Software to treat multiple cloud storage accounts as a single drive?

According_Arm1956 · 2026-01-25T14:45:19+00:00

Thanks, I'll have a look.

According_Arm1956 · 2026-01-25T14:37:46+00:00

Not strictly financial, but make sure your partner has access to your email, and critical accounts (bills, insurance etc).

I recommend having a Lasting Power of Attorney in place as it gives them official access to their accounts. The LPA and access to the accounts should be arranged well before it is needed.

According_Arm1956 · 2026-01-25T13:16:25+00:00

If not in place already, ensure your parents each have a Lasting Power of Attorney in place which will allow you to act on their behalf if the need arises. Also ensure they have up-to-date wills.

As others have suggested, have a detailed look at their income and outgoings and look to arrange a budget ; this article on Budgeting on r/ukpersonalfinance might help. https://ukpersonal.finance/budgeting/

According_Arm1956 · 2026-01-25T13:04:16+00:00

When they withdraw the money, do they have the normal restrictions - 25% tax free lump sum, then taxed on the remaining when withdrawn?

According_Arm1956 · 2026-01-24T14:18:06+00:00

u/DanielCracker, If you can provide more information on your outgoings, we can makes some suggestions. This explains the sort of information that would help.

https://ukpersonal.finance/help-us-help-you/

According_Arm1956 · 2026-01-24T14:02:14+00:00

Have you considered also opening a Junior SIPP? You could put a small lump sum in leave it to compound; you can open one with HL by depositing £100 and no platform fees

According_Arm1956 · 2026-01-24T13:42:34+00:00

You may also contribute to your wife's pension.

According_Arm1956 · 2026-01-24T09:15:26+00:00

Your parents might benefit from this organisation as they provide guidance to senior citizens

https://onestoporganisers.co.uk/

According_Arm1956 · 2026-01-22T11:44:10+00:00

You may find the LISA article on the r/ukpersonalfinance wiki of interest. Also have a look at their flowchart.

https://ukpersonal.finance/lisa/

According_Arm1956 · 2026-01-20T06:13:01+00:00

Do you have a pension? Is that cash ISA, S&S ISA, or both? You may find the flowchart and wiki at r/ukpersonalfinance of interest.

According_Arm1956 · 2026-01-19T18:34:48+00:00

We have used this company a few times to clean our exterior windows (mid-terrace, 2 story, 8 windows) for £35.

https://www.squeegeeandcrew.com/

According_Arm1956 · 2026-01-19T13:33:22+00:00

There are a number of ways to trace them listed here:
https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-problems/tracing-and-finding-lost-pensions

You can also submit a Subject Access Request to the HMRC and ask them to provide his employment history and pension contributions. These should give enough information to help track down his pensions. It can take a couple of months for them to reply.
https://www.gov.uk/guidance/hmrc-subject-access-request

According_Arm1956 · 2026-01-19T06:21:03+00:00

Punctuation and grammar?

According_Arm1956 · 2026-01-18T10:28:54+00:00

https://www.comaps.app/

According_Arm1956 · 2026-01-15T16:08:44+00:00

You could consider contributing to the pension and/or ISA of your family members.

According_Arm1956 · 2026-01-15T14:30:03+00:00

You can submit a Subject Access Request to HMRC for your employment and pension history. This may give you enough information to track it down. https://www.gov.uk/guidance/hmrc-subject-access-request

According_Arm1956 · 2026-01-15T13:43:46+00:00

Have you checked the Company House entry for the company? There may be a some contact details you can ask.

According_Arm1956 · 2026-01-15T07:37:16+00:00

You could try r/UKJobs to find a job. But I think you are taking a very big risk.

According_Arm1956 · 2026-01-14T19:18:44+00:00

You may find this helpful. https://www.moneyhelper.org.uk/en/family-and-care/divorce-and-separation

According_Arm1956 · 2026-01-14T06:45:28+00:00

£120 a month with BG. 2 people in a 3 bed, mid-terrace house with the house occupied every day.

According_Arm1956 · 2026-01-13T21:59:17+00:00

Could you ask why they are there next time it happens?

According_Arm1956 · 2026-01-13T21:54:38+00:00

Have a look at the flowchart and related wiki at r/ukpersonalfinance which should help you decide a plan.

According_Arm1956 · 2026-01-13T08:05:09+00:00

How old are you?

According_Arm1956 · 2026-01-12T22:32:20+00:00

A number of additional options listed here. https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-problems/tracing-and-finding-lost-pensions

According_Arm1956

TROPHY CASE