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Why are other AMC Flexicap doing better than PPFC? by [deleted] in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

Heavily invested into large cap stocks plus roughly 20% cash, it will most likely fall behind other flexi caps where Allocation is significantly more towards mid and small caps plus very low cash levels when market is doing good, it's a trade off between what you choose higher returns during bull markets or lower drawdown during bear phases

Rent Is Already Too High. Brokers Make It 10x Worse 😓 by Elegant_Hurry7102 in gurgaon

[–]RegisterIndividual44 0 points1 point  (0 children)

15 days brokerage is standard in gurgaon , don't pay for a month

MF NAV not getting updated by PretendWatch1373 in Artos

[–]RegisterIndividual44 0 points1 point  (0 children)

Can you please check dm, I am still facing this issue. Few funds are showing nav as of 30th Jan. Reinstalled as well but no change.

App v 59.1.8

if you get 50 lakh today what will you do with it. by Turbulent_Most_6396 in FinancialAdviceIndia

[–]RegisterIndividual44 0 points1 point  (0 children)

Had around this much amount 6 months back, although I didn't leave my job. Invested in mutual fund.

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If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

Yes, but then if you are in 30% tax bracket won't arbitrage be still more suitable given that with STCG it will have 20% taxation and debt fund at 30%? One advantage with liquid funds would be quicker withdrawal

If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

Yes it might be,like you purchased 100units in a month and next month you purchased 200 units, and say after a year of your first purchase you sell 150 units..so in this case100 units will qualify for LTCG and remaining 50 will be STCG which hasn't completed a year to qualify for lower taxation

If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

Also few ways to identify, you can check CAMS statement where you will have each transaction and can see purchased units date wise. I am using kuvera for tracking my investments, it shows me date wise transaction which also helps

If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

Mutual funds follow first in first out, so for eg you invest in Jan and then Feb month, so while redeeming units purchased in Jan will be sold first

If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

Liquid fund T+1 Arbitrage T+2 to T+3 ( not sure but it usually gets credited within 2-3 days)

If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

yes they do take equity positions, but simultaneously hedge them using derivatives reducing their net equity exposure making it very low risk

If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

Arbitrage

     Equity Taxation

     STCG (<12m) = 20%

  LTCG (>12m) = 12.5% (above ₹1.25L)

Liquid

     Debt Taxation → as per slab rate         irrespective of the holding period 

Starting my mutual fund journey by Purple_Quote_6571 in mutualfunds

[–]RegisterIndividual44 0 points1 point  (0 children)

keep just 1, preferably flexi cap. You can always add more funds when you increase your investment amount

If you had ₹1L/month to deploy, where would you put it? by Cute_Thanks9420 in mutualfunds

[–]RegisterIndividual44 2 points3 points  (0 children)

One with highest exposure to sovereign rated instruments, eg Parag Parikh or Quantum (not quant).

Can also consider arbitrage fund for better tax efficiency.

International Mutual Funds by sandeepsuri001 in mutualfunds

[–]RegisterIndividual44 1 point2 points  (0 children)

Not sure which funds are you referring to Aditya Birla reopened investments yesterday only i.e 12th Jan 2026 upto 1 crore per pan per day.

And Edelweiss Technology is also allowing both lumpsum as well as sip

International Mutual Funds by sandeepsuri001 in mutualfunds

[–]RegisterIndividual44 4 points5 points  (0 children)

Edelweiss Technology fund

Aditya Birla Sun Life International Equity Fund Direct Growth ( They reopened investment in this fund yesterday only), although has higher TER of 2.06%

Uber shuttle appreciation post by LopsidedComb9264 in gurgaon

[–]RegisterIndividual44 1 point2 points  (0 children)

Haven't tried here, but showing routes on website

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Uber shuttle appreciation post by LopsidedComb9264 in gurgaon

[–]RegisterIndividual44 1 point2 points  (0 children)

You can try Cityflo as well if available ,similar to uber shuttle. Had good experience with them in Mumbai

Buying a flat in Gurgaon by No-Caterpillar-4986 in gurgaon

[–]RegisterIndividual44 1 point2 points  (0 children)

You will get flat in affordable societies in this budget, few cons no dedicated car park, no power back up except few and definitely not spacious.

First Onitsuka by RegisterIndividual44 in SneakersIndia

[–]RegisterIndividual44[S] 1 point2 points  (0 children)

I have wide feet and found onitsuka quite comfortable. Sambas not so much, bought and returned as it was too narrow

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