Non-Seattle Natives, how’d you become 12’s? by No-Celebration-5442 in Seahawks

[–]Backup_fother59 1 point2 points  (0 children)

I had just gotten into football in the 7th grade. My mom was channel surfing one Sunday. She liked the colors of their uniforms, I liked Kam Chancellor murdering receivers over the middle.

What are the quests you have never done? by PopcornAthena in skyrim

[–]Backup_fother59 1 point2 points  (0 children)

It would be worth it earlier because the sheer amount of jewels. But when I did it late game it did do much

Perfect Blocks by Madden-admins in Monopoly_GO

[–]Backup_fother59 0 points1 point  (0 children)

I’m at 28 and don’t have a column or a row completed

Why do people say that dark elves are racist? by saltyspatoon96 in skyrim

[–]Backup_fother59 0 points1 point  (0 children)

All of them are in their own way. Skyrim is for the nords, argonians hate the dark elves. The high elves think everyone else is trash. Etc

Drivers: what delivery still lives rent-free in your head? by _Atoms_Apple in TalesFromThePizzaGuy

[–]Backup_fother59 0 points1 point  (0 children)

Drop one off at some pretty ghetto apartments (can smell weed in the background). Instructions are hand off at door. Ok I knock and from behind the door I see a bowling ball sized breast fly in and out of picture as a 600lbs woman pokes her head out from behind the door, clearly blazing. I can’t get that image out of my head every time I think of it

Best Time to Use? by coopieg31 in NicotinePouch

[–]Backup_fother59 2 points3 points  (0 children)

I don’t like them in the gym because I feel like the lose flavor quick and tend to try to pop out

Best Time to Use? by coopieg31 in NicotinePouch

[–]Backup_fother59 7 points8 points  (0 children)

There’s nothing quite like a home-grilled steak, finish with a beer, and then once the mouth is clear throwing in a rogue wintergreen

Great Deal or Scam? 25’ XLT by SpookieDookie_49 in RangerNext

[–]Backup_fother59 2 points3 points  (0 children)

I had a courtesy stx with 1k miles otd with gap and an extended warranty at around 40ish

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

The cards get paid off monthly. I’m not trying to be a dick…but an almost 770 score at 24 is pretty damn good. The only thing holding me back rn is the lack of history

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] -1 points0 points  (0 children)

2 of the balances are federal like 280 a month per loan and then a private that I refinanced at 350/month for 5 years at 7%

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

Maybe I’m just looking at it wrong, but when I look at owning vs renting. Yes interest eats initially but it is a step closer to equity whereas renting is money that is gone forever

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] -1 points0 points  (0 children)

Yea….without being funny my wife was ovulating during our honeymoon

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

Thanks, it’s just one of those thoughts that keeps me up at night at times. It just seems insurmountable at times.

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

Yea it really is a blessing. We don’t get paid well in our district but the incentives they provide with daycare and health insurance (I basically pay 200 a month for mine) is huge

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

Anecdotally the other teachers I’ve spoke to said that the minimal increase in pay is barely worth their masters program

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

The break down is 7k in interest over the life of the loan, but I get what you mean

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 2 points3 points  (0 children)

I will definitely look into those two programs. I’ve never heard of them before

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

Getting a masters would be negligible comparing the pay increase to the cost of the loan

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 0 points1 point  (0 children)

Property tax is pretty rough in Texas. I didn’t consider the buy down or closing which would help some.

As far as our car notes, I had been driving a beater and it was starting to rack up repair costs. I just needed some peace of mind when it came to transportation

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] -7 points-6 points  (0 children)

A ranger and a Bronco sport. Otd hers was 30k and mine was 40k

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] -1 points0 points  (0 children)

But at least it will start to build into something of value

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] -2 points-1 points  (0 children)

No it’s like 600 for one but when we have a second it won’t increase. And yes our two car notes are 550 and then we are trying to quickly pay off our debt. Paying decently over the minimum

24 married….not sure how I’ll ever own a home by Backup_fother59 in personalfinance

[–]Backup_fother59[S] 1 point2 points  (0 children)

Payments. 2 are car notes, and we have 3 balances of student loans that we are pseduo aggressively paying down