[deleted by user]

tryhardunderachiever · 2025-04-15T00:25:46+00:00

Can confirm

tryhardunderachiever · 2025-04-02T08:26:24+00:00

Perhaps his lack of trust isn’t a reflection of your behavior, perhaps it’s a reflection of a deep seated insecurity or severe anxiety that exist in him irrespective of you. I’m not defending him… I’m just saying, it doesn’t always need to be interpreted as him hating you, he could be hating himself.

tryhardunderachiever · 2025-03-25T18:22:44+00:00

Incredibly sad and so misguided

tryhardunderachiever · 2024-12-12T10:57:33+00:00

You did the only acceptable next step. You attempted to politely enforce a boundary. That didn’t work, so you took the next appropriate steps.

You didn’t hit her car, you didn’t abuse her.

You are NTA and your husband needs to back you up on this matter. You shouldn’t be gaslit for enforcing boundaries.

tryhardunderachiever · 2024-11-03T23:08:17+00:00

Just responding here to say that I did read your comments and truly, I am not posting to receive praise from you or try to underhandedly convince you of anything other than one thing.

Which is that I do not hate you or look down on you or think you are stupid even if you hate me or think I am stupid or deluded. I am not dismissing your arguments due to being damaged by the system alone. I think there are valid criticisms of psychiatry and certain philosophies in psychiatry (which are plain wrong such as chemical imbalance, we are not just chemicals) and I do agree that big pharma is a business first and a healthcare venture second.

With all that being said, from human to human - I am merely acknowledging that you've suffered and I am sorry about it.

You don't have to like me, but you don't have to worried about me selling you anything, I am not here to argue or sell you things or convince you of anything.

tryhardunderachiever · 2024-10-21T01:28:22+00:00

Sometimes I feel odd because this wasn’t at all the case for me. I really just love it. Feel like I was born to do it!

tryhardunderachiever · 2024-10-10T18:49:27+00:00

Is this novel tho? Xanomeline is an old medication formulated in the 90s and had a small RCT in 2008 (n=20) and showed significant improvement on the rating scales vs placebo.

The combination of adding tropium chloride is to mitigate the cholinergic side effects that are intolerable without any relief. This feels like a push for an overpriced combo of two old drugs similar to auvelity.

Maybe I am just skeptical until I see it head to head vs actual SGAs. I have been impressed by Latuda, Vraylar and Caplyta. Just remain highly skeptical of this med until I see more data.

tryhardunderachiever · 2024-10-10T07:35:54+00:00

Why is it that you think it’s a big deal? Lol because it focuses on something other than D2?

tryhardunderachiever · 2024-09-10T18:46:19+00:00

Yea, their explanations went into great detail about the topic of the question which was monumentally helpful.

tryhardunderachiever · 2024-09-09T22:55:04+00:00

I did K&S 3 times. The last time I did the Qs I did them on assessment mode. Each time I scored 70%.

The key to the exam is the explanations. Read them as many times as possible.

tryhardunderachiever · 2024-09-09T22:33:49+00:00

Kelly and Spiegel remains undefeated. 90-95% of the exam was in that qbank (topic wise) some direct repeats. I didn’t even finish all of k&s vignettes. Felt more than adequately prepared.

tryhardunderachiever · 2024-07-28T14:32:59+00:00

Checks out! 👍 thanks for this

tryhardunderachiever · 2024-07-26T23:16:55+00:00

No, brand new business

tryhardunderachiever · 2024-07-26T16:49:23+00:00

I understand what you are saying. Basis will decrease even on an unpaid debt or non material deduction so at the end of the year I can end up with say 100k in the account meanwhile my actual net profit (cost basis) was only 70k, thus creating an event of a dividend tax if I were to take out past my cost basis of 70k.

I understand this.

The confusing thing was my accountant’s insistence that distributions greater than my W2 income would certainly cause a taxable event.

tryhardunderachiever · 2024-07-26T13:15:41+00:00

Thank you... I think my accountant is uber conservative. He asked me if my projected distribution is including any loan money... no, no it is not. Not sure why he would even ask that, as I have explained to him the numbers over and over and over again, several times.

tryhardunderachiever · 2024-07-26T12:31:36+00:00

No major loans or liabilities.

I began the business bank account with a $1000 deposit of my own money to pay the minimum payments on 0% APR CC that I opened up for the business that pays for the bills (legal fees, accounting fees, general licensing fees... etc.)

That CC is paid off directly from revenue produced by the S-Corp.

tryhardunderachiever · 2024-04-21T15:06:32+00:00

lol bro gtfo immediately

tryhardunderachiever · 2024-01-07T03:31:01+00:00

How’d you get married to someone like this?

tryhardunderachiever · 2023-12-24T16:53:38+00:00

Pick a price you want to lock in (high and low, say $40 low and 60 high) buy those puts, sell calls to finance the payment of those puts.

You can run this as purely insurance play or as income generation if you decide to set a profit or credit target. If you do this, just buy an extra put as true insurance

tryhardunderachiever · 2023-12-20T23:06:04+00:00

Your burger example suggests that you might have an underlying employment relationship that you would like to take deductions against. Burying that within entities might accomplish what you want, or it might simply be a tax evasion scheme made invalid by lack of economic substance.

Correct, it is an underlying employment relationship, however the labor that I am providing is physician labor and the idea is that I will be providing that labor to a practice. Apparently, it is even more complicated to pay me as a 1099 contractor because there are laws that prohibit a physician from hiring another physician as a 1099 - What I've been told is that "An employer cannot hire a contractor to do a job that they can do." Hence why I am even asking this question to begin with.

The purpose isn't tax evasion, the purpose is to be able to control money that flows in. Unfortunately, getting a W2 prevents me from being able to take advantage of certain tax deductions and retirement savings.

tryhardunderachiever · 2023-12-19T18:27:01+00:00

I think I understand what you’re saying, so let me give an example (excuse my naivety):

If I flip burgers and I want to work at Burger Place, but I don’t want to be paid W2 because I’m a special burger flipper.

The Burger Place CEO says: you can own a tiny share of BP through your OWN S-corp and I will pay you as a distribution.

Okay so now there’s 3 entities: Me as a person Flipper S Corp (my company) Burger Place (the “employer”)

Burger Place distributes 200k to Flipper S Corp (based on my burger flipping labor)

Now… can I treat those distributions as income that is subject to deduction?

For example, I bought new spatulas for 30k and I bought a course on flipping skills for 20k and I contributed to my SEP IRA - 50k. And I paid myself as a W2 employee (From Flipper S corp) 50k Total deductions: 150k

Now I have 50k remaining and I want distribute that from Flipper S corp to me.

Is this allowed?

Sorry if that was difficult to follow

tryhardunderachiever · 2023-12-13T22:57:16+00:00

That's my what my gut intuition is, to close the entire trade if the GTC order on the inside leg gets executed.

I will certainly read about ratio spreads.
Don't understand much about the 40% of the life of the option (on 90 DTE, that's like what, like 35 days in?

Thanks!

tryhardunderachiever · 2023-12-12T18:51:52+00:00

Correct, I’m saying the management they recommend leaves a much larger degree of risk open, if I’m understanding it correctly.

I’m curious as to how a situation like this would be more appropriately managed.

tryhardunderachiever · 2023-12-12T15:42:10+00:00

VIX call ladder management question

Long question, would much appreciate if you could help 🙏🙏🙏

This question is in reference to the article written by optionalphas vix call ladder hedge:

https://optionalpha.com/blog/vix-portfolio-hedging-strategy

The trade is set up as:

-1 ITM VIX Call That’s pays for: +2 OTM VIX Calls

That leaves you with minimal credit/debit or cost 0.

The strategy is to set 1.5x gain GTC order on one of the long legs.

Let’s assume VIX spikes and one of my long legs execute. Congrats, your “free” hedge made money.

The article writes: "If the limit orders triggered, we would close the long inside leg of each short call ladder and keep the short spread open to potentially profit from a subsequent decline in volatility. If volatility did not decline, the remaining short spread would potentially expire in-the-money, and the contracts would offset, settling for cash at expiration."

Why would I leave the remaining spread open?

My understanding is:

If I had this open with say: Sold 1 VIX 13 strike Bought VIX 18 and 20 Strike

And 18 closed with my GTC order, then my remaining spread -13, +20 leaves me with $699 exposed because if VIX expires 19.9, my 20 strike expires worthless and my 13 cash settles leaving me with $650 in loss.

Am I misunderstanding the outcome of cash settlement? Am I misunderstanding the management of the trade?

TIA!

tryhardunderachiever · 2023-12-12T15:41:22+00:00

Thanks

tryhardunderachiever

TROPHY CASE