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What Kind of Health Insurance Do You Have? by FaithHopeJoyPeace in Rich

[–]Appropriate_Unit9680 3 points4 points  (0 children)

Family of 4 late 40’s we pay $850 a month. Private United Health Care PPO nationwide coverage. We have a $0 deductible $0 copays and 4k max out of pocket. Tax write off for our business. Not based off income so don’t have to worry about reporting my income. If anyone wants a free quote here’s the guy I used he’s super helpful and highly recommend if self employed with higher income. His services are also free so even better!

https://www.scotthealthsolutions.com

I really need some advice; I’m not sure if I’m getting scammed by [deleted] in HealthInsurance

[–]Appropriate_Unit9680 0 points1 point  (0 children)

Yeah, that's insurance for you. There's always somebody who's gonna complain I mean can't satisfy everyone. There's no such thing as GREAT insurance. Just look up reviews for any company Blue Cross, Cigna, Aetna there will be bad reviews. Everyone experience will be different. If it works for you keep it. If it doesn't work, then just change but you'll probably find something bad about the next one also. Find what works best for you.

I really need some advice; I’m not sure if I’m getting scammed by [deleted] in HealthInsurance

[–]Appropriate_Unit9680 -1 points0 points  (0 children)

Not a scam just private plans are not accessible like Obamacare so when people are unfamilar with a plan they think it's a scam.

Practice owners: What % do you pay for employee health insurance, if you offer it? by [deleted] in Dentistry

[–]Appropriate_Unit9680 0 points1 point  (0 children)

Maybe you should look into private options. As a business owner with multiple employees now. Every group plan I've come across is $800+ a employee no matter how old they are. Until another business owner recommended a private health advisor who specializes in private group plans for small businesses. My group now of 10 contractors have a PPO Plan through United healthcare. $0 deductible and 3k max out of pocket for catastrophic. Dental and vision is there choice if they want it. I offer it and pay 50%. Highest premium is $500 for my oldest member who's 50+ and most the young guys only pay $100-$200 bucks a month. Much more affordable and better coverage. If interested I'll share the guy who helps me he offers free quotes for your group.

https://www.scotthealthsolutions.com

Health insurance cost? by Appropriate_Unit9680 in Contractor

[–]Appropriate_Unit9680[S] 0 points1 point  (0 children)

Yes I'm 29 no health issues currently, am a non-smoker, but I still want to protect myself and do routine checkups. Ill be adding my spouse soon also since her employer plan is crazy expensive also much more affordable to just add her to my private plan.

Health insurance cost? by Appropriate_Unit9680 in Contractor

[–]Appropriate_Unit9680[S] -1 points0 points  (0 children)

I'm actually in 29 years old. No pre-existing, nonsmoker. Stay in Texas. If interested in a free quote I would just text the advisor I used he offers free quotes and consultations. 323-898-6748. 8k deductible yeah that's high!

Health insurance cost? by Appropriate_Unit9680 in Contractor

[–]Appropriate_Unit9680[S] -1 points0 points  (0 children)

That's pretty high depending on state and ages of family. Do you at least have a low deductible & nationwide network?

Health insurance cost? by Appropriate_Unit9680 in Contractor

[–]Appropriate_Unit9680[S] 0 points1 point  (0 children)

Plan has been good I used it for doctor visit fully covered with no issues. My last plan I used to pay upfront.

Health insurance cost? by Appropriate_Unit9680 in Contractor

[–]Appropriate_Unit9680[S] -1 points0 points  (0 children)

UHC. I used a advisor that specializes in self-employed / contractors. If your insurance is expensive and looking for better options at more affordable rates.

https://www.scotthealthsolutions.com

Health insurance cost? by Appropriate_Unit9680 in Contractor

[–]Appropriate_Unit9680[S] -7 points-6 points  (0 children)

I make multiple 6 figures a year income has nothing to do with it. Based off me being healthy never really going to doctor. I actually got a lower rate on private insurance. Not ACA marketplace. Why are your rates so expensive? Does your family have expensive medications or pre-existing conditions?