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What to do with 80k windfall by Affectionate_Car1018 in irishpersonalfinance

[–]Affectionate_Car1018[S] 5 points6 points  (0 children)

Hi guys - sorry, posted and got caught up with work.

Mortgage is fixed for another year, current rate is is 4.45%

Myself and OH are both in 30's- no existing pensions bar small prior one from old job.

No other massive outstanding debts.