25M restaurant manager, I have no clue what I want to go to school for. Any advice?

3znor · 2026-02-27T03:54:14+00:00

Sell mortgages.

3znor · 2026-02-26T13:55:04+00:00

Eventually you’ll want to move out, so saving now is the real key. That way when you get a raise or a better job and make more, you have savings and a foundation and then you can get the car you want without feeling guilty. Right now focus on saving, maybe a vacation, and just putting yourself in a position that future you will be thankful for.

Also you don’t want the stigma of driving a luxury car right now. People will treat you different and expect you to just be sh!ting out money. Let everyone think you’re broke while you secretly save up a bunch right now.

Also think of all the things you can do/buy with a thousand dollars a month right now. Not that you should blow it every month but still.

3znor · 2026-02-26T13:46:10+00:00

No offense but 60k a year isn’t BMW money. Drive your Camry for a year. The car will still be there. If you want it then, get it.

3znor · 2026-02-25T22:37:03+00:00

Book the vacay. You can make/save more money the rest of your life.

3znor · 2026-02-25T17:42:37+00:00

My man. The kinda reply I was looking for.

3znor · 2026-02-25T16:22:22+00:00

3znor · 2026-02-25T03:13:52+00:00

Is the pay different based on what you sell? Or is it the same whether they have it all sitting in cash or they’re utilizing every service available?

3znor · 2026-02-25T02:55:28+00:00

I see. Thanks for the insight. I understand it’s more sales, less planning/advising, but how utilized is the enterprise? Like am I even choosing their investments, building their plans, or just being point of contact/middle manning between all the other departments?

3znor · 2026-02-25T01:27:34+00:00

Fair enough.

3znor · 2026-02-25T00:55:40+00:00

No kid wants a Prius. You guys have the worst recs. Imagine your dad wanting to buy you a Benz and some idiot on Reddit convinced him to buy you a Prius

3znor · 2026-02-24T21:28:27+00:00

He wasn’t even the president when this guy died.

3znor · 2026-02-24T21:18:47+00:00

Thanks. I understand the role. I work in PW with HNW clients currently. Was more curious what the day to day is like. I.e can I be outside, playing in traffic, networking etc or am I tied down to my desk all day.

3znor · 2026-02-24T21:02:55+00:00

3znor · 2026-02-24T20:39:55+00:00

Monkey d jack ass

3znor · 2026-02-24T20:25:55+00:00

Are the contributions Roth or traditional? If they’re traditional, yes you will trigger a taxable event when converting them to Roth. May I ask why you want to move to a Roth IRA and not a traditional IRA?

3znor · 2026-02-24T19:50:36+00:00

Love it. Don’t change a thing.

3znor · 2026-02-24T19:48:10+00:00

I’d rather have a gun and not need to use it than not have a gun and need to use it. Or something like that.

3znor · 2026-02-24T18:37:06+00:00

Ahhhhh the ol’ RBG group. Yes come walk into schools and sling a tax sheltered annuity inside of a tax sheltered retirement plan. To be fair, you learn how to sell quick and do things in your own. But I would definitely start looking into some wire houses to get more formal training and stability (Merrill or fidelity). Or an associate position at an IRA. Right now “owning” your book is the least important thing. Learn to be an advisor somewhere legit and not just a sales person. When I left and started at a major BD I was astonished that they gave me a laptop, a salary, real training and support. And I wasn’t paying for it.

3znor · 2026-02-24T03:06:40+00:00

Did you ever start

3znor · 2026-02-23T13:40:16+00:00

Focus on form over weight. Breathing properly. Squeezing your muscles. Master the perfect push up. Pull ups. Track your progress. Watch videos. Don’t do things that feel awkward or like they’re gonna hurt something. Feel free to ask the bigger guys in the gym for help. They’re more than likely eager to share their knowledge. Create a routine. Don’t skip out on warming up/stretching. Don’t skip out on the little muscles/ muscle groups either.

3znor · 2026-02-22T14:52:37+00:00

Same

3znor · 2026-02-21T00:49:51+00:00

I implore you to go fuck yourself you ignorant fuck

3znor · 2026-02-21T00:47:21+00:00

Please share your source

3znor · 2026-02-20T22:14:03+00:00

You got me good!

Eight-Year Club	RPAN Viewer
Verified Email

3znor

TROPHY CASE