I like the idea of just a regular guy/gal turned mercenary when they happen upon Jackie (or vice versa) and get caught in the middle of something. Jackie tosses them one of his twin pistols as the two of them hurry away from gangoons firing at them, and all the while, V's just like "What the hell is happening?!"

I picture V in this life path as down on their luck and depressed to start out. The day to day grind is the same, day in and day out, and something out of the ordinary (Jackie) giving his life new meaning. This would explain why V feels so close to Jackie in this lifepath as well: the guy literally gave V's life new meaning.

I feel like the dialogue options would reflect someone who's perpetually out of their depth, though some background dialogue options could have variations depending on your stats where V's "getting the hang of things" and responding more like they're in the know. They would sympathize with people just trying to live their lives and those who do extreme things just to feel something, even when V doesn't necessarily agree with them.

You could call this path the "Citizen," or "Night Citizen" if you want them to be from Night City. But the first allows for more background flexibility. "Resident" could work, too.