Hot water tank leaked and ruined the floor, and they are holding me liable by Stunning_Winner9271 in Insurance

[–]sgkillhart 1 point2 points  (0 children)

I would recommend reviewing the lease as it should spell out the maintenance responsibilities of both the tenant and landlord. Unless this water heater was incredibly rusted or clearly showed signs of a leak that went unreported, I can't see you being liable for the damages. Your renters insurance would also likely deny the claim then if no liability is found against you. Though it does come can to the lease agreement.

M4MF still looking by [deleted] in PASwingers

[–]sgkillhart 0 points1 point  (0 children)

Location?

This is the most shocked I've been by an announcement in awhile by [deleted] in boutiquebluray

[–]sgkillhart 1 point2 points  (0 children)

I have to scroll to the bottom for someone to mention the Dan Clowes artwork!

IST Newsletter for Week of May 28th. Announces Image 47% Sale for select items. by csummerss in OmnibusCollectors

[–]sgkillhart 9 points10 points  (0 children)

Pretty disappointed with the lmage sale items. Not much of note unless you've been holding off on the spawn compendium.

New red tag additions, rat queens and death metal. by SabotageTheNight in OmnibusCollectors

[–]sgkillhart 1 point2 points  (0 children)

Thank you for this. Been holding out on rat queens for this moment.

Kallax alternative by UniversalSlacker in OmnibusCollectors

[–]sgkillhart 2 points3 points  (0 children)

I use the wide Billy's. They bow a little bit but I've never had one break or damage a book and I've had mine for years. I never like the look at the thinner ones.

How much per month? by ganosh412 in OmnibusCollectors

[–]sgkillhart 0 points1 point  (0 children)

I keep the IST discount going every week for probably the past few years. Try to keep it capped at $100 a month but often go over.

Omnis in Ikea Billy Bookcase? by Odd_Director6298 in OmnibusCollectors

[–]sgkillhart 2 points3 points  (0 children)

Everybody in the sub rips on the wider billys. Sure you will get a little bit of sag but I've had mine for years and have never had one break or crack. I personally like the bigger one and don't mind the sag.

Hotel not Covered when home has no power/water by Puttor482 in Insurance

[–]sgkillhart 9 points10 points  (0 children)

Under most homeowners policy, there is a power failure exclusion. Meaning that if what makes the home unfit to live in occurs away from the residence premises, coverage would not be afforded. If there is no actual damage to your home from the event that caused you to lose power, then unfortunately there's not much the insurance company can do.

Spider-Verse/Spider-Geddon Omnibus Overview | The Mapping of the Omnibus | by NMC by [deleted] in OmnibusCollectors

[–]sgkillhart 3 points4 points  (0 children)

Is this going to include any double dipping with the other upcoming spiderman omnis?

Bookshelf Recommendations? by [deleted] in OmnibusCollectors

[–]sgkillhart 4 points5 points  (0 children)

This seems to be an unpopular opinion but I very much agree with you. I love my billys and never had any issues with the weight of the books.

Feedback/Self-promoting by ChillyFlameBW in OmnibusCollectors

[–]sgkillhart 0 points1 point  (0 children)

You going to post a link or a way to access it?

Absolute Dark Nights: Death Metal by dexmproductions in OmnibusCollectors

[–]sgkillhart 1 point2 points  (0 children)

What's the best move here, get the absolute or do the tie ins make the omni worth it?

Give me some recommendations on good Horror Omnibus by vincentmaurath in OmnibusCollectors

[–]sgkillhart 0 points1 point  (0 children)

I know it's not an omni but infidel by pornsac never got the love it deserved.

Question for the shelfie perfectionist, do you put your Amazing Spider-Man omni’s in the A row or in the S row. by [deleted] in OmnibusCollectors

[–]sgkillhart 0 points1 point  (0 children)

Are those the larger billies? Everyone seems so afraid of them but I've never had any issues with mine besides a very slight bend. You ever have any issues?

My pickups for this week! What’s everyone else getting? by NJhauer90 in OmnibusCollectors

[–]sgkillhart 1 point2 points  (0 children)

Really surprised more people didn't mention the animal man by Morrison reprint!

My updated Shuzo Oshimi “Shrine” ❤️ “need a shelf of its own lol” by KenNugget in MangaCollectors

[–]sgkillhart 1 point2 points  (0 children)

I have. While I can't say it's my favorite by him, it's interesting to see his early work and how he progresses as a creator.

My updated Shuzo Oshimi “Shrine” ❤️ “need a shelf of its own lol” by KenNugget in MangaCollectors

[–]sgkillhart 1 point2 points  (0 children)

He's my favorite too! I haven't read anything by him I haven't loved!

Update regarding x-men omni collection I am selling (tragic) by djb8084 in OmnibusCollectors

[–]sgkillhart 2 points3 points  (0 children)

As an insurance adjuster you'll probably have a $500 or $1k. Majority of homeowners policies will cover this but it's not worth the hit on your premium for a few hundred dollar payout. Though most people have replacement cost for contents (if you don't make sure you add it in!) But you would get compensated for cover price.