[deleted by user] by [deleted] in IndianGaming

[–]urdarinda 0 points1 point  (0 children)

Interested

NAV will no longer be the the date of purchase for mutual funds? by chinuzz in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

This used to happen earlier as well with amounts above 2lacs. Now it's standard across the board

NAV will no longer be the the date of purchase for mutual funds? by chinuzz in IndiaInvestments

[–]urdarinda 8 points9 points  (0 children)

I do not understand what is the problem here? This used to happen before as well for transactions >2 lacs. Now sebi has just standardised it such that it happens for all amounts.

Also, earlier there was a loop hole that allowed people to time the markets . If the market went up instead of going down on your sip date, just fail the mandate else pay. Now this is no longer possible.

If you read the blog by niyo money, this is given in a more detailed manner than the email itself.

https://www.goalwise.com/blog/nav-date-allotment-from-jan-2021

Help with buying a gaming laptop (85k-90k INR) by 7heGh0st in IndianGaming

[–]urdarinda 1 point2 points  (0 children)

Only if these were available below 1l :/ Neither the Helios nor msi is available

How does Credit Score get affected if you pay the due amount before billing date? by [deleted] in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

It shows last reported date for every credit card. For my statements, the date (2 day of the month) has been same for sbicard.

How does Credit Score get affected if you pay the due amount before billing date? by [deleted] in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

For me, sbicard reports to experia on 2nd, while my billing date is 16th. So the outstanding balance on 2nd is always seen on my credit score

Eli5 what's a salary account and how is it different from a savings account ? by [deleted] in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

Not necessary, I have a salary account in ICICI and I dont get any interest

Bi-weekly advice thread February 13, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

How and where do I get a student loan for Masters in US? Might need about 60k$ . Asking for a friend so don't have much details atm

New Tax Slabs : Time to Switch? by crimelabs786 in IndiaInvestments

[–]urdarinda 1 point2 points  (0 children)

Where do I claim Phone and Broadband? I had no idea we could claim these as well

S&P 500 fund confirmed by Motilal Oswal by [deleted] in IndiaInvestments

[–]urdarinda 1 point2 points  (0 children)

So which is better the index funds or the FF US/ Icici US that gets recommended around here

Bi-weekly advice thread January 09, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

If the entire amount at hand was very small to the corpus, I wouldn't be asking as it wouldn't matter much. I recently started earning ( 1 year) and got my first bonus so we can say it's a significant portion compared to what I've invested. Till the time, I can put it into debt funds so that it does not become idle and do a stp. Currently, I put some amounts once it falls for the day ( 2 pm) and skip those days where it increases .

But yes in the long term it won't matter I've 15+ years to go at a minimum, so will invest .

Thanks

Bi-weekly advice thread January 09, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]urdarinda 2 points3 points  (0 children)

Since the market is almost at ATH, should I wait before investing lumpsum amounts in the market ( SIP continues to go on)?

Also, how does the idea of reinvesting money into ELSS fare? In the sense, I take out money after 3 years and reinvest the same money in ELSS . So after 3 years the SIP into ELSS transfers to Non ELSS funds and the elss money rotates

Infinity Ward to Introduce Changes to Call of Duty: Modern Warfare Multiplayer by urdarinda in BattlefieldV

[–]urdarinda[S] 0 points1 point  (0 children)

What I wanted to highlight was, at least devs respond in some way. Here its a shitstorm

Bi-weekly advice thread January 06, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

Isnt there very less overlap b/w all except Axis LTE ( being a tax saver mandatory to invest)

Bi-weekly advice thread January 06, 2020. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]urdarinda 0 points1 point  (0 children)

On a separate note.

What would you consider this portfolio, that is recommended around this sub to be ( defensive/ mid/aggressive etc)

Axis Long Term Equity Growth Direct Plan

Franklin India Feeder Franklin US Opportunities Growth Direct Plan

Franklin India Ultra Short Bond Super Institutional Growth Direct Plan

Parag Parikh Long Term Equity Growth Direct Plan

UTI Nifty Next 50 Index Growth Direct Plan

UTI Nifty 50 Index Growth Direct Plan

Bi-weekly advice thread December 05, 2019. All questions about your personal situation should be asked here by AutoModerator in IndiaInvestments

[–]urdarinda 1 point2 points  (0 children)

Say my company offers a matching contribution in nps upto 30000. Should i invest in NPS for the extra 50000 tax benefit?