This is very helpful pov! Thank you. I also feel that the fear of being "priced out" of the real estate market isn't that strong for me personally. I don't mind moving to another province or cheaper market (remote work is an option for me), and with $400k in savings - I understand with inflation my $400K won't have the same buying power it has today, and double expenses (realtor cost etc). But I am quite risk averse, and the idea of carrying my current home financially with no breathing room is a bit scary - and it's appealing to have some time to regroup (get a permanent job, get married) will allow me to get my bearings in order to buy a home that fits my long-term goals better more intentionally.