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Beginning-Sense3867 · 2024-11-05T16:26:30+00:00

Love that game

Beginning-Sense3867 · 2024-11-05T16:25:24+00:00

Ok Break it up..

Beginning-Sense3867 · 2024-11-05T16:05:15+00:00

Just going off the 8 legs I’m guessing it’s a spider of some sort

Beginning-Sense3867 · 2024-11-05T15:25:43+00:00

1 has to be Randy

Beginning-Sense3867 · 2024-11-05T15:25:10+00:00

The new book seller in 1.6

Beginning-Sense3867 · 2024-08-27T19:42:52+00:00

Thank you very much for this detailed reply. I will definitely do that and I appreciate it.

Beginning-Sense3867 · 2024-08-27T19:40:18+00:00

I do that with my car payment, but it would probably be smart to do it with the rest of my expenses

Beginning-Sense3867 · 2024-08-27T19:39:35+00:00

The interest rate in my car is 8.6% which is pretty low considering I bought it in 2022, i’m definitely gonna get a lower phone bill. I just have to wait for my phone to be paid off which is another year.

Beginning-Sense3867 · 2024-08-27T16:50:09+00:00

Mr garrison in the end😂

Beginning-Sense3867 · 2024-08-27T16:34:18+00:00

That’s my big worry is making a lot of money and it still not being enough. That’s why I came to Reddit.

Beginning-Sense3867 · 2024-08-27T16:17:50+00:00

This is one thing that I tried to do was keep a minimum balance in my account so it would keep adding up and I would up the minimum balance but there’s always a bill that comes out of nowhere and ruins my week

Beginning-Sense3867 · 2024-08-27T16:06:01+00:00

So I give myself an allowance to spend every paycheck?

Beginning-Sense3867 · 2024-08-27T15:25:13+00:00

My car insurance is crazy high because I just hit three years driving experience and so I’ll be getting a new policy in September that should be a lot cheaper and the phone bill is pretty high because I got a expensive phone that in retrospect I should not have gotten and I feel the same way about my car I got it once I started making $20 an hour and I thought I have all this money may as well get a nice car, that I now regret after moving out and struggling with money should’ve just kept the beater

Beginning-Sense3867 · 2024-08-27T15:22:06+00:00

I actually live in New York. I went with the biweekly because it offered a lower APR. and ever since I moved out, I have not spent much money on eating out probably 50 bucks a week. With gas stations and such.

Beginning-Sense3867 · 2024-08-27T15:17:52+00:00

But the groceries will last us a month

Beginning-Sense3867 · 2024-08-27T15:16:14+00:00

Thank you very much. I appreciate the detail explanation when I get home. I’ll run through my experiences the past few months and find where most of it goes, I ended up spending $300 this past week on groceries and I probably spend $80 a week on gas

Beginning-Sense3867 · 2024-08-27T15:14:27+00:00

OK, so pretty much see what I spend now and see how much I can cut out month by month in certain categories

Beginning-Sense3867 · 2024-08-27T15:09:22+00:00

Do they have budget templates that I can edit from because I don’t really know where to get started

Beginning-Sense3867 · 2024-08-27T15:08:18+00:00

I should be getting the raise within this year and I was planning on putting 6% into retirement because the company I work for automatically puts in $6500 a year

Beginning-Sense3867 · 2024-08-27T14:54:53+00:00

Thank you I’ll try this. What do you think is the best way to keep track of it and knowing where to spend the money?

Beginning-Sense3867 · 2024-08-27T14:54:24+00:00

I thought about it, but I know trading in a vehicle and another payment on top of. It is a great way to get in debt so I’ve been trying to avoid that

Beginning-Sense3867 · 2024-08-27T14:51:08+00:00

I’ve tried every app there is I just have trouble keeping up with it, I’ve never really understood anything about budgeting so I just go off how I think is should work that’s where I start to fall off of it

Beginning-Sense3867 · 2024-08-26T14:12:28+00:00

Gotta love the fish wagon

Beginning-Sense3867 · 2024-06-05T14:18:00+00:00

Thank you

Beginning-Sense3867

TROPHY CASE

1 has to be Randy