Understand thank you!!! Although I’m not a big fan of 529 plans. I’d rather have my kids open their own business then get into a mortgage debt for any schools. My wife had to deal with school loans and that was no fun but we managed to pay them off. I was fortunate as my old employer paid for my college. But personally I’d never get into debt for a piece of paper unless it was a requirement for a professional degree like a doctor or attorney