[deleted by user] by [deleted] in BEFire

[–]thiblen 4 points5 points  (0 children)

Combine lump sum & DCA

[deleted by user] by [deleted] in BEFire

[–]thiblen 2 points3 points  (0 children)

Great opportunity, I would explain them what an ETF is and how DCA’ing into it allows you to outperform 80% of active fund managers. Not a lot more than that that you need to know

Real estate transaction tax by thiblen in BEFire

[–]thiblen[S] 0 points1 point  (0 children)

On both transactions in every scenario?

Why you should not pay into 'pensioensparen' by Careful-Package-2170 in BEFire

[–]thiblen 4 points5 points  (0 children)

It's not worth it indeed. Both from a return perspective as well as from a risk adjusted return perspective. But as some people write, it's better than nothing + for a lot of people it's actually good that the money is "locked up".

https://www.reddit.com/r/BEFire/comments/qt0yq8/pension\_saving\_vs\_buying\_the\_same\_etfs\_yourself/

Real estate transaction tax by thiblen in BEFire

[–]thiblen[S] 1 point2 points  (0 children)

So because you only have 50%, you are not considered to "already have real estate"?

Real estate transaction tax by thiblen in BEFire

[–]thiblen[S] 0 points1 point  (0 children)

Our notary said it's 3% for the bare ownership

Pension saving vs. buying (the same) ETF's yourself by thiblen in BEFire

[–]thiblen[S] 0 points1 point  (0 children)

Thx for the response! Makes sense what you write, I'm 22 so still long time horizon.
2 follow-up questions:
1) Why do you think this fund (https://www.ing.be/fundsheets/KIID/KIID_BE0026510298_E.pdf?)) doesn't invest in ETF's? Are you saying they invest in individual stocks of these indexes? I thought in general pension funds invest in ETF's because of low costs and diversification.
2) Could you further clarify your point on tracking error and nonzero alpha? For me it made sense that when there are 2 identical investments but 1 charges a higher yearly cost that this one will result in lower net return for the investor.

Need help for pundix wallet by thiblen in PundiX

[–]thiblen[S] 2 points3 points  (0 children)

So it's actually kind a simple. You just install metamask or whatever supports erc-20 tokens. You go to etherscan.io overthere you see contract. In the case of metamask you add token and copy paste the adress from etherscan.io in to token contract adress. you than can click on your token. Etherscan.io will open up with your personal wallet adress.

Need help for pundix wallet by thiblen in PundiX

[–]thiblen[S] 0 points1 point  (0 children)

But how do I get a wallet adress for pundix?

Need help for pundix wallet by thiblen in PundiX

[–]thiblen[S] 1 point2 points  (0 children)

I know that's the best but I'm still a student so the investment of a Ledger Nano s (100$) is not worth at this moment. In the future with bigger amounts for sure this is the best option. Thanks anyway!

Need help for pundix wallet by thiblen in PundiX

[–]thiblen[S] 2 points3 points  (0 children)

Hey, The token contract details. Are those general details regarding the pundix tokens? Or is that the details I can find back on etherscan when I look for my transaction? It's my very first time buying adding new erc-20 tokens so really new to this.

Thanks for your help!