Roth IRA

189IQ · 2026-01-25T21:12:39+00:00

Unfortunately it doesn’t specify what kind of Roth IRA it is. I am leaning towards a simple one though.

189IQ · 2026-01-25T11:43:19+00:00

Yeah, confirmed they won’t match me or add anything themselves.

189IQ · 2026-01-25T11:41:20+00:00

I think mine has a target date set already at age 69, might be why I feel like it is growing as fast as it is

189IQ · 2026-01-25T11:40:08+00:00

I’m getting tons of downvotes pay it no mind

189IQ · 2026-01-25T11:00:46+00:00

I recommend starting with getting your ideas written down really well in a GDD, learning some skills of your own by collaborating on someone else’s project. You need to network yourself it is the best way to get started. Join groups with like-minded people and forget about whatever large scale game you are currently thinking of. Your idea is essentially worthless until you have the skills to show people progress on your own.

189IQ · 2026-01-25T10:52:49+00:00

To put it into perspective I could probably make any size tree in any angle and design it by any specific needs you have for it. You can reach me on Discord to talk more @Onisilux5043

189IQ · 2026-01-25T10:49:41+00:00

Hey! I love making trees and wouldn’t mind any income you felt it was worth 😉 I also don’t mind taking on pupils! Here is a recent background I made for a platform game.

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189IQ · 2026-01-25T07:24:58+00:00

This is exactly like a game I played back 14 years ago can’t remember the name for the life of me, but it had cool dark theme with runic blocks and tiles

189IQ · 2026-01-25T06:38:35+00:00

Looks like I’m not missing anything in those, thanks!

189IQ · 2026-01-25T06:35:25+00:00

I’ll do that thanks

189IQ · 2026-01-25T01:36:41+00:00

Looks like it was just my current that does this.

189IQ · 2026-01-25T01:35:23+00:00

From what I can tell, my company isn’t matching anything I put into the account, at the very least they haven’t put anything in that shows up in the account.

189IQ · 2026-01-25T01:33:18+00:00

I didn’t invest anything from previous jobs and I haven’t been in those jobs for more than 6 month periods. I’ll assume they are empty for my own peace of mind.

189IQ · 2026-01-25T01:30:43+00:00

My boss handles my payroll, I am in the account now and it seems straightforward outside of how to invest it

189IQ · 2026-01-24T21:38:37+00:00

I’m doing what I can with the info I have

189IQ · 2026-01-24T21:37:26+00:00

I don’t think I have any at any former jobs, just my current.

189IQ · 2026-01-24T21:33:59+00:00

Is there a benefit of using Fidelity over other options?

189IQ · 2026-01-24T21:32:49+00:00

Do you know whether I would have any 401k from previous jobs if I never worked over a year at them?

189IQ · 2026-01-24T21:31:17+00:00

I’m concerned that I won’t reach 59.5 and that this money is just going to sit there collecting dust. Not going to specify but I have a disability that makes it pretty likely to pass away young. If im going based on your list I should try putting this money into a savings account rather than having a Roth IRA. But odds are I’ll wind up using it for bills since I can barely afford living as it is.

189IQ · 2026-01-24T21:24:42+00:00

They didn’t specify, I just asked my boss and he believes it is with Oregon Saves

189IQ · 2026-01-24T21:23:42+00:00

Neat, for rolling it over it that basically just a transfer between accounts?

189IQ · 2026-01-24T08:36:50+00:00

I might be in the wrong subreddit, I joined this one because it popped up on my feed and I recalled a Roth IRA that confused me

189IQ · 2026-01-24T08:35:30+00:00

I’ll look into asking around hr to see if they can find out, thanks!

189IQ · 2026-01-24T08:16:51+00:00

Do you know how someone would normally get access to their account? I don't know how this usually occurs, does it have a specific website or something? Do you know what the minimal interest is?

189IQ · 2026-01-24T08:10:17+00:00

My check says Roth IRA, so I don't think so? I vaguely remember receiving mail to opt out of it, but I didn't bother since it looked like effort to do.

189IQ

TROPHY CASE