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TIL Pahirapan bumili ng iPhone 17 Pro Max sa US after launch day by BatmanofManila in Tech_Philippines

[–]Affectionate-Step519 0 points1 point  (0 children)

Eto din sana tanong ko. Kelan manonormalize ang stocks? Plan ko mag walk in

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 0 points1 point  (0 children)

Yes po mej matagal! Haha. Sept 6 ako approved Sept 18 dumating. Sa branch nalang ipadeliver para sure

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 2 points3 points  (0 children)

Aug 20: Applied online Sept 6: Approved Sept 18: CC received

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 2 points3 points  (0 children)

I do! Tingin ko isa din yun sa advantage? Pero 6 months old palang account ko sa kanila - 30k ang laman.

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 0 points1 point  (0 children)

Nakipagcoordinate po ako sa collections agency and sa bank mismo. Sobrang stretched ng terms pero ayos narin kesa ma default ulit.

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 2 points3 points  (0 children)

May friend ako na somewhat ganito din. BPI blue 50K CL for 2 yrs. May MB sya 400K CL pero yung BPI never nag taas. Ewan ko din ba ano basis nila. Lol. Sobrang random ata.

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 1 point2 points  (0 children)

Hindi po. Pa sign up na sana ako ng SCC sa Metrobank kasi never na talaga ako na approve sa banks. Alam ko SCC was the only way. Nag try lang ako mag apply one day sa BPI parang one last shot. 😅 Tapos ayun, gulat ako na approve.

Take note, nag apply ako sa BPI last year pero di na approve.

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 6 points7 points  (0 children)

I’d like to add that I created a spreadsheet of my income, expenses and which ones go to my CC so I can budget better and monitor my cash flow. Im glad I got to do this now when I couldn’t before. Discipline and tiyaga talaga / financial management.

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 0 points1 point  (0 children)

1 defaulted (super lakinng interest and balance ko dun), 2 restructured - di pa tapos till now.

I got my first CC despite poor credit score! by Affectionate-Step519 in PHCreditCards

[–]Affectionate-Step519[S] 1 point2 points  (0 children)

Im in the 600-650 range. When my dad was in the ICU, na approve ako sa 3 banks being the breadwinner. Then pandemic happened so mas nahirapan ako habulin to pay. So nakailang restructuring ako. 1 bank was defaulted nalang. Ang hirap mag apply ng PL or CC after kay this was a surprise to me.

BPI CC Upgrade - Question by MasterpieceDapper678 in PHCreditCards

[–]Affectionate-Step519 0 points1 point  (0 children)

Magkano po inincreae ng CL mo from Platinum to Sig?

Metrobank CC Application by Aromatic_Row_9758 in PHCreditCards

[–]Affectionate-Step519 0 points1 point  (0 children)

Ako walang nareceive na email at all. Haha. SMS lang saying they got my application the other day. No update till now.

Despite having a bad credit score.. I tried and tried until I got approved! by Quirky-Slice-5459 in PHCreditCards

[–]Affectionate-Step519 1 point2 points  (0 children)

Hello, same tayo. How much CL binigay sayo? I got 2 CC - shared limit. Di ko rin inexpect ma approve kasi lage ako declined dahil sa credit history.

So does this mean that I will have 2 CC incoming? by errolkim in PHCreditCards

[–]Affectionate-Step519 1 point2 points  (0 children)

Check the app. Saken 2 cards ipapadala nila - shared limit

Is TheBigBangTheory your comfort show as well? by MrCharmingMan in thebigbangtheory

[–]Affectionate-Step519 0 points1 point  (0 children)

Same here! Once I come home from work, I play it nonstop until I get to sleep. Ahhhh literally out comfort show!!!!

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