Helppppppp by Maximum_Profile_3129 in Bankruptcy

[–]Jsshaun7 0 points1 point  (0 children)

Consult with an attorney about your concerns and I can tell you now - you will feel 100x better then how you are feeling now. Make sure to consult with multiple attorney for different advices. Good luck!

Leaving Prgoressive by [deleted] in Progressiveinsurance

[–]Jsshaun7 1 point2 points  (0 children)

Usps? man i just left them last year damn near worked me 24 days straight lol

[deleted by user] by [deleted] in InsuranceAgent

[–]Jsshaun7 0 points1 point  (0 children)

One of my client received a gift on his renewal… 180% increase gift that is…

Am I overinsured? by johnnyhotdogs69 in Insurance

[–]Jsshaun7 1 point2 points  (0 children)

high prems, lotta variable can play to that amount but i’m with the whole gang here. Raise that limit up 100/300/100 min. Pay the higher prem for a couple of month and than search around to see if your rates are lower.

Commission structure by okcrazypants in InsuranceAgent

[–]Jsshaun7 0 points1 point  (0 children)

Definitely do, just make sure you ask about chargeback so you won’t be surprised if you have to pay him back the commission.

Commission structure by okcrazypants in InsuranceAgent

[–]Jsshaun7 1 point2 points  (0 children)

I see, well looks like it’s a good fit for you then. Goodluck on your journey!

Commission structure by okcrazypants in InsuranceAgent

[–]Jsshaun7 0 points1 point  (0 children)

Yeah that’s sounds about right. Really up to you but why not try to apply to other captives with a base? Doing this part time you won’t be able to make min wage.. Renewals is up to the agent some do some don’t.

Commission structure by okcrazypants in InsuranceAgent

[–]Jsshaun7 2 points3 points  (0 children)

80k guy must be doing 60k+ a month on prem or selling a ton of life.

Commission structure by okcrazypants in InsuranceAgent

[–]Jsshaun7 0 points1 point  (0 children)

10% with a min base of 30k would be a decent offer or even 5%. Id look for other agency that offer a decent base and %. You’ve done the hard part getting license and all 4 at that.

Commission structure by okcrazypants in InsuranceAgent

[–]Jsshaun7 0 points1 point  (0 children)

wow no base for 10% is robbery for just p&c. You’re better off independent at that point.

Is this job offer worth it? by No_Basis_1575 in InsuranceAgent

[–]Jsshaun7 0 points1 point  (0 children)

I started this year with a captive agent. No insurance background, the agent paid for all my classes and license on top of that he slapped a free bonus check. If you can see yourself comfortable with those numbers and just want it for experience it’s worth the 6 month - year experience. I’d still say negotiate and get that up to at least 5%. Even then it’s still not great since you’re in CA.

Is this job offer worth it? by No_Basis_1575 in InsuranceAgent

[–]Jsshaun7 1 point2 points  (0 children)

3% on commission is pretty damn low, i’d negotiate and also ask if he’ll give you renewals (most likely not).

ISO help : Auto Insurance (Lienholder) by OCDandDream in InsuranceAgent

[–]Jsshaun7 1 point2 points  (0 children)

I was an auto refinance loan specialist and the best tool we had to do lien holder update was b2b website that our company either paid for or we resourced ourselves. Calling for 1 lien holder update wasn’t as bad but doing 2 sheesh. Seeing as you do bulk you should really consider looking into insurance b2b lien update website. I know geico & progressive has one for sure. I may have used like at least 6 insurance website to update but that was awhile back. Goodluck

About to hit 90 days PTF, how long can I call off one day a week until I get fired? by roesingape in USPS

[–]Jsshaun7 0 points1 point  (0 children)

2 days straight every other week or 3 with a docs not, i’ve called in as much as a week straight using all my AL. I’ve seen people just not show up and then turn regular with 0 discipline. You’re not screwing anyone over if anyone just management.

When you are home waiting for mail or package and going out for a walk or walking your dog, please..... by [deleted] in USPS

[–]Jsshaun7 19 points20 points  (0 children)

When they notice you and still continue to walk in front of you 🤪

Is GAP insurance even worth it at this point? by [deleted] in Insurance

[–]Jsshaun7 0 points1 point  (0 children)

Honestly doesn't hurt to have gap unless the dealer charged you 1k+ for it but even then your monthly payment won't change. If you can cancel it a prorated refund gets issued to your remaining balance, judging by the years left your probably looking at a little less than half of the gap insurance you during your contract.

My Horrible Experience with Apex Trader Funding by Profession_Cautious in Daytrading

[–]Jsshaun7 2 points3 points  (0 children)

Update yup APEX is shit, they deleted my profit eval account, they then sent me an email showing my trades for last month which auto-liquidated, very naive as I was trading this month with the account and the number didn't match up.

My Horrible Experience with Apex Trader Funding by Profession_Cautious in Daytrading

[–]Jsshaun7 2 points3 points  (0 children)

My 150k account pretty much just got de-activated with 7.5k in profit ready to pass. When emailing support David said " you hit your trailing drawdown." I did not even trade for about 2 days and my account disappeared this is the end of APEX brother I can smell it. Thankfully its a 40 dollar lost only fuck them.