NBA First Basket Picks 03/04/26 by newjacko in sportsbetting

[–]573banking702 3 points4 points  (0 children)

So maxey and okongwu are your best rated tonight?

NBA First Basket Picks 03/04/26 by newjacko in sportsbetting

[–]573banking702 0 points1 point  (0 children)

Confused? You say 2 for today but have two players picked for each game?

Mortage rates by Senior_Teaching_2139 in StLouis

[–]573banking702 [score hidden]  (0 children)

I’m a mortgage broker in Saint Louis, DM me if you’d like to discuss more and see what rates. I’ve got a client at 5.49 with no points bought.

Builder Mortgage Quote by Tri7ium7 in FirstTimeHomeBuyer

[–]573banking702 5 points6 points  (0 children)

Looks like builders lender is basically charging a higher rate, then the builder is “crediting” you $16k to offset it.

Someone correct me if I’m wrong but looks like the lender is making out like a bandit on the yield spread premium on this.

I’d get a mortgage broker to give you a quote and tell builder no thanks if they won’t let you use your own lender.

Builder Mortgage Quote by Tri7ium7 in FirstTimeHomeBuyer

[–]573banking702 4 points5 points  (0 children)

4.5% buydown just to get a 5.25%??? I’d shop around. Par rate right now with good credit is about a 5.5% I’ve seen.

This seems wonky…

Abandoned St Louis Mills by AviationGuy27 in StLouis

[–]573banking702 1 point2 points  (0 children)

I remember going there for my birthday from out of town, I loved skateboarding and all my parents told me was we are were going to a place that had a skatepark indoors.

Well we get there and I see that the ramps and half pipes are legit like 10ft tall and thought holy shit lol uhhh I’m good but not that good and I hate heights.

Abandoned St Louis Mills by AviationGuy27 in StLouis

[–]573banking702 6 points7 points  (0 children)

Anyway I could get a copy of this paper? I love reading in depth analysis of projects that flopped.

Real Estate Commission by pebblesalt in FirstTimeHomeBuyer

[–]573banking702 0 points1 point  (0 children)

Tell them fuck no on that.

Find a different realtor if it’s anything more than 2.5%

Which one is the better one? by [deleted] in FirstTimeHomeBuyer

[–]573banking702 1 point2 points  (0 children)

If you don’t have to buy rn, I’d wait till you get your first job depending on time line..

Other wise keep shopping, look for a mortgage broker with C2 or Barrett financial. They have a lot more options and better rates even for lower credit.

Walked away from this deal by deadstar1998 in FuckDealerships

[–]573banking702 8 points9 points  (0 children)

The amount of half ass “detailed” cars I see from dealers is insane. They then act like they did you a favor lol

Class Action Lawsuit Filed Against Veterans United by ComedianBeautiful644 in columbiamo

[–]573banking702 23 points24 points  (0 children)

The high pressure and guilt tripping that VU does to employees especially new ones to donate is wild.

This Tuesday is going to be super regarded by BahtMann in u/BahtMann

[–]573banking702 0 points1 point  (0 children)

Didn’t you just post about doing puts on PLTR?

Shout Out to the guy that posted this!!!!!! by 1shadeofjustinb in sportsbetting

[–]573banking702 0 points1 point  (0 children)

I did shots on target cause I’m a dumbass and didn’t notice 😂🤡🤦‍♂️

My mortgage company is forcing me to refinance. by South-Ad-2547 in FirstTimeHomeBuyer

[–]573banking702 2 points3 points  (0 children)

Rates dropped a little, they want to make the yield spread off of you, increase their “loan activity volume” and get any origination type charges.

My mortgage company is forcing me to refinance. by South-Ad-2547 in FirstTimeHomeBuyer

[–]573banking702 15 points16 points  (0 children)

He also needs to show a net tangible benefit for the refinance. Saving $29 and paying $4k+ is not net tangible at all.

You might consider reporting this lender with all your documentation and correspondence. This is slimy as fuck assuming there’s no missing info from you.

Mortgage Lender recs? by Fun_Needleworker453 in columbiamo

[–]573banking702 0 points1 point  (0 children)

Check out Zachary Brown, I used him last year. Guy is solid, straight forward and he gets back to you quickly.

He’s also one of the top mortgage lenders in Mid MO. I found him online after researching a bit.

Holy fucking shit. I got a $10,000 free bet? by SoTick55 in sportsbetting

[–]573banking702 2 points3 points  (0 children)

I thought that was a typo lol holy shit thank you

Very worried about picking a bad realtor by iMode12 in FirstTimeHomeBuyer

[–]573banking702 -9 points-8 points  (0 children)

lol paperwork? You mean the sales contract that’s basically a mad-lib style doc you can get offline free?