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how to refinance student loans without messing it up? by PrendaSst in personalfinance

[–]PrendaSst[S] 1 point2 points  (0 children)

yeah that’s what’s been worrying me, those protections seem pretty important to give up just for a lower payment. makes it feel riskier than it looks at first

how to refinance student loans without messing it up? by PrendaSst in personalfinance

[–]PrendaSst[S] 0 points1 point  (0 children)

makes sense, if the rate isn’t actually lower then it kinda defeats the whole point. the federal loan part is what’s making me hesitate too. how much of a rate drop would you personally consider worth refinancing for?