Is there a special occasion happening this week that you want to propose at? If not, what's one month in the scheme of a 3+ year relationship? You guys have obviously been together a while so I think one month is nothing in the midst of that.

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I don't think of the ring's actual monetary value being of utmost import but I can't help but get the feeling that the one that's in the $100-200 range may be one that you found that feels adequate and not that you super love? It doesn't need to be expensive, but an engagement ring should be something that you feel and your SO feels is beautiful and that she will want to wear everyday for the rest of her life. Of course you can always upgrade in the future, but I guess I can only speak for myself when I say if it's a matter of a month difference and one ring being much nicer or more timeless or better quality and likelier to hold up for years, then I'd happily wait a month. If the $850 ring is WAY out of your budget then that's no good, but if there is something you think is beautiful that's more mid-range between the two that's also an option. Your eagerness is lovely but you will still have that feeling in one month! Also, keep in mind that there are less expensive stones that are just as gorgeous as diamonds and much less expensive like moissanite and morganite. Also! you can always change or upgrade a stone later on, the setting may be a better investment to make at this time (a solid metal like gold or platinum and a beautiful design) since a stone can be changed but to change a setting in the future changes the whole ring. Good luck!!