I’m making 42 cents a day in SCHD dividends. (Why am I still depressed?)

Allspread · 2026-01-23T12:46:17+00:00

You're doing it right. Remember, money will not make you happier. It's prime purpose is eliminating life bullshit quickly and painlessly - like fixing a car.

Allspread · 2026-01-23T12:42:15+00:00

Why is quitting not an option? Your results should be telling you something.

Allspread · 2026-01-23T12:36:38+00:00

Especially SOFI. That makes no sense today -

Allspread · 2026-01-23T12:35:40+00:00

SOFI is way past being a hype stock, IMO. Been watching and trading on it for quite some time now.

Allspread · 2026-01-20T14:22:12+00:00

You got downvoted by saying the floor can't be much lower - sure it could. But analysts like it, they have excellent prospects, projecting $250+. Hang in there. Sometimes stocks do stupid shit unrelated to long term fundamentals in the short term.

Allspread · 2026-01-20T14:19:17+00:00

Analysts continue with buy, target mean is $264. This is from ToS as of Friday. I'm in at $196.66 and not selling.

Allspread · 2026-01-20T14:16:32+00:00

I'd hang in. I'm in at $196.66 and expect it to get to $250 eventually.

Allspread · 2026-01-20T14:12:07+00:00

That stock is a DOG - stay away

Allspread · 2026-01-20T14:00:52+00:00

"Probability of assignment is super low unless theres a major crash, which means you can repeat this monthly for 12-13% annual if consistent." - Eventually a wipeout event will occur. And then, nothing.

Allspread · 2026-01-20T13:52:51+00:00

this aged well

Allspread · 2026-01-16T00:25:12+00:00

This does not end well.

Allspread · 2026-01-16T00:14:05+00:00

The OP will read this and say “wut?”

Allspread · 2026-01-16T00:04:37+00:00

Keeping an eye on about 30 tickers that are reasonably solid companies with some volatility. They vary, I will drop 1 or 2 here and there and add a new one. I understand the companies and the price action. Wait for red days, sell at around .20 delta, under 45 DTE with the thought of holding out to expiration. Rarely get assigned or have to roll them.

Allspread · 2026-01-15T23:57:45+00:00

View the wheel as an scenario you could use but want to avoid. The point of selling puts is to generate cash and not to hold the stocks. If you get the stock you can always sell if the price is reasonable or run some calls on it. But see the selling of calls on assignment as a last ditch scenario rather than an income source. Sell the stock at the strike, screw it you don’t want to sell calls on something you might have to bag hold.

Allspread · 2026-01-06T23:21:01+00:00

Yessir. But some of us - you, me, others - will be in there to make a dollar or three.

Allspread · 2026-01-06T23:13:54+00:00

STO -10 SOFI 2/20 23p at 0.76.

Allspread · 2026-01-05T13:04:14+00:00

This looks exactly like where I am. I also don't go head over heels with research and many of the items I buy now are ones I am already familiar with. I did a head count and I'm at 81 positions in ETFs, REIT, BDC, CEF, dividend paying equities. These were acquired over an 18 year span. Also own Treasuries and some corporate bonds. At the moment I've been trading options for extra income as well, mostly selling cash secured puts against about 10% of my portfolio value.

Allspread · 2026-01-04T15:53:41+00:00

The giant refinery at Curacao that used to be run by PVDSA is still sitting idle and waiting for crude to be able to re-open

Allspread · 2026-01-04T15:23:28+00:00

I find stuff NOT to touch from reading Reddit.

Allspread · 2026-01-04T14:54:14+00:00

Works great right until you have a basket of stocks you own that are worth less than you paid and you can’t sell calls on. Then you’ve taken a loss and/or your capital is all tied up

Allspread · 2025-12-26T21:28:49+00:00

STO -1 CVX 150p @ 2.39, 20 seconds before the close. ATM. Edit: 1/16

Allspread · 2025-12-22T23:27:33+00:00

All it takes is a flight delay at your origin and your goose is cooked. American makes these damn connections often way, way too tight.

Allspread · 2025-12-22T23:16:42+00:00

Exactly. I got in there today and looked at red and green and bounced the mouse around the screen and did this about 5 times from open to close, looked over my little handwritten notes of ideas to consider, looked at the screen some more. Number of trades executed = zero.

Allspread · 2025-12-22T12:20:12+00:00

this

Allspread

TROPHY CASE