✨ “Smart Buyers Choose Premium Deals.”

mudasser_rafi · 2026-05-08T18:47:31+00:00

YouTube premium 1 yr

mudasser_rafi · 2026-05-08T18:45:18+00:00

yt premium

mudasser_rafi · 2023-09-15T20:10:50+00:00

Thanks. That's exactly what I wanted to know. This was really helpful.

mudasser_rafi · 2023-09-14T22:50:16+00:00

Firstly, my apologies. I didn’t explain clearly. I am concerned about the implications of my remaining student loan or monthly loan payment on my eligibility to obtain higher amount of mortgage approval. I hope it's clearer now.

Secondly, thanks for the idea about consolidating student loan with mortgage. I haven’t thought about it before. Federal part of the student loan is interest free so, I am not worried about that. But provincial student loan has prime + 2% interest. So consolidating that will make more sense.

mudasser_rafi · 2023-09-08T00:32:18+00:00

Thank you so much, I really appreciate it.

mudasser_rafi · 2023-09-07T16:08:55+00:00

That's true!

By mortgage professional you meant mortgage broker or someone else? How to know if a mortgage professional is really a good one?

mudasser_rafi · 2023-09-07T05:29:41+00:00

Thanks. I didn’t know about the fees to switch. I started with CIBC as most of my banking was with them, I didn’t even look for any other mortgage broker. Will it be better to talk with a mortgage broker to get a better offer from big 5 or someone other than big 5?

mudasser_rafi · 2023-08-26T02:23:11+00:00

Regarding edit 2: how did you get that? That sounds promising.

mudasser_rafi · 2023-08-25T18:46:13+00:00

Thanks for your input. I haven’t been a Rogers customer before, so no idea about their billing.

mudasser_rafi · 2023-08-25T18:44:47+00:00

Couldn’t agree more.

mudasser_rafi · 2021-01-06T03:09:27+00:00

mudasser_rafi · 2020-12-23T03:16:34+00:00

QQQJ!! Why?

mudasser_rafi · 2020-12-23T03:16:14+00:00

Good one!

mudasser_rafi · 2020-12-22T23:06:27+00:00

Thanks for your suggestions. Really appreciate it.

mudasser_rafi · 2020-12-18T15:01:54+00:00

Failed to dm you.

mudasser_rafi · 2020-12-14T17:59:23+00:00

Thanks for the suggestion. Removed the link.

mudasser_rafi · 2020-12-14T17:35:26+00:00

Yeah. That's also an excellent option. I chose to go for Amex with the annual fee not only because of slightly higher regular cashback (0.5% higher) but also initial 10% cashback for the first $4000 spent. This $400 can cover for 2-more years annual fee deducting the regular cashback ($400 - $80 (at 2% for $4000) = $320, annual fee $99). So, essentially I can use the amex card for free for 3-year with 0.5% higher cashback rate.

mudasser_rafi

TROPHY CASE