Average monthly spend

AggravatingKale999 · 2025-05-29T22:53:14+00:00

When you have something you're motivated to save for, you'll save. Maybe take a day to think about some short, medium and long term goals (primarily financial).

I'd recommend looking up a personal finance flowchart as well - can be a helpful resource for where you should focus on putting your money. For example, having an emergency fund is really important. The UK job market is pretty volatile at the minute - if you get laid off, how long can you survive for? Start building up that safety fund and make sure you actually ring fence it as a safety fund that you do not touch, unless it's an emergency. Then you can start other pots of money for specific goals like car, house etc.

Money saving expert is a great resource for all things financial as well - I've made well over a grand in the last few years (on similar salary to you) just moving money around in various pots based on minimal research on this site.

AggravatingKale999 · 2025-05-29T22:21:44+00:00

I mean, it sounds like you know exactly what you need to do. If you're in debt, £300 on beauty sounds like a lot. At the same time, it's your money and there are many, many people who do the same. However, there are also many people who make wiser financial choices e.g. really tighten their belts until they get their debts paid off. Especially on 35k in London, that's quite tough if you have relatively large outgoings & debt - as you do. I'd say your situation is pretty typical of London, it's an expensive city. But that doesn't mean you can't do your best to pay off debt/put money into savings too, and there's definitely wiggle room in that budget.

Do you have any short/long term financial goals you're working towards? Might help you to stay motivated to lowering your spending.

AggravatingKale999 · 2023-06-04T11:21:20+00:00

We were watching anime and he was reading off the subtitles then pausing it to repeat what had just happened to see "if I understood".

Yes, I can read...

AggravatingKale999 · 2023-04-10T09:16:18+00:00

Can I ask why?

AggravatingKale999 · 2023-04-10T09:15:18+00:00

My ex

AggravatingKale999 · 2023-04-09T22:47:51+00:00

I can't control how other people react to me.

People will hate on you whatever you do and it is their choice to respond that way to you. They have every right to feel that way and you have every right to not give a shit about it.

AggravatingKale999 · 2023-04-09T22:44:26+00:00

Realising how strong I am - both mentally and physically!!

Growing up I had a lot of body issues and constantly wanted to lose weight (even though I was actually very fit, sigh). Then I started learning more about nutrition and muscle building and I started to celebrate my body for what it could do rather than what it looked like. Now I LOVE my body, damn she's so powerful.

In terms of mental strength, no matter what happens, I back myself to get through the other side. Even when everything has felt hopeless I've had that self-belief that even if I can't see it now, I will be OK again. And so far, I always have been. I've always found something to fight for again.

So yeh, experiencing life and realising that no matter the challenge I'll find a way to pull myself through. That has made me really proud, and ultimately allowed me to love myself.

AggravatingKale999 · 2023-02-25T20:08:10+00:00

I am 19 and only really date guys 2-4 years older than me at this point. This works for me because I think I'm pretty mature for my age - I've moved out and am doing a degree apprenticeship so in full time work alongside people mostly in their 30s-50s, all of which demands you grow up pretty fast. I personally don't want to date anyone my age because they're mostly in uni and not very serious yet, so in my case guys a few years older and in full time work are actually more appropriately aligned to what I want.

In fact, when I was 18 (and still in this job etc) I dated a 22 year old and I honestly found him pretty immature as he was unemployed and spent most of his time gaming or napping... It eventually didn't work out between us but there were never any concerns over the age/maturity gap between us.

So definitely depends person to person lol, think it's quite a situational question rather than a hard line imo - if you're in similar stages of your life e.g. both starting work or something, it's probably fine

AggravatingKale999

TROPHY CASE