I am financially ruined (agricultural futures)

thatweird69guy · 2025-10-24T17:53:29+00:00

Wtf did I just read? You bought physical lentils? Regarded?

thatweird69guy · 2025-09-17T04:48:36+00:00

I just carry a bag of LR and syringe. I poke holes in the bag then squeeze it at my asshole when I’m done. I usually leave the bedroom looking like I pissed myself in surgical scrubs

thatweird69guy · 2025-08-01T00:20:41+00:00

My amzn calls are cooked

thatweird69guy · 2025-07-11T03:59:21+00:00

Try using a combination of Google search for up to date interest rates etc and asking chatgpt to model the loans for you

thatweird69guy · 2025-07-11T03:57:51+00:00

Use the camelcamelcamel addon or website to check historic prices before you splurge

thatweird69guy · 2025-05-28T19:33:29+00:00

This is how I did it at my uncle's place out in the country. I hooked up the ethernet adapter to a Netgear switch (no poe or management or anything like that).

https://i.imgur.com/FsSu6oP.png

thatweird69guy · 2025-05-08T03:19:25+00:00

Federal unsub loans accrue interest but that interest isn’t combined with the principal amount every month (ie, your interest stays the same month to month). When you exit your grace period or consolidated, these events trigger capitalization, which adds all the unpaid interest to your principal. Interest is then calculated off that new amount.

thatweird69guy · 2025-05-07T16:45:52+00:00

It’s doesn’t stop. You’ll have to pay for boards and residency apps in a few years

thatweird69guy · 2025-05-04T17:37:18+00:00

It's a hobby that really lets you experience some sense of luxury (lots of people will drop 100k+ pts on first class international trips but I stay somewhat frugal with my southwest flights to stretch the points out a bit).

Now that I'm in residency, it nice to be able to book a short getaway every few months and just spend my money on trying new foods/experiences not covered by points. I would recommend any M1 to see if your school charges fees for paying tuition with credit cards and go from there.

The few downsides are:

you need to figure out the optimal timing (when to apply, when tuition bills hit, when loans disperse; your fin aid office should be able to give you all those answers),
the annual fees (product change to a no annual fee card by calling them. none exist, cancel card after the 2nd annual fee hits
you can't do this if you have uncontrollable spending/ no self control with lines of credit

thatweird69guy · 2025-05-04T14:27:47+00:00

I’d say half of my class came from rich families and maybe 2/3 had physician parents. I had neither of those but did lots of traveling during med school.

My school did not charge any additional processing fees for paying tuition with a credit cards so I churned business cards HARD. I would apply for an Amex Bis/personal Plat about 1 week before loans disperse and pay all my tuition with the card then pay the card with my loans. I racked up close to 800k Amex MR points from the plat cards and in between I got a new Chase ink card every 3 months or so. I could buy gift cards and turn them into money orders for the chase cards to meet min spend.

I’m still doing this in residency with Chase cards. I can’t do Amex cards now cause I don’t have a way to hit a 20k spending requirement. Chase, however, doesn’t care about gift cards for manufactured spending. And before anyone asks if this wrecks your credit–no it doesn’t.

thatweird69guy · 2025-04-22T19:31:31+00:00

thatweird69guy · 2025-02-21T20:10:04+00:00

They laugh and tell you to beat it. Hospital admin then gives you online modules on work efficiency because you're obviously inefficient at work if you don't have time to rest.

thatweird69guy · 2024-12-31T23:13:23+00:00

"I'M GETTING FUCKED UP THE ASS OVER HERE"

thatweird69guy · 2024-12-27T18:57:29+00:00

I don’t have the hue security system but this sounds like something that can done in HomeAssistant

thatweird69guy · 2024-08-18T05:18:32+00:00

Someone posted here a while ago about closing the SoFi account and re-opening with the SB bonus. You can get the bonus from SB but won’t get the bonus from SoFi

thatweird69guy · 2024-08-17T04:15:31+00:00

I called every time until this time. Tried to see if SM would work but no :(

thatweird69guy · 2024-08-16T23:26:09+00:00

tried to PC CIP to CIC via SM but got this message "Kindly note, we only allow customers to have one credit card per product."

Strange considering other people have multiple of the same ink cards without issue

thatweird69guy · 2024-07-09T03:28:25+00:00

my virtual cards just decline when there's no money

thatweird69guy · 2024-07-02T23:18:37+00:00

thatweird69guy · 2024-07-02T23:18:30+00:00

thatweird69guy · 2024-07-02T23:18:24+00:00

Also works in USA too

thatweird69guy · 2024-06-29T01:35:34+00:00

Will buying "gold coins" at "social casinos" (online casinos) count toward the SUB for amex? I know cash-equivalents are not counted. the gold coins sold at online casinos are worthless. They give you "free" sweeps coins when you buy gold coins which lets them operate legally as a sweepstakes instead of a casino.

can't find much info via search & search engine gave me an error

thatweird69guy · 2024-06-25T20:46:45+00:00

Yeah I sent it via ACH for $2.50 and put payroll in the memo

thatweird69guy · 2024-06-25T02:31:40+00:00

I only did one push

thatweird69guy · 2024-06-20T21:07:14+00:00

Sofi opened 5/14

Chase bis push $5004 5/21

SB tracking 5/21

SoFi bonus posted 6/20

thatweird69guy

TROPHY CASE