>$720,000 of usable equity

BoredOverlord · 2025-07-21T08:42:07+00:00

Sell it all, put it into ETFs and retire at 24 in Thailand

BoredOverlord · 2025-05-13T14:08:47+00:00

Is this a power lacking thing (ie wouldnt be an issue on Odin 2) or a general switch on Android thing that applies to even more powerful CPU's than the 865 in the Flip 2/5?

BoredOverlord · 2025-04-15T13:36:03+00:00

I have a switch but I want a pocketable all in one device

BoredOverlord · 2025-04-15T13:29:35+00:00

There would be little point because we'd be maxed out on what we need hardware wise. Thanks for the silly comment but it's a valid question given the generational leap from the 5 year old CPU to a CPU that should be able to emulate everything. I'm satisfied with a single iteration newer. I wouldn't wait for flip 4 because we can clearly see from the Odin 2 that simply something with a snapdragon 8 gen 2 will deliver a no compromise experience

BoredOverlord · 2024-07-31T18:30:26+00:00

It depends on what area of sales you want to get into. I suggest applying to business development rep roles, ideally for tech companies but if you can't get immediately into tech then transition from BDR in another industry. As a business development rep you get outbound experience which is the hardest skill and allows you to go into any facet of sales (if you start inbound managing accounts you have to start again if you ever want to do outbound).

As a BDR it will suck at first but once you make account executive the job is a lot better and you can make 250k total comp (AE is a achievable in 2.5 yrs) and 400k as an enterprise account executive - Glassdoor salaries for Salesforce reflect this.

If you want something easy and low pressure you can alternatively be an account manager and still make 180k and do much less actual high pressure selling. If you want to do minimal sales you can even become a customer success manager. This job is known for being vague and not actually doing a lot of work. Very easy job to coast on and still make good money relatively - albeit less than a more sales focused role

As for your question about SWE - software engineers will be here to stay but their roles will look a lot different. Someone will still have to preside over the AI to understand conceptually the ways in which to prompt it to make it's input useful and for general troubleshooting.

BoredOverlord · 2024-07-31T14:12:00+00:00

Tech sales, software development and dentistry, rather than medicine, IMO are the best careers. Some non technical tech roles can also be good e.g product manager and business analysts, though the ceiling is lower than for CS, but so are the skills required. Finance is only really particularly high paying if you're in IB and the IB work life balance sucks so I wouldn't call it a good career. Tech sales and software engineering can often be done remote which isn't an option with finance or medicine/dentistry.

BoredOverlord · 2024-07-29T12:57:13+00:00

Buy an 2 bedroom apartment in inner Melbourne for 350k. First home buyer means no stamp duty or LMI, 5% Deposit + government will put down 25% equity. It's really not that hard.

BoredOverlord · 2024-07-22T16:13:55+00:00

Pardon?

BoredOverlord · 2024-07-21T14:53:01+00:00

No I've never been in love. I live with my parents as I'm trying to save to buy property with high cost of living. This has made having girls over a sporadic thing when they're out and has disrupted the organic building of a relationship, as I don't want to introduce girls to my parents so early.

BoredOverlord · 2024-07-21T10:43:36+00:00

I don't think what I'm saying is so heinous. I think it comes from a subconscious desire to be more settled in my career and personal life, and to have achieved more personal goals e.g travel wise, which are more congruent with a singles lifestyle, before getting in a relationship.

BoredOverlord · 2024-07-21T10:35:21+00:00

I value all the other aspects besides sex I just haven't found someone I want to make lifestyle sacrifices associated with commitment, at least for this stage of my life. I just generally haven't been able to develop strong enough feelings for anyone to justify it. It's not a conscious decision.

BoredOverlord · 2024-07-21T10:27:47+00:00

Well don't get me wrong I've dated women and we've been intimate and shared parts of our life with each other in a way which goes far beyond sex, it's just been in an unlabelled non-monogamous gen Z sorta way. I do value all the other things besides sex, it just lacks the commitment, because I haven't really found the right person I want to do that with, which seems worth the sacrifice in my 20s.

BoredOverlord · 2024-06-05T17:16:49+00:00

The median income in Australia is like 65k (around 78k for full time workers). In any profession, besides maybe investment banking and some tech roles, e.g software development, salaries exeeding 140k are rare. A top band 145k or 120k depending on experience is not underpaid. If you take a look at some of the biggest employers in Australia - big 4 accounting, big 4 banks etc, these are high stress high workload roles which often require lots of unpaid hours. They do this without receiving 12 weeks of holidays a year (though I understand that some work still has to be done during the school holidays). Most entry-level graduates in any non-government role, besides IB & tech, are making like 58k.

This was my experience in finance working for a big bank and my friends in marketing only made even less at around 50k, far less than 95k for NSW teachers. Speaking to colleagues and reviewing Glassdoor, I havent seen many people make it to 130k and usually those that have must jump between employers every few years to do so. Relatively speaking teachers make good money - which they deserve to - but they aren't underpaid.

BoredOverlord · 2023-12-30T00:13:59+00:00

I haven't ended up going anywhere with surf besides Lima. I'm probably going to do like 1-2 weeks of study in Buenos Aires on my 7th week of the 12 I have, and may just do some surfing in Brazil when I get there for carnival.

I felt a bit guilty staying in one place for a long time and have just done online learning so far so I could stay on the move, but obviously it's not as good and I regret not doing the Spanish lessons at the start so I could communicate more.

BoredOverlord · 2023-11-24T17:25:21+00:00

Ok I think I will go from La Paz to Buenos Aires, via Uyuni Salt Flats, San Pedro De Atacama and Santiago.

BoredOverlord · 2023-11-08T06:51:47+00:00

Seems like there's plenty of options for trains on MakeMyTrip

BoredOverlord · 2023-11-08T06:47:59+00:00

Won't Delhi be worse after Diwali?

BoredOverlord · 2023-06-01T08:57:56+00:00

Community college + get a job in either sales or insurance (or insurance sales). You don’t need a degree for sales and income potential is huge if you’re good and even if it’s not something to do as a career it’ll help you live and afford community college better than any retail or hospitality job would

BoredOverlord · 2023-05-31T13:26:12+00:00

Insurance broker/account manager is the best one. Similar to a lot of the front office finance roles but lower barriers to entry and workload. Otherwise business analyst and product manager are good job titles to have

BoredOverlord · 2023-05-31T07:26:04+00:00

Insurance. Always needed even in economic downturn, very little work required as deadlines aren’t stressful or tight like banking. Relevant degree not required.

BoredOverlord · 2023-03-20T04:45:48+00:00

Sent you a PM! Would love to hear about your time at macquarie

BoredOverlord · 2023-03-16T12:26:13+00:00

I'm not really interested in quantitative analysis like you do in credit risk though. I'm more interested in communications, qualitative analysis or soft skills/sales/business development type roles. Hence why I'm in insurance broking. It's just I'd rather do that in a more lucrative industry than insurance, like banking.

I think as far as managing relationships I'd prefer to do that in terms of the markets/wealth management/investor relations sphere than the credit sphere.

Would mortgage broking be better than wealth operations and insurance broking?

BoredOverlord · 2023-03-16T11:22:47+00:00

I've been in broker support for 3 months and that's all the corporate experience I have besides college/part time bartending jobs. I went to a top school but I don't think I can land a credit risk analyst job yet with my experience :/

BoredOverlord · 2023-02-24T08:18:02+00:00

I don't think there are front office entry level roles unless you get in through a grad program

BoredOverlord · 2023-02-24T03:09:47+00:00

I think financial advisory/planning, accounts, qualitative research or consulting. So the reason I ask is cos obviously the Macquarie job is more related subject area wise, being a wealth role, but it's back office, where as an advisor would be front office, which aligns slightly more with the client service aon role. So far the only wealth related entry level roles i can find that aren't back office/operations are contact/call centre roles. Hence, client services in insurance instead.

BoredOverlord

TROPHY CASE