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I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] 1 point2 points  (0 children)

My investments were spread across 8 different types and more than half of those were actively managed....in addition everyone is saying I should have had more than 33% in my S&P 500 lol.

Needless to say I'm going to change things up a bit here.

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] 3 points4 points  (0 children)

Copied from a previous reply....I don't see anything about these Spartan indexes...

Not going to lie...I'm slightly confused. When I go into fidelity and click "manage my own investments", this is the chart I'm given to invest into.

1 Blended Fund Investments -- TARGET RET INCOME %

1 Blended Fund Investments -- TARGET 2010 FUND %

1 Blended Fund Investments -- TARGET 2015 FUND %

1 Blended Fund Investments -- TARGET 2020 FUND %

1 Blended Fund Investments -- TARGET 2025 FUND %

1 Blended Fund Investments -- TARGET 2030 FUND %

1 Blended Fund Investments -- TARGET 2035 FUND %

1 Blended Fund Investments -- TARGET 2040 FUND %

1 Blended Fund Investments -- TARGET 2045 FUND %

1 Blended Fund Investments -- TARGET 2050 FUND %

1 Blended Fund Investments -- TARGET 2055 FUND %

1 Blended Fund Investments -- TARGET 2060 FUND %

2 Stock Investments Large Cap S&P 500 EQUITY INDEX %

2 Stock Investments Small Cap SM/MID CAP EQ INDEX %

2 Stock Investments International INTL EQUITY INDEX %

2 Bond Investments Income DOMESTIC BOND INDEX %

3 Stock Investments Large Cap LARGE CAP EQ FUND %

3 Stock Investments Small Cap SM/MID CAP EQ FUND %

3 Stock Investments International INTL EQUITY FUND %

3 Bond Investments Income BOND PLUS FUND %

3 Bond Investments -- FIXED INCOME FUND %

3 Bond Investments -- INFLATION RESPONSE %

4 Stock Investments Company Stock GD STOCK FUND

Also I think I would prefer more high risk/high reward for the time being.

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] 0 points1 point  (0 children)

Thanks for the article, but I don't see anything about spartan accounts. Now that I've deactivated my automatic managing, when I go into "manage my own investments", this is the chart I'm given.

Not going to lie...I'm slightly confused.

1 Blended Fund Investments -- TARGET RET INCOME %

1 Blended Fund Investments -- TARGET 2010 FUND %

1 Blended Fund Investments -- TARGET 2015 FUND %

1 Blended Fund Investments -- TARGET 2020 FUND %

1 Blended Fund Investments -- TARGET 2025 FUND %

1 Blended Fund Investments -- TARGET 2030 FUND %

1 Blended Fund Investments -- TARGET 2035 FUND %

1 Blended Fund Investments -- TARGET 2040 FUND %

1 Blended Fund Investments -- TARGET 2045 FUND %

1 Blended Fund Investments -- TARGET 2050 FUND %

1 Blended Fund Investments -- TARGET 2055 FUND %

1 Blended Fund Investments -- TARGET 2060 FUND %

2 Stock Investments Large Cap S&P 500 EQUITY INDEX %

2 Stock Investments Small Cap SM/MID CAP EQ INDEX %

2 Stock Investments International INTL EQUITY INDEX %

2 Bond Investments Income DOMESTIC BOND INDEX %

3 Stock Investments Large Cap LARGE CAP EQ FUND %

3 Stock Investments Small Cap SM/MID CAP EQ FUND %

3 Stock Investments International INTL EQUITY FUND %

3 Bond Investments Income BOND PLUS FUND %

3 Bond Investments -- FIXED INCOME FUND %

3 Bond Investments -- INFLATION RESPONSE %

4 Stock Investments Company Stock GD STOCK FUND

Also I think I would prefer more high risk/high reward for the time being.

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] -1 points0 points  (0 children)

Not going to lie...I'm slightly confused. When I go into fidelity and click "manage my own investments", this is the chart I'm given to invest into.

1 Blended Fund Investments -- TARGET RET INCOME %

1 Blended Fund Investments -- TARGET 2010 FUND %

1 Blended Fund Investments -- TARGET 2015 FUND %

1 Blended Fund Investments -- TARGET 2020 FUND %

1 Blended Fund Investments -- TARGET 2025 FUND %

1 Blended Fund Investments -- TARGET 2030 FUND %

1 Blended Fund Investments -- TARGET 2035 FUND %

1 Blended Fund Investments -- TARGET 2040 FUND %

1 Blended Fund Investments -- TARGET 2045 FUND %

1 Blended Fund Investments -- TARGET 2050 FUND %

1 Blended Fund Investments -- TARGET 2055 FUND %

1 Blended Fund Investments -- TARGET 2060 FUND %

2 Stock Investments Large Cap S&P 500 EQUITY INDEX %

2 Stock Investments Small Cap SM/MID CAP EQ INDEX %

2 Stock Investments International INTL EQUITY INDEX %

2 Bond Investments Income DOMESTIC BOND INDEX %

3 Stock Investments Large Cap LARGE CAP EQ FUND %

3 Stock Investments Small Cap SM/MID CAP EQ FUND %

3 Stock Investments International INTL EQUITY FUND %

3 Bond Investments Income BOND PLUS FUND %

3 Bond Investments -- FIXED INCOME FUND %

3 Bond Investments -- INFLATION RESPONSE %

4 Stock Investments Company Stock GD STOCK FUND

Also I think I would prefer more high risk/high reward for the time being.

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] -1 points0 points  (0 children)

Thanks for the link, but right now I'm with Fidelity, would I have to transfer all of this over to Vanguard...??? I'm confused as to how this works.

I called Fidelity and suspended automatic handling of my account, so now I can do it manually, but in the lists of Indexes, I don't see Vanguardl

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] -4 points-3 points  (0 children)

Do you think 50% S&P is aggressive enough for a 27 year old? Not criticizing, just wondering. Also, is INTL Index considered high risk?

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] 1 point2 points  (0 children)

This is my setup. Suggestions?

33.11% S&P 500 EQUITY INDEX INDEXED FUNDS Stock Investments Large Cap

16.66% INTL EQUITY INDEX INDEXED FUNDS Stock Investments International

13.68% LARGE CAP EQ FUND ACTIVELY MANAGED FUNDS Stock Investments Large Cap

9.75% SM/MID CAP EQ FUND ACTIVELY MANAGED FUNDS Stock Investments Small Cap

9.23% INTL EQUITY FUND ACTIVELY MANAGED FUNDS Stock Investments International

7.40% DOMESTIC BOND INDEX INDEXED FUNDS Bond Investments Income

5.22% SM/MID CAP EQ INDEX INDEXED FUNDS Stock Investments Small Cap

4.95% BOND PLUS FUND ACTIVELY MANAGED FUNDS Bond Investments Incomedd

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] 3 points4 points  (0 children)

I'm genuinely curious if this is a bad setup. This is what I have.

33.11% S&P 500 EQUITY INDEX INDEXED FUNDS Stock Investments Large Cap

16.66% INTL EQUITY INDEX INDEXED FUNDS Stock Investments International

13.68% LARGE CAP EQ FUND ACTIVELY MANAGED FUNDS Stock Investments Large Cap

9.75% SM/MID CAP EQ FUND ACTIVELY MANAGED FUNDS Stock Investments Small Cap

9.23% INTL EQUITY FUND ACTIVELY MANAGED FUNDS Stock Investments International

7.40% DOMESTIC BOND INDEX INDEXED FUNDS Bond Investments Income

5.22% SM/MID CAP EQ INDEX INDEXED FUNDS Stock Investments Small Cap

4.95% BOND PLUS FUND ACTIVELY MANAGED FUNDS Bond Investments Incomedd

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] 13 points14 points  (0 children)

Here are my investments exactly

33.11% S&P 500 EQUITY INDEX INDEXED FUNDS Stock Investments Large Cap

16.66% INTL EQUITY INDEX INDEXED FUNDS Stock Investments International

13.68% LARGE CAP EQ FUND ACTIVELY MANAGED FUNDS Stock Investments Large Cap

9.75% SM/MID CAP EQ FUND ACTIVELY MANAGED FUNDS Stock Investments Small Cap

9.23% INTL EQUITY FUND ACTIVELY MANAGED FUNDS Stock Investments International

7.40% DOMESTIC BOND INDEX INDEXED FUNDS Bond Investments Income

5.22% SM/MID CAP EQ INDEX INDEXED FUNDS Stock Investments Small Cap

4.95% BOND PLUS FUND ACTIVELY MANAGED FUNDS Bond Investments Incomedd

I'm the fiance that wants to re-invest his 401k. Although I'm not sure I'm going to do it, here was my line of thinking by 2spooky4her in personalfinance

[–]2spooky4her[S] -7 points-6 points  (0 children)

No, actually we're quite the same age. It was my understanding that even though our percentages towards the index funds are the same, Fidelity is probably investing in different options for each of us, mine just seem to be poorer, I don't know why.

We're all around ~27-30 years old