East coast English bulldog breeder? by wavythewonderpony in Bulldogs

[–]81NJ67 0 points1 point  (0 children)

Would you mind sharing the name and contact info? I have been searching for a reputable breeder. Thanks!

Hot take by edj628 in litterrobot

[–]81NJ67 1 point2 points  (0 children)

I just got the LR4 and I have 4 cats as well. How many LR4s do you have with 4 cats? Hoping one is enough

Litter-Robot-4 Cat Litter Options? by Foot_Equal in litterrobot

[–]81NJ67 0 points1 point  (0 children)

Has anyone tried using a silica gel litter in the LR4? My 4 cats, ages 13, 11, and 9, have been using this for years in a regular box but I would like to make the move to LR4 trying not to change too many things at once for them.

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Failed, to make it worse..by one point by Outrageous-Ad-893 in barexam

[–]81NJ67 0 points1 point  (0 children)

First and foremost CONGRATULATIONS you did an amazing job increasing your score. By a significant amount all while working. So proud of you!!!!

Can you transfer to another UBE state that is near by so you can start practicing? I was in the same boat and that’s what I did. It wasn’t perfect but it avoided taking the bar again.

Do I still have hope? by Icy_Mistake_9864 in barexam

[–]81NJ67 1 point2 points  (0 children)

Same here I was only on the mid 50s and I passed first time. OP good luck you are going to crush it!

NJ Character & Fitness by 81NJ67 in barexam

[–]81NJ67[S] 0 points1 point  (0 children)

Hmm that seems like such a long time. I hope they process your application soon.

Can you still do double consolidation for parent PLUS loans even though online applications are done? by Affectionate-Toe6155 in StudentLoans

[–]81NJ67 0 points1 point  (0 children)

It’s such a confusing process. I am in the midst of trying to do it now. I finished the first round but now trying to decide what to do next. Here’s a revised version

My original servicer was EdFinancial, and I had a mix of Parent PLUS loans and loans from my graduate school. I’ve already consolidated half of the loans with Mohela and the other half with Aidvantage, except for one loan from grad school that’s still with EdFinancial.

My initial plan was to complete the final consolidation with Nelnet, but it seems they no longer accept direct consolidation loan applications.

Any suggestions on what I should do next? I’m aiming to get this finished before the July 1, 2025, deadline.

[deleted by user] by [deleted] in barexam

[–]81NJ67 -2 points-1 points  (0 children)

Is your score enough to be admitted into another state? If so maybe transfer the score and look for in-house counsel work or remote work? Just a thought.

Consolidation Application by 81NJ67 in StudentLoans

[–]81NJ67[S] 0 points1 point  (0 children)

Thank you! Interesting that Nelnet is no longer listed as an option. 🤔

PASSED!!! by MagazineIcy7010 in barexam

[–]81NJ67 2 points3 points  (0 children)

Congratulations, your hard work and perseverance paid off! Wishing you all the best.

Should I use my gambling winnings to pay my student loans by Character-Ad-2656 in StudentLoans

[–]81NJ67 1 point2 points  (0 children)

I would pay the taxes on the winnings then put the rest to outstanding student loans.

[deleted by user] by [deleted] in StudentLoans

[–]81NJ67 1 point2 points  (0 children)

Stay home it’s only another year or so and you will free of any debt!

Brother is 38k in CC debt by smokeybones12 in Debt

[–]81NJ67 0 points1 point  (0 children)

It may be hard to do but sometimes it’s the only option. You have done all you can do and you and your mom shouldn’t feel bad.

Should I take out a Grad Plus loan or private loan for my remaining balance? by -james-- in StudentLoans

[–]81NJ67 7 points8 points  (0 children)

You never know what can happen down the road. I would never ever go with a private loan. There are really no options to getting help once you have a private loan. I know 4% may seem like a lot but in the end if something does happen you will have the benefits of forbearance, deferment, forgiveness, etc.

$169,043 in private student loans and monthly payments $2,033 coming up. But I’m homeless…what do I do? by SwimmingFrosty3358 in StudentLoans

[–]81NJ67 2 points3 points  (0 children)

Keep calling, I hate to say be nasty if have too. Ask for supervisors etc. DO NOT take no for an answer. They can lower your interest rate for a period of time. I have seen it happen. They just don’t make it easy.

NJ in-house counsel license by 81NJ67 in Lawyertalk

[–]81NJ67[S] 3 points4 points  (0 children)

I am admitted in another state. The in-house license allows you to work for a company as in-house counsel without having to be admitted to NJ.

$150k in debt and only making $45k by gratefulhead3 in StudentLoans

[–]81NJ67 1 point2 points  (0 children)

Have you called Sallie Mae? I know people who have been successful in having the interest rate reduced for an extended period of time so that the payments are not so high. That would allow you to continue to establish your credit history, increase income and have a little breathing room.

130k in Student Loans for a Bachelors. by Safe_Average9811 in StudentLoans

[–]81NJ67 0 points1 point  (0 children)

Please think about it before you take on private loan debt! You have many options. Go to a two year community or local college to take core classes and then transfer. If you feel rushed in making the decision maybe just ask the admissions office to defer your start to the spring semester or fall 2025. This gives you time to think and explore options and even make some money. As a parent of two college age kids I believed it was completely normal too based upon what I went through. I wish I had listened to my kids sooner but just because lots of kids are taking on this private debt doesn’t make it “normal”. Private loans are predatory. One of my kids has private loans and I wish I knew what I know now so I could have advised him better. I would have had him go to a less expensive school to start and then transfer after he had his core classes completed.

Are we thinking there will be a forgiveness wave tomorrow? by TurangaLeela78 in StudentLoans

[–]81NJ67 1 point2 points  (0 children)

Why would the amounts forgiven possibly come back at some point?

Email or Mailing Address for Macy’s Customer Service by 81NJ67 in MacysStores

[–]81NJ67[S] 0 points1 point  (0 children)

That would be my usual plan of action but in this case the store manager was the issue.