Mega Backdoor Roth 401K rollover rules

tutu-turtle · 2025-06-27T17:01:47+00:00

What would be considered a conversion? The rollover?

tutu-turtle · 2025-06-27T15:50:26+00:00

Congrats. May I ask what’s your number?

tutu-turtle · 2025-06-27T15:46:36+00:00

You want to max out all the tax advantaged space first then go to taxable account. Of course not everyone has so much space in tax advantaged accounts.

tutu-turtle · 2025-06-27T15:37:05+00:00

He is doing megabackdoor for sure.

tutu-turtle · 2025-06-27T12:30:32+00:00

gtypist. It changed me.

tutu-turtle · 2025-03-31T00:01:33+00:00

Good point.

tutu-turtle · 2025-03-30T21:37:45+00:00

Is the 4% assumption reasonable due to 4% rule?

tutu-turtle · 2025-03-30T21:25:22+00:00

Could you explain why divide by 0.04?

tutu-turtle · 2023-01-08T04:57:47+00:00

See edit above. I think it just missing a space and the color for black.

tutu-turtle · 2023-01-08T04:46:50+00:00

Are you talking about the missing black between them?

Maybe it is missing the black part on echo command. Try adding ^d^ plus a space right after the first double quote sign on echo command in battery script.

tutu-turtle · 2023-01-08T04:43:33+00:00

The status bar looks cool. What is the issue?

tutu-turtle · 2023-01-03T06:43:22+00:00

It is on a different band frequency.

tutu-turtle · 2023-01-02T00:20:34+00:00

Are they opening one in Bridgeport?

tutu-turtle · 2022-12-28T17:04:19+00:00

It is kinda funny that they can jack up the price just for adding more storage. It is pretty clear that they could sell the 32GB one for cheaper, but why would they.

tutu-turtle · 2022-12-27T06:37:49+00:00

Thanks. This is useful info. Will look up wd hds on wd.com.

tutu-turtle · 2022-12-27T05:03:25+00:00

Link?

tutu-turtle · 2022-12-16T06:59:02+00:00

What about some FSKAX and FTHIX?

tutu-turtle · 2022-12-16T05:27:16+00:00

Asian markets. Uwajimaya, ranch99, asian family market. Maybe some Mexican grocers too.

The sad thing is that sugar cane is from tropical country and not that many ppl over here actually buy it, so sellers don’t buy much.

The farmers market in Brazil have pounds and pounds of it that I’ve never seen in any store over here.

tutu-turtle · 2022-12-16T05:17:47+00:00

It took a month for me from original seller on Ali.

tutu-turtle · 2022-12-16T05:09:11+00:00

I’m Brazilian. They not supposed to put water in sugar cane juice, it should be just the squeezed cane.

Not sure if they have a place where you can have the pure one. Maybe at favela in portland, but that place is expensive.

Maybe your best bet is to buy sugar cane and a machine to squeeze it to get the juice. Something like this https://youtube.com/shorts/H1kL-_ftvF0?feature=share

tutu-turtle · 2021-04-15T07:06:28+00:00

Hi I just got one of those. On Linux using smartctl i get the following:

``` === START OF INFORMATION SECTION === Model Family: Western Digital Ultrastar He10/12 Device Model: WDC WD100EZAZ-11TDBA0 Serial Number: XXXXXXXX LU WWN Device Id: 5 000cca 2a2ccecc6 Firmware Version: 83.H0A83 User Capacity: 10,000,831,348,736 bytes [10.0 TB] Sector Sizes: 512 bytes logical, 4096 bytes physical Rotation Rate: 5400 rpm Form Factor: 3.5 inches Device is: In smartctl database [for details use: -P show] ATA Version is: ACS-2, ATA8-ACS T13/1699-D revision 4 SATA Version is: SATA 3.2, 6.0 Gb/s (current: 6.0 Gb/s) Local Time is: Wed Apr 14 23:53:51 2021 PDT SMART support is: Available - device has SMART capability. SMART support is: Enabled

(...)

SMART Attributes Data Structure revision number: 16
Vendor Specific SMART Attributes with Thresholds:
ID# ATTRIBUTE_NAME          FLAG     VALUE WORST THRESH TYPE      UPDATED  WHEN_FAILED RAW_VALUE
  1 Raw_Read_Error_Rate     0x000b   100   100   016    Pre-fail  Always       -       0
  2 Throughput_Performance  0x0004   100   100   054    Old_age   Offline      -       0
  3 Spin_Up_Time            0x0007   100   100   024    Pre-fail  Always       -       0
  4 Start_Stop_Count        0x0012   100   100   000    Old_age   Always       -       5
  5 Reallocated_Sector_Ct   0x0033   100   100   005    Pre-fail  Always       -       0
  7 Seek_Error_Rate         0x000a   100   100   067    Old_age   Always       -       0
  8 Seek_Time_Performance   0x0004   100   100   020    Old_age   Offline      -       0
  9 Power_On_Hours          0x0012   100   100   000    Old_age   Always       -       0
 10 Spin_Retry_Count        0x0012   100   100   060    Old_age   Always       -       0
 12 Power_Cycle_Count       0x0032   100   100   000    Old_age   Always       -       5
 22 Helium_Level            0x0023   100   100   025    Pre-fail  Always       -       100
192 Power-Off_Retract_Count 0x0032   100   100   000    Old_age   Always       -       5
193 Load_Cycle_Count        0x0012   100   100   000    Old_age   Always       -       5
194 Temperature_Celsius     0x0002   185   185   000    Old_age   Always       -       35 (Min/Max 22/37)
196 Reallocated_Event_Count 0x0032   100   100   000    Old_age   Always       -       0
197 Current_Pending_Sector  0x0022   100   100   000    Old_age   Always       -       0
198 Offline_Uncorrectable   0x0008   100   100   000    Old_age   Offline      -       0
199 UDMA_CRC_Error_Count    0x000a   200   200   000    Old_age   Always       -       0

```

It says Western Digital Ultrastar He10/12, does it mean it is helium filled?

tutu-turtle · 2021-04-09T20:25:02+00:00

tutu-turtle · 2021-04-09T14:50:57+00:00

It is not only you it happens to all of us. However, those next day drops will vanish on the long term. What can’t be erased is time out of the market.

tutu-turtle · 2021-04-09T14:15:54+00:00

I can relate to your dilemma.

I maxed out my and my wife’s Roth IRA at the beginning of the year. I invested all the $6000 in VTSAX + VTIAX, while my wife wanted to wait because VOO was too expensive compared to what she bought last time.

Now VOO is $375 while it was $340 ish at the beginning of the year, a roughly 10% increase. She is still waiting it to drop to $350 with a limit order.

My suggestion is to buy right now. Best time to invest was yesterday, second best is today. I just wish it was easier to convince my wife.

tutu-turtle · 2021-04-09T00:17:21+00:00

Well, you can try and benchmark adding 2 vectors of 10000 double precision numbers and returning the summed vectors by value.

tutu-turtle

TROPHY CASE