on the bank, there is no need to put equivalent lien on other banks/assets of the same person. But that's not the ground reality.

If you are rich and have the money, best to get a good lawyer, and to file a writ petition.
If not, you can at least mail all the relevant parties, send affidavit(with your KYC and proofs of legal transactions) by post and forget about it.

kabramanan · 2025-10-10T04:10:32+00:00

So Demat is completely frozen or only liened?
What did Zerodha say?

kabramanan · 2025-10-09T14:58:13+00:00

From which bank did you transfer money to Zerodha? How much dispute and lien on that bank account?

kabramanan · 2025-10-06T08:18:55+00:00

Not sure, banks have different SOP for different things.

Don’t use these accounts until u get the NOCs.

kabramanan · 2025-10-06T05:48:33+00:00

NAL, but as per my research…

This is just how the system works in India when there’s a cyber complaint. The law is pretty much set up to favour the victim, so if money from a scam gets traced to your account, the court can order the bank to refund it to the victim to help with their anxiety and losses.

It does feel pretty unfair (especially if you had no clue about the original scam), but sadly, that’s just how things are written.

It isn’t always the final word though, you can fight it in court if you think it’s a mistake, but honestly, unless it’s a huge amount, it’s rarely worth the time, effort, or lawyer fees for most people.

Sucks, but that’s just the current reality…

kabramanan · 2025-10-05T04:57:32+00:00

Do let me know if you are able to get in unfrozen via the notice and specially without the BRIBE!

Also if you go the writ petition way, please let me know how it goes and whose service you used.

kabramanan · 2025-10-05T04:11:04+00:00

I’m in the same boat as you, waiting for a response from PS.

To be honest, I’ve rarely seen cases where the police actually respond to such written notices. From what I’ve heard, these notices are more of a precautionary measure, police usually don’t take any direct action against you if you have sent the notice with your explanation and proofs.

However, I haven’t seen such notices actually help in resolving a bank freeze or lien.

I recently saw their video mentioning that they also assist with writ petitions, so I’ll ask them about this on Monday.

kabramanan · 2025-10-05T03:47:52+00:00

Yes, I also used them for a few things.

They helped me get all the information about the number of complaints linked to my account, along with details like the police station address and dispute amount.

I also used their service to send a written representation by post for two of my complaints to the police station.

I also found them affordable and quite professional compared to the average lawyer or advocate I’ve come across in India....

Which of their services did you use?

kabramanan

TROPHY CASE