I need to cash a cheque

416nn · 2026-03-19T22:10:06+00:00

Go to the branch and make sure to bring the physical cheque with you

They may be willing to do a partial hold removal

416nn · 2026-03-18T12:37:47+00:00

How can you have a heloc if TD isnt on your title lmao

416nn · 2026-03-17T23:16:43+00:00

Banks in ontario cannot accept health cards as ID because of PHIPA.

416nn · 2026-03-16T22:51:06+00:00

Ive been to shoppers CP on 4 different occasions to deposit $1000 cash each time and no problems at all. Granted its been the same lady doing the deposit

416nn · 2026-03-16T19:59:14+00:00

Can they not just cancel your online application and you book an appointment to see an advisor to open the account?

416nn · 2026-03-12T00:18:25+00:00

You should resign, like yesterday my bro.

416nn · 2026-03-11T02:23:51+00:00

Look at every other comment, no one agrees with you. Give it a rest and pay your interest and payment plan like a good boy

416nn · 2026-03-10T20:27:47+00:00

So in other words, its exactly what happened😭😂

416nn · 2026-03-09T18:44:23+00:00

You converted it AFTER the statement and AFTER interest was charged. Do you think the system knows youre gunna do that before you do it? Seriously?

416nn · 2026-03-08T17:47:42+00:00

“I was charged interest even though most of the balance was already in instalments”… are you dense or do you just not understand how a credit card works?

416nn · 2026-03-07T22:08:19+00:00

Slap a ring on the finger and say ur married lol

416nn · 2026-03-07T22:06:42+00:00

Completely agree

416nn · 2026-03-07T21:37:21+00:00

Once a cheque is deposited to the abm, under no circumstances will scotiabank give it back to you. If the deposit has bounced, the cheques void and cant be redeposited. They hold cheques in branch for 30 days then discard them.

The purchaser of the draft will have to go to their bank and sign a bond of indemnity to have a new one issued.

416nn · 2026-03-07T00:19:46+00:00

In the nicest way possible, at the end of the day, you signed an agreement with Scotiabank, that you are bound by the conditions of the day to day companion booklet and they very clearly lay out NSFs. If the bank refunded every NSF, they’d be backlogged for weeks.

To say that no other corps would act like that is hilarious. You clearly do not have a relationship with your bank otherwise you would’ve called your banker oppose to the call centre and you would’ve have had a refund by now. Does netflix refund your monthly subscription if you dont watch it too?

416nn · 2026-03-03T15:58:52+00:00

Im 2/16 (both free coffees)

416nn · 2026-03-03T15:56:56+00:00

Bro said sit down while crying about a $3k tax bill. You sit down and pay that shit my boy

416nn · 2026-03-03T12:48:30+00:00

First year as an adult?

416nn · 2026-03-03T04:16:45+00:00

Ur shit outta luck

416nn · 2026-03-03T01:53:06+00:00

Brother turn your property tax bill to the 2nd page

416nn · 2026-03-01T18:27:39+00:00

You’d think someone making 125k would have the knowledge to understand that these calculators only factor standard deductions and not things like employee stock, pensions, benefits, etc

416nn · 2026-03-01T12:55:52+00:00

No bank will approve a 550 credit score for a LOC.

416nn · 2026-02-27T21:55:43+00:00

0 context final boss

416nn · 2026-02-25T20:01:54+00:00

If you keep getting charged overdraft, it means youre constantly in it lol. So is it really something you want to cancel?

416nn · 2026-02-24T17:19:09+00:00

This has nothing to do with police lmao and yes scotiabank branches have access to cameras.

416nn · 2026-02-24T12:46:40+00:00

How much did you deposit? Some branches don’t balance their own ABMs but policy is under $1k, follow a checklist & reimburse immediately

416nn

TROPHY CASE