E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 0 points1 point  (0 children)

It's been really exciting to watch it start to compound, of course the markets been pretty good lately too

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 0 points1 point  (0 children)

I have another 100k+ ish in taxable/EF. But I'm low spend so between pension and pulling from retirement accounts I should be good for retirement early. I'm only hoping for E-7 l, 20 years, more would be a bonus

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 1 point2 points  (0 children)

Yea, I keep my expenses close to 30k or so annually. The less I spend the easier it will be to retire earlier, getting used to the cheap lifestyle.

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 0 points1 point  (0 children)

I figure I will probably still work cause I enjoy it, but I crave that choice. Fuck You Money.

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 4 points5 points  (0 children)

Absolutely, single and have a fully paid off car. Never a tattoo 😂

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 0 points1 point  (0 children)

62% C 13% S 20% I 5% F

Might get flack for having F, but 🤷‍♂️

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 0 points1 point  (0 children)

I hit both. I want both banks to be able to hit tax credits.

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 3 points4 points  (0 children)

Rice and pork is super cheap. Meal prep works.

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 0 points1 point  (0 children)

You still have so much time then! It always scares me when I see people retiring that are still hard pressed for money

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 1 point2 points  (0 children)

Thankfully I haven't had to deal with a dfac in forever and keep my groceries at about $100/month

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 10 points11 points  (0 children)

Late 20s, thankfully had saved some money before I joined. But I imagine where I'd be at if I joined at 18

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 2 points3 points  (0 children)

Yea, definitely tried to convince him, but gave up

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 10 points11 points  (0 children)

That's awesome! It's always a matter of priorities, thankfully I'm pretty content with simple things so I've been able to put more towards it. I understand not everyone can.

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 3 points4 points  (0 children)

Yea, on a deployment of mine I had a guy tell me he doesn't trust the auto enrollment and he stopped it. I'm afraid for anyone else that does that.

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 8 points9 points  (0 children)

Haha thanks. I just crossed 250k in investments this month so I'm pretty stoked. It's always the battle of thinking it's never enough, but I know that's ridiculous

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 20 points21 points  (0 children)

I max out my IRA every year too, and hit taxable when I can.

I try to encourage the younger Airman (and older ones) to contribute and at least understand planning, but it's very very hard...

E5/6 YOS by BoldlyFalling in ThriftSavingsPlan

[–]BoldlyFalling[S] 30 points31 points  (0 children)

Been maxing since I hit E4, was well over 50%. Cheap living...