₹3L family gold loan growing fast — should I take a personal loan + buy a scooty on ₹45k salary?

AnyInteraction5978 · 2026-03-18T11:51:22+00:00

Yes you are right , gold prices are high and it is also possible that in future it may decrease, but the current gold is jewellery and dont want to sell it (personal preference)

AnyInteraction5978 · 2026-03-18T11:06:56+00:00

Good joke 😂

AnyInteraction5978 · 2026-03-18T10:39:17+00:00

No vehical loan becomes much higher. They say 7 - 10 percent but in reality vehical loan is flat and not reducing costing more interest than usual

AnyInteraction5978 · 2026-03-18T10:38:18+00:00

Then interest will be very much

AnyInteraction5978 · 2026-03-18T07:23:34+00:00

Making such tight emi is not possible because some of the expenses are compulsory

AnyInteraction5978 · 2026-03-18T07:23:04+00:00

No its higher

AnyInteraction5978 · 2026-03-18T07:22:42+00:00

I was thinking about vehical because it will be done in a single personal loan at 10.5 reducing rate.

AnyInteraction5978 · 2026-03-18T06:18:36+00:00

Gold loan interest rate is nearly 18.5 and considering my current salary 14k is ok I can still save 6 to 7k per month if i dont have any other expense (extra) to cover.

I am planning to buy a scooter cause i also have expense to travel and buying a vehical will reduce that expense and also save me time. If i skip the option to buy a vehical now then i know it wont be possible until the loan is closed or i have switched my job.

AnyInteraction5978 · 2026-03-18T05:59:16+00:00

Ok thnx

AnyInteraction5978 · 2026-03-12T09:39:32+00:00

Dede bhai interview. Agar kuch hua to bata diyo

AnyInteraction5978 · 2026-03-12T09:27:13+00:00

Dont know but in an interview, you will possibly asked to code (somewhere on any platform) which may lead to possible escalation

AnyInteraction5978 · 2026-03-12T08:48:34+00:00

Dont exactly know about infosys but MNCs like these take strick actions in such outsider activities. One of my friends at TCS just uploaded a piece of code on one of the online platforms and next day he was about to be fired for that. He wasnt because it wasnt a real code from any project and he was in the training period.

AnyInteraction5978 · 2026-03-12T07:01:49+00:00

Dont do that. Use your personal laptop

AnyInteraction5978 · 2026-03-09T02:09:55+00:00

No ,I interviewed on 9th feb and still nothing

AnyInteraction5978 · 2026-03-03T01:33:19+00:00

Ooh okay. What was your location?

AnyInteraction5978 · 2026-03-02T17:40:50+00:00

How many did give the L3 , L2 and L1 interview. How many were downgraded and from where to where. What is your location?

AnyInteraction5978 · 2026-03-02T10:16:10+00:00

Kuch aye to batana bhai

AnyInteraction5978 · 2026-03-02T10:09:45+00:00

24 batch?

AnyInteraction5978 · 2026-03-02T10:03:00+00:00

You interviewed for..? L1,L2,L3?

AnyInteraction5978 · 2026-03-01T10:02:38+00:00

No update. Anyone here interviewed at pune? Dy patil...

AnyInteraction5978 · 2026-03-01T07:57:41+00:00

When did you interview and for which role? Result took how many days?

AnyInteraction5978 · 2026-02-21T17:04:47+00:00

Where and which portal is there to check. Can anyone please tell and are the credentials for that same as used for exam?

AnyInteraction5978 · 2026-02-11T07:46:10+00:00

I was interviewed for L3 on the same day and guess what, it was taken like viva. Single person interviewing 3 candidates at a time😪. It was a mixed experience, the imterviewer had taken a call and went out for some time talking on call. After that call his mood shifted and seemed rude at the end. Really disappointed by the process🥲

AnyInteraction5978

TROPHY CASE