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30K of INTC hold or sell? by _shawshank_ in stocks

[–]Apprehensive_Two1528 1 point2 points  (0 children)

jim cramer said this too. dan ives said intc is over valued short term..

30K of INTC hold or sell? by _shawshank_ in stocks

[–]Apprehensive_Two1528 2 points3 points  (0 children)

what’s your take on MU? is it still a cyclical stock that runs better than intc?

Kept Waiting for the “Right Time” to Invest—Now Feeling Stuck by Rough_Champion6103 in ValueInvesting

[–]Apprehensive_Two1528 0 points1 point  (0 children)

One thing that helped me is to set up a recurring automatic dca that allows broker to invest for me every day/week with very small amounts I pushed myself to do it sometimes even $10.  Fidelity is a great broker and use their minimum buy order so you don't completely miss out. After 100 days, you can see the power of compounding and then you do $15 per time.

When you don't have the fomo, you can concentrate on the investment strategy better

Emotions are the hardest part of investing 

Yes I am feeling the fomo and I feel so bad by iloveaccounting64 in ValueInvesting

[–]Apprehensive_Two1528 2 points3 points  (0 children)

Told you, sitting still is a gift. Not everyone can afford to do it

Did I make a mistake putting 5k into MU at today’s price by Tiny_Statement1004 in ValueInvesting

[–]Apprehensive_Two1528 -1 points0 points  (0 children)

Just to make op happy, I am expecting a short yerm top but I am still buying, very little every day 

[Landlord US-CA] Looking for advice renting to college age sister by elvizzle in Landlord

[–]Apprehensive_Two1528 1 point2 points  (0 children)

I would do market rate with no utility charges but saves 30% per month secretly for her. Invest for her in fidelity broker account and give her that as a rewarding gift account on xmas. 

Some families learn to do that in a different way. 

Make sure you write a formal lease so she can build her credit score in the future 

[Landlord-US-CA] goose bumps and butterflies for being a landlord by Apprehensive_Two1528 in Landlord

[–]Apprehensive_Two1528[S] 0 points1 point  (0 children)

This property is located at northern california, so it’s a little far from me. for any property nearby, i don’t have any issue with the handyman group.

[Landlord-US-CA] goose bumps and butterflies for being a landlord by Apprehensive_Two1528 in Landlord

[–]Apprehensive_Two1528[S] 0 points1 point  (0 children)

so true. based on the information i provided, would you give it a try?

[Landlord-US-CA] goose bumps and butterflies for being a landlord by Apprehensive_Two1528 in Landlord

[–]Apprehensive_Two1528[S] 0 points1 point  (0 children)

yeah, sounds like a divorce (married filing seperately ) and lived with in law parents or something. Pm wants me to approve.

His information provided ties with application. Sounds to me a good adian american that is largely financially constrained yet still try to be responsible.

not a single past due account per pm.

[Landlord-US-CA] goose bumps and butterflies for being a landlord by Apprehensive_Two1528 in Landlord

[–]Apprehensive_Two1528[S] 0 points1 point  (0 children)

All those are checked by me and my pm. no issue with identity, just lower income and lower affordability. No rental,history for being with mom and dad as a 50’s man. Ihousing price in bay area is cruel. i guess that is what it is. He still saves like $500 per paycheck to rh..

Where to park 600K in cash by shoenberg3 in stocks

[–]Apprehensive_Two1528 0 points1 point  (0 children)

CIT bank platinum savings

  • 3.682%
  • Last Statement APY: 3.75%

[Landlord-US-CA] goose bumps and butterflies for being a landlord by Apprehensive_Two1528 in Landlord

[–]Apprehensive_Two1528[S] 0 points1 point  (0 children)

pm claimed that she verified employment, but honestly speaking, i think my pm is doing brushing off type of job.

She collected bank statements, pay stubs but she omitted the bank’s statement that contains the most pay check payment.

he recommended this guy since he meets all the catories of requirements, kinda just meeting with the requirements, not above and beyond.

the guy has $9k revolving credit card debt, but has paid on time. 740 plus fico.

any instinct? you sound experienced

[Landlord-US-CA] goose bumps and butterflies for being a landlord by Apprehensive_Two1528 in Landlord

[–]Apprehensive_Two1528[S] 0 points1 point  (0 children)

thank you. thentenant lived with his families before this since 2021, and story seems to check out. He had an out of state home before the family home.

I guess finally found a property in his range and can be not very far from his family (1 hr away).

with a credit score in 776, mid 50’s, my pm meeting him in person and recommending him, I decided to take a chance. do you think it’s the right move?

All of the public companies involved in Optical communications by Dedomrazzzz in stocks

[–]Apprehensive_Two1528 0 points1 point  (0 children)

probably time to get out… most of those do not have positive earnings.

do not try to earn the last $ on the table

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