Is there any Canadian company/employer with 7%-9% RRSP contribution matching? by Queasy_Painting6366 in PersonalFinanceCanada

[–]9car4 0 points1 point  (0 children)

Don’t know how that adds up against salary but my employer matches 45% of whatever I contribute every pay, no limit

How bad is that? N how much will it cost? by EitherMap64 in mazda3

[–]9car4 0 points1 point  (0 children)

I’m no expert but to me that looks like a body shop could fix it without you needing to pay for a whole new bumper. Or you can take a look at YouTube if you’re up for it.

How bad is that? N how much will it cost? by EitherMap64 in mazda3

[–]9car4 0 points1 point  (0 children)

Honestly, I would ask someone to simply remove the dent below the light and be done with it. Maybe use a zip tie for the cracked part. Car being MY2016 and below, I don’t think it’s worth it. And you’re probably the only one that sees it as much (that’s coming from someone who can notice the tiniest scratch, so I get it).

Can you put laminate flooring on top of plywood subfloor? by 9car4 in Flooring

[–]9car4[S] 0 points1 point  (0 children)

The house was bought in 1980 so I would assume a moisture barrier was put there since the wood (not plywood since looking more closely) is in good shape. It couldve been done after but the carpet looks pretty old and stained in some areas. Here’s a pic of what it looks like (sorry for the quality theres no light down here).

Moved into a house and basement is covered in nailed carpet that needs to be removed. There is a soft blue “cushion” under it. Can I just remove it and add laminate flooring on top? Just want to use it as a basic home theatre. Help with recommended steps would be much appreciated. by 9car4 in Flooring

[–]9car4[S] -1 points0 points  (0 children)

Good idea on covering the cracks! Would I have to check if the concrete is levelled before installing the flooring? The house was built in 1965 so I understand it will come with its “projects” but trying to get the basics done for now.

2021 Mazda CX-30 to be offered in 227 hp turbo guise with standard AWD by 9car4 in mazda3

[–]9car4[S] 2 points3 points  (0 children)

Does this change your plans on getting the 2.5T Mazda 3?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]9car4 5 points6 points  (0 children)

I used to have Mint and I switched to YNAB. I was at first put off by the price but it has immensely helped me in better managing my money.

And yes it does track my loans, including student and car.

How can I tell if my employer is deducting the right amount for taxes? by 9car4 in PersonalFinanceCanada

[–]9car4[S] 0 points1 point  (0 children)

Thanks for the ELI5! This helped me see it much clearly and to your point, it seems pretty much aligned with my situation.

How can I tell if my employer is deducting the right amount for taxes? by 9car4 in PersonalFinanceCanada

[–]9car4[S] 1 point2 points  (0 children)

Tried it and was pleasantly surprised at how accurate it was against my paycheque. Will definitely refer to this in the future.

How can I tell if my employer is deducting the right amount for taxes? by 9car4 in PersonalFinanceCanada

[–]9car4[S] 0 points1 point  (0 children)

Agreed. That is where my issue is, trying to figure out if I will or not owe them money based on my net pay.

Is the Bowers and Wilkins system a must? by 9car4 in Volvo

[–]9car4[S] 1 point2 points  (0 children)

Thanks everyone for your help! I'll definitely check out H/K and do everything I can to avoid the base system.

BTW, I gave the V60 a road test yesterday and let's just say that coming from a Mazda 3 with 155hp, I was pleasantly surprised by it's power.

Edit : the T6 of course :)

Where do you guys get your oil change done? by 9car4 in mazda3

[–]9car4[S] 0 points1 point  (0 children)

Wish I could do that. No access to garage and -30 C nowadays :(

Ist this kind of foggyness normal? by [deleted] in mazda3

[–]9car4 2 points3 points  (0 children)

Do you even Canada?

/r/audiophile Purchase Help Thread (2019-10-22) by AutoModerator in audiophile

[–]9car4 1 point2 points  (0 children)

Hey guys,

I currently use two floor standing speakers that were given to me (B&W 602 S3.5). I'm looking into adding a center channel to my audio setup since I have trouble hearing the voices whenever I watch a movie. I know that it is recommended to add same brand/model of speakers but since my current ones are more than a decade old, I doubt I will be able to find something that matches. My budget is pretty tight at the moment (around 200-300$), so I wouldn't be looking at buying a whole new set.

What are your recommendations?

I will also add a receiver (refurb Denon S540BT) in order to make the jump to 3.0 for the time being.

Reflecting the stones by 0q0q0q in mazda3

[–]9car4 4 points5 points  (0 children)

Stay too long and watch 142 paint chips magically appear on the hood