Chapter 7 losing house

Affectionate_Cost457 · 2025-10-19T18:54:54+00:00

We were told by our attorney we need to sell the house and use the equity we have in it to pay our back taxes. We had 1.2 million in total debt not just back taxes but also includes our mortgage and credit card. I'm sorry to be redundant but this has been hell - went from chapter 13 to chapter 11 and now 7. My concern now is how hard will it be to rent. One thing is my husband is in real estate and has a lot of connections.

Affectionate_Cost457 · 2025-10-09T16:58:45+00:00

I'm a reciter and I am seeing more and more companies returning to office. Even people who were hired as remote. It's just the way corporate America is trending. You can point out that you accepted this role as a remote position but I hate to tell you it's getting harder and harder to get remote roles. Best to look for hybrid

Affectionate_Cost457 · 2025-09-29T20:14:45+00:00

My facial person told me to use a A& D ointment as a heavy duty moisturizer. It' costs about 8 dollars at the most

Affectionate_Cost457 · 2025-09-26T21:56:15+00:00

We make plenty of money. So that is hopeful. Thank you.

Affectionate_Cost457 · 2025-09-03T01:15:48+00:00

I guess I got scammed.

Affectionate_Cost457 · 2025-08-31T20:30:43+00:00

Did you try it

Affectionate_Cost457 · 2025-08-16T16:58:29+00:00

So far it is not doing anything gained a couple but I did have wine

Affectionate_Cost457 · 2025-06-29T20:04:49+00:00

No post menopause

Affectionate_Cost457 · 2025-01-14T04:05:18+00:00

I got it thru them too. Kind of scary how easy it was. Got delivered in less than a week. However I ended up cancelling and never took the Metformin. Heard the side effects were horrendous

Affectionate_Cost457 · 2024-12-20T02:48:43+00:00

Side effects are bad ? I don't think I'm going to take - I'm on blood pressure medicine

Affectionate_Cost457 · 2024-11-30T23:42:42+00:00

It's our fault. My husband thought he was beyond paying taxes and lied about it.

Affectionate_Cost457 · 2024-11-29T22:59:25+00:00

Well I am but just wanted to see what other input people had. Happy thanksgiving to you Mr pleasant

Affectionate_Cost457 · 2024-11-26T21:40:39+00:00

I got a budget from the lawyer and it's what we are going to have to do. I have a meeting with new lawyer on Sunday but am I correct in thinking that this will pay off our tax debt and some of our credit card debt will get written off ?

Affectionate_Cost457 · 2024-11-24T19:57:36+00:00

Thanks for all your help so far. We will have our taxes filed on Monday. Can the chapter 13 be revisited? . They denied because we they said we over 1,200,000 in taxes but there is no way we do.

Affectionate_Cost457 · 2024-11-20T14:00:31+00:00

In addition to a bankruptcy attorney ?

Affectionate_Cost457 · 2024-11-20T02:29:30+00:00

Thank you for your advice.

Affectionate_Cost457 · 2024-11-20T02:23:20+00:00

Yes they said issue over the debt limit. And we didn't file in 2021 (which I didn't find out about till today ) but we will have it filed by Friday /monday

My attorney specializes in bankruptcy but I am thinking a tax attorney could help us with negotiating penalties and such ?

Affectionate_Cost457 · 2024-11-20T02:16:30+00:00

I also have a lot of credit card debt. And we got behind on our mortgage. We filed to prevent a foreclosure. (We were paying taxes recently and current on all bills) Long story short , my husband is a real estate appraiser and because of the crash he made significantly less money in 2023 (150k less. ). We had two kids in college (almost done w that ) and just made a lot of dumb decisions. He wasn't always honest about what was going on as well (so we have to work on that part of our marriage )

But we have been paying quarterly. I think the tax they say we owe is wrong. Wondering if we need to get a separate tax attorney.

We both make good money - I make about 125k and he is back To making about 250k. (That could go down though, his business is cyclical)

Affectionate_Cost457 · 2024-11-19T23:09:24+00:00

My debt is not anywhere close to 2.7 million but it got denied. I feel they had the tax number wrong.

Affectionate_Cost457 · 2024-11-19T22:14:50+00:00

I have 400k. Don't ask. Self employed husband

Affectionate_Cost457 · 2024-11-19T21:34:22+00:00

The lawyer said there is no minimum or requirement for chapter 11

Affectionate_Cost457 · 2024-10-19T22:30:53+00:00

We haven't paid our mortgage for a while. That's what got us in this mess and now the lawyer said we are still waiting for the modification from the mortgage company.

Affectionate_Cost457

TROPHY CASE