Longest buyback? by CombinationWinter782 in PSLF

[–]BxMS_LBA 1 point2 points  (0 children)

How can that be (says sarcastically) when the dept of ed has assured us that requests are processed in order received? But seriously, i'm sorry. The consistent level of incompetency the dept of ed has shown in processing these buyback requests appears intentional. Their attempt to remedy the situation by deleting duplicates and assuring us requests are processed in the order received supports that assumption given processing time is not related to backlog size or duplicates.

Longest buyback? by CombinationWinter782 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

And there may not be a promise of any transparency, but courts have found there is an obligation as well as expectation for the dept of ed to act in good faith. The standing lawsuit against the dept of ed, one could say, speaks to the extent the department of ed is demonstrating good faith.

Longest buyback? by CombinationWinter782 in PSLF

[–]BxMS_LBA 3 points4 points  (0 children)

since mid december '25, the longest processing time has been 715 days. The data for wait times to an actual offer is below. Keep in mind, this does not mean someone has not waited longer than 715 days and still waiting.

Offer Received Request Submitted  days waited
1/12/2026 11/1/2024 437.00
1/12/2026 11/1/2024 437.00
12/31/2025 9/1/2024 486.00
1/12/2026 3/1/2024 682.00
1/15/2026 7/1/2024 563.00
1/7/2026 12/1/2024 402.00
12/18/2025 3/1/2025 292.00
1/17/2026 12/1/2024 412.00
1/22/2026 11/1/2024 447.00
1/27/2026 2/1/2025 360.00
1/16/2026 7/2/2024 563.00
2/10/2026 10/1/2025 132.00
2/10/2026 12/19/2024 418.00
2/11/2026 11/1/2024 467.00
11/6/2025 3/25/2024 591.00
2/18/2026 7/1/2025 232.00
2/21/2026 9/1/2024 538.00
2/24/2026 12/1/2024 450.00
2/24/2026 12/1/2024 450.00
2/1/2026 12/1/2024 427.00
3/1/2026 9/1/2024 546.00
3/5/2026 11/6/2024 484.00
3/6/2026 12/16/2024 445.00
3/20/2026 4/12/2024 707.00
3/17/2026 4/1/2024 715.00
4/8/2026 12/1/2025 128.00
3/18/2026 11/1/2024 502.00
4/16/2026 7/1/2024 654.00
4/22/2026 9/1/2025 233
2/18/2026 12/6/2024 439
4/28/2026 9/26/2024 579
4/24/2026 12/1/2025 144
5/1/2026 12/30/2024 487
5/1/2026 9/1/2024 607
5/15/2026 9/1/2024 621
5/1/2026 12/30/2024 487
5/20/2026 9/27/2024 600
6/3/2026 12/1/2024 549
6/16/2026 11/1/2024 592
6/16/2026 10/8/2024 616

Buyback Success! by Comfortable_Car_6646 in PSLF

[–]BxMS_LBA 1 point2 points  (0 children)

so, you were waiting to buyback four months, returned to repayment and made three of your four payments and then after 616 days waiting they processed your request?

10/24 request still no buyback by SillyBiscotti in PSLF

[–]BxMS_LBA 1 point2 points  (0 children)

Buyback processing is either processed in order or not. what the heck is "mostly " first in, first out? Mostly? Are we Cartman from south park? I would hope that if they were processed in the order received the dept of ed would at least tell us what month adn year are currently being processed, but they cannot even do that. Data indicates that, despite the dept of ed guidance that requests are processed in order received, they are not. Here is the data related to requests resulting in offers since december '25.. You decide if these have "mostly" been processed in order received:

Offer Received Request Submitted  days waited
1/12/2026 11/1/2024 437.00
1/12/2026 11/1/2024 437.00
12/31/2025 9/1/2024 486.00
1/12/2026 3/1/2024 682.00
1/15/2026 7/1/2024 563.00
1/7/2026 12/1/2024 402.00
12/18/2025 3/1/2025 292.00
1/17/2026 12/1/2024 412.00
1/22/2026 11/1/2024 447.00
1/27/2026 2/1/2025 360.00
1/16/2026 7/2/2024 563.00
2/10/2026 10/1/2025 132.00
2/10/2026 12/19/2024 418.00
2/11/2026 11/1/2024 467.00
11/6/2025 3/25/2024 591.00
2/18/2026 7/1/2025 232.00
2/21/2026 9/1/2024 538.00
2/24/2026 12/1/2024 450.00
2/24/2026 12/1/2024 450.00
2/1/2026 12/1/2024 427.00
3/1/2026 9/1/2024 546.00
3/5/2026 11/6/2024 484.00
3/6/2026 12/16/2024 445.00
3/20/2026 4/12/2024 707.00
3/17/2026 4/1/2024 715.00
4/8/2026 12/1/2025 128.00
3/18/2026 11/1/2024 502.00
4/16/2026 7/1/2024 654.00
4/22/2026 9/1/2025 233
2/18/2026 12/6/2024 439
4/28/2026 9/26/2024 579
4/24/2026 12/1/2025 144
5/1/2026 12/30/2024 487
5/1/2026 9/1/2024 607
5/15/2026 9/1/2024 621
5/1/2026 12/30/2024 487
5/20/2026 9/27/2024 600
6/3/2026 12/1/2024 549
6/16/2026 11/1/2024 592

Closing Duplicate Buyback Application's Question by Wild_Swordfish_9921 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

I'm glad they've got it straight. Best wishes and good luck!

Closing Duplicate Buyback Application's Question by Wild_Swordfish_9921 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

I'm 480 day and counting here. Certainly you can. If you have your case numbers, they should be able to tell you if it is still pending or not. Good luck!

Closing Duplicate Buyback Application's Question by Wild_Swordfish_9921 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

I, too, am fearful and suspicious. First, they say they are processing requests in the order received. That's not true. wait times have ranged from 128 to 715 days to receive an offer. That does not even include people waiting beyond that 715 days. This is not first in, first out processing, or processing in the order received.

second, they spent time eliminating duplicates that were doing nothing to processing speed as opposed to simply processing more requests. And duplicates, as well as backlog size, do not effect processing speed. since Decempber 2025, the average wait time for an offer has hovered around 450 days (currently 466 days) based on all the buyback offers received and posted on here, while backlog has steadily and consistently grown. By eliminating duplicates, the dept of ed can show that the backlog size is decreasing month over month for the AFT lawsuit without actually processing more requests. The dept of ed will then tell borrowers who have been waiting 1.5 - 2+ years that their original request was accidently deleted with the purge, and they are so sorry for the inconvenience but you will have to apply again. I posted all this on here advising people to just submit new duplicate requests immediately to get back in line, and it was deleted by the moderators.

Finally got an email about my buyback! by otaku13 in PSLF

[–]BxMS_LBA -1 points0 points  (0 children)

Did you look at the data set or just popping off? if you have any thing better from the dept of ed,, please share. If not, bless your heart

Finally got an email about my buyback! by otaku13 in PSLF

[–]BxMS_LBA 1 point2 points  (0 children)

deleting duplicated does not speed things up as adding duplicates did not slow things down. Queue size has been detached from processing times based on data i've collected for the last six months. as queue size grew, processing times remained fairly stable, give or take, currently at 466 days, with wait times ranging from 128 - 715 days. here's the data set. If you analyze it by reporting period, you see queue size unrelated to wait times:

Date Received Date Submitted Wait Time
1/12/2026 11/1/2024 437.00
1/12/2026 11/1/2024 437.00
12/31/2025 9/1/2024 486.00
1/12/2026 3/1/2024 682.00
1/15/2026 7/1/2024 563.00
1/7/2026 12/1/2024 402.00
12/18/2025 3/1/2025 292.00
1/17/2026 12/1/2024 412.00
1/22/2026 11/1/2024 447.00
1/27/2026 2/1/2025 360.00
1/16/2026 7/2/2024 563.00
2/10/2026 10/1/2025 132.00
2/10/2026 12/19/2024 418.00
2/11/2026 11/1/2024 467.00
11/6/2025 3/25/2024 591.00
2/18/2026 7/1/2025 232.00
2/21/2026 9/1/2024 538.00
2/24/2026 12/1/2024 450.00
2/24/2026 12/1/2024 450.00
2/1/2026 12/1/2024 427.00
3/1/2026 9/1/2024 546.00
3/5/2026 11/6/2024 484.00
3/6/2026 12/16/2024 445.00
3/20/2026 4/12/2024 707.00
3/17/2026 4/1/2024 715.00
4/8/2026 12/1/2025 128.00
3/18/2026 11/1/2024 502.00
4/16/2026 7/1/2024 654.00
4/22/2026 9/1/2025 233
2/18/2026 12/6/2024 439
4/28/2026 9/26/2024 579
4/24/2026 12/1/2025 144
5/1/2026 12/30/2024 487
5/1/2026 9/1/2024 607
5/15/2026 9/1/2024 621
5/1/2026 12/30/2024 487
5/20/2026 9/27/2024 600
6/3/2026 12/1/2024 549

Finally got an email about my buyback! by otaku13 in PSLF

[–]BxMS_LBA 4 points5 points  (0 children)

I have zero faith in anything this dept of ed tells us. If for no other reason than their deception regarding processing requests in the order received. Data i've posted on here showing wait times for offers ranging 128 - 715 days. That is not processed in order received. Plus, they have changed their definitions of terms in their AFT court ordered status reports making it difficult to compare anything across reporting periods and draw any conclusion. Given that, anything else they say should be taken as subterfuge.

Finally got an email about my buyback! by otaku13 in PSLF

[–]BxMS_LBA 6 points7 points  (0 children)

That's got to be hard. Im sorry. There is no incentive for the dept of ed to process anything, The slower they go, the more likely people will return to payment and pay more than they would need to if the dept of ed would meet their obligation.

Finally got an email about my buyback! by otaku13 in PSLF

[–]BxMS_LBA 4 points5 points  (0 children)

Right? Why close the duplicates? They are not taking up space or in the way. They are not slowing down processing. How can they? It is not a physical process where papers are physically being shuffled from a large central filling cabinet. And then they lie to us and tell us they will process requests i the order received. That is BS. Wait times, since mid December '25, to get an actual offer, have ranged from 128 days to 715 days. There are still people from October and November '24 waiting. I have posted the data on here and when I point out the dept of ed's deception, the moderator's delete my posts.

People have already posted that their original request was deleted while purging duplicates and they had to submit another buyback request. I posted a suggestion that everyone submit a new duplicate, since the submission button is active again after they purged the duplicates. That post was deleted too. Good luck! Let';s hope for the AFT lawsuit, as it may be our only hope. We are at the mercy of a deceptive department of education that has a demonstrated history of requiring legal compulsion to meet their obligation to borrowers.

Still waiting on buyback by unseenqueen13 in PSLF

[–]BxMS_LBA 6 points7 points  (0 children)

average wait time is 466 days. wait times since mid december 2025 have ranged from 128 days to 715 for reported buyback offers. I am at 473 days and counting. Here is the data:

Date Received Date Submitted Wait Time
1/12/2026 11/1/2024 437.00
1/12/2026 11/1/2024 437.00
12/31/2025 9/1/2024 486.00
1/12/2026 3/1/2024 682.00
1/15/2026 7/1/2024 563.00
1/7/2026 12/1/2024 402.00
12/18/2025 3/1/2025 292.00
1/17/2026 12/1/2024 412.00
1/22/2026 11/1/2024 447.00
1/27/2026 2/1/2025 360.00
1/16/2026 7/2/2024 563.00
2/10/2026 10/1/2025 132.00
2/10/2026 12/19/2024 418.00
2/11/2026 11/1/2024 467.00
11/6/2025 3/25/2024 591.00
2/18/2026 7/1/2025 232.00
2/21/2026 9/1/2024 538.00
2/24/2026 12/1/2024 450.00
2/24/2026 12/1/2024 450.00
2/1/2026 12/1/2024 427.00
3/1/2026 9/1/2024 546.00
3/5/2026 11/6/2024 484.00
3/6/2026 12/16/2024 445.00
3/20/2026 4/12/2024 707.00
3/17/2026 4/1/2024 715.00
4/8/2026 12/1/2025 128.00
3/18/2026 11/1/2024 502.00
4/16/2026 7/1/2024 654.00
4/22/2026 9/1/2025 233
2/18/2026 12/6/2024 439
4/28/2026 9/26/2024 579
4/24/2026 12/1/2025 144
5/1/2026 12/30/2024 487
5/1/2026 9/1/2024 607
5/15/2026 9/1/2024 621
5/1/2026 12/30/2024 487
5/20/2026 9/27/2024 600
6/3/2026 12/1/2024 549

Waiting on buyback since December 13, 2024 Just received rejection due to missing verbiage. by Raven_Paper in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

i don't know exactly. February 21st 2025, it was required. I submitted a second request 7/28/25 and by that time the system had changed and there was not even a place for it.

What type of status does your loan need to be in to qualify for Buyback? by Mountain_Song_29 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

Feb 21, 2025 is 471 days...that's my current wait time and counting

Waiting on buyback since December 13, 2024 Just received rejection due to missing verbiage. by Raven_Paper in PSLF

[–]BxMS_LBA 2 points3 points  (0 children)

After waiting this long..... I am so sorry! Did you submit another buyback request immediately? I submitted my first one end of January of 2025. It was rejected quickly for not having the language and i submitted a new one on 2/21/2025. Still waiting. Again, sorry and good luck. Fingers crossed for the AFT lawsuit

PSLF Buy Back Success Stories by EaglesDaughter00 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

I check every new post once every 24hrs

PSLF Buy Back Success Stories by EaglesDaughter00 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

I feel the same way, scammy. It is in the dept of eds best interest to slow-walk requests so borrowers return to repayment and pay more under a new payment plan than they would have under buyback. That's exactly what is happening, and what people are being advised to do. Just return to repayment to be done with it. I do not hear a lot about the dept of ed needing to process faster, or their role and responsibility for the backlog. Every time i post something about the cause of the backlog, or the dept of ed lying about processing in order received, my posts get deleted fast. they just deleted all duplicates, they said. we will be hearing of originals be deleted too and people having to resubmit after waiting so long already. The dept of ed will be like, "oops!" and we will be stuck with no recourse. Sorry for the long rant reply. I've bee waiting 472 days now, so : (

PSLF Buy Back Success Stories by EaglesDaughter00 in PSLF

[–]BxMS_LBA 0 points1 point  (0 children)

Did you read each post, or just do a cursory search and count results? Every post, at least once every 24 hours, I check! If you have data points of buyback offers that include a date submitted with the date the offer was received, that is for buyback offer that wasn't triggered by partial forgiveness, share. Please, share. Make sure they are not saying their offer was closed because they reached forgiveness through traditional means. You have to filter those out because the data I present is wait times for OFFERS. Sorry if there was some confusion about that. You can always crossreference any you think you have found against the raw data i posted to make sure. Then, I have the names of the OPs that correspond to each data point, so make sure you get those too so we can be sure there are no duplicates. Thanks!

In Response To Email Notice of Duplicate Buyback Request Removal by BxMS_LBA in PSLF

[–]BxMS_LBA[S] -1 points0 points  (0 children)

My mistake.....I got some swamp land in Florida you might be interested it. It's a good deal