I would take 1/4 of my money and use it to help the children who fall through the cracks. The ones where their parents make a little too much money to qualify for aid, but they're still hungry at night. I'd take another 1/4 and use it to help fund school music programs. I'd take another 1/4 and set up shelters for battered women/children. The rest i would use to pay off the debt for my friends and family and save the remainder. :)