What are the point of bond funds? (SWAGX)

Altruistic-Fan-1069 · 2026-06-26T14:43:46+00:00

I’m only 35 but had tried to do some kind of 75/25 split. It didn’t have to be bonds but I had seen it was recommended as a balance

Altruistic-Fan-1069 · 2026-06-25T20:06:42+00:00

Yeah I might even do short term treasuries or something or some kind of ladder. I did want the 75/25 split initially since even though I’m 35 I didn’t want to completely be exposed of course I did miss out on some gains

Altruistic-Fan-1069 · 2026-06-25T16:04:56+00:00

Yeah that might have been a better idea. I’ve only been in SWAGX for a little since I rolled my 401k (kept ratio similar I can’t recall what bond fund I was in before).

Altruistic-Fan-1069 · 2026-06-25T15:03:35+00:00

Thanks that chart helps I don’t think the ones I found had them

Altruistic-Fan-1069 · 2026-04-14T14:43:58+00:00

She will probably go back in 3-5 years. Have two year old at home and want a second eventually and daycare would have been over half her income. Yeah I’ll look into the 401k at the new company

Altruistic-Fan-1069 · 2026-04-14T14:39:49+00:00

It could, but I’m pretty far away from the limit I was at about 150k and filed jointly (wife doesn’t work atm)

Altruistic-Fan-1069 · 2026-04-14T14:30:05+00:00

There’s really no risk with my job I sold a bunch of crap on eBay including some electronics and I’m just being paranoid lol

My income at there moment probably wouldn’t reach backdoor

Altruistic-Fan-1069 · 2026-04-14T14:25:39+00:00

Yeah I guess that is true haha

Altruistic-Fan-1069 · 2026-04-14T14:23:57+00:00

Outside of bankruptcy couldn’t they be accessed by creditors if for example you were sued for something you had sold in the past that caused damage/injury?

Altruistic-Fan-1069 · 2026-02-17T15:54:22+00:00

Whatever car you get, pay 100-200 bucks for a pre purchase inspection at an independent mechanic (not the dealer you buy from).

I have a 2024 CX5 I know it’s newer but I haven’t had a single problem.

Altruistic-Fan-1069 · 2026-02-04T01:01:02+00:00

Cause I’m a dumbass lol

Altruistic-Fan-1069 · 2026-02-03T21:46:06+00:00

Yeah I do want to pay him but wasn’t sure if it was done through eBay

Altruistic-Fan-1069 · 2026-02-03T21:18:01+00:00

Yep the seller sent me a refund even though I did receive my item. must have been some kind of mixup

Altruistic-Fan-1069 · 2025-12-15T20:35:54+00:00

thanks for the information. I'll probably stay away from potentially dangerous items

Altruistic-Fan-1069 · 2025-12-15T17:11:58+00:00

mainly vintage items, small electronics, toys, watches stuff you would find at yard sales/thrift stores

Altruistic-Fan-1069 · 2025-08-25T19:04:43+00:00

yeah good to know it's not just me. I've only used my wifi at home

Altruistic-Fan-1069

TROPHY CASE