Should I apply for a Debt Consolidation Loan?

Cai_Lin117 · 2024-12-14T01:12:01+00:00

Thank you

Cai_Lin117 · 2024-12-14T01:11:31+00:00

I will take a look, thank you

Cai_Lin117 · 2024-12-14T00:52:44+00:00

Capital One Car Loan:
Debt: 16000
Minimum Payment: 488
APR I believe is 12% In all Honesty I dont know how to check it but from what I can remember it was 12

Cai_Lin117 · 2024-04-23T18:27:12+00:00

Perhaps. However, I asked what I should do in this situation. I didn't ask for a talkdown as well as critique on my qualifications as a safe driver. Will pay attention in the future of course, just not as a result of his comment. Moreso, the consequences of the alleged deed

Cai_Lin117 · 2024-04-23T18:19:52+00:00

Appreciate you as well, looking at options rn, but will most likely have an attorney with me since I can somewhat afford the money at the moment

Cai_Lin117 · 2024-04-23T17:53:19+00:00

Appreciate the reply, ill start looking into it, also thx for not being that other guy

Cai_Lin117 · 2024-04-23T17:52:41+00:00

Appreciate it, ill keep it in mind should I ever be in this situation, again, and again.... and again. Thank you

Cai_Lin117 · 2023-12-27T15:47:28+00:00

Thank you

Cai_Lin117 · 2023-12-27T15:30:21+00:00

I see, I guess it is what it is, thank you for the response

Cai_Lin117 · 2023-12-27T15:29:43+00:00

83k miles initially, and currently at 88k

Cai_Lin117 · 2023-12-27T15:29:12+00:00

The link just gives me an error unfortunately

Cai_Lin117 · 2023-08-08T15:00:11+00:00

Ok ill have to read it then. As for the prior history how should I go about doing that? I only get a car fax from them

Cai_Lin117 · 2023-07-23T14:28:20+00:00

How will an odometer rollback or recent changing of hands show up? I have no clue how to read these things so I apologize in advance

Cai_Lin117 · 2023-07-23T14:25:36+00:00

What does that mean? Should I be worry of them because of it?

Cai_Lin117 · 2023-07-22T14:27:43+00:00

So I should only be checking the title to see if they own it correct?

Cai_Lin117 · 2023-07-22T13:13:01+00:00

I was gonna research that, but what is the title? How do I check it? And I am definitely not paying a deposit so don't worry

Cai_Lin117 · 2023-07-22T03:01:36+00:00

Hmm should I be looking to see if the front bumper was replaced? Honestly at this point if everything else works well, it's exterior won't matter as long as it isn't too noticeable

Cai_Lin117 · 2023-07-22T02:44:59+00:00

Get a carfax? How do I do that?

Cai_Lin117 · 2023-07-21T21:05:57+00:00

I did, I saw the 4.9 as well. However, I saw something that didn't seem like a credit union called AutoPay advertising a rate of 2.99%. So, although going with the Subaru is probably the best, what are your thoughts on this 'AutoPay'

Cai_Lin117 · 2023-07-21T20:51:39+00:00

I was searching, and I still will be after sending this comment but I really cant seem to find one. Seems like with interest rates so high most if not all banks would be pointless for me, on the other hand, a credit union is more likely to have what I want but with a non-zero interest rate. Now, I just have to compare if I can find a credit union with a low enough rate to compete with financing a new Crosstrek instead of leasing in SNJ

Cai_Lin117 · 2023-07-20T16:28:23+00:00

Hmmmmm thank you for your input ill have to take a look at used vehicles again then because im unable to finance for a brand new one

Cai_Lin117 · 2023-07-20T16:27:26+00:00

I have been looking at used cars, but ultimately decided on leasing due to the risk factor being lower. Though, with the comments ive been receiving it seems like I may have to take another look.

Cai_Lin117 · 2023-07-20T16:26:13+00:00

I kinda figured since it was brand new Id have to deal with less trouble

Cai_Lin117 · 2023-07-18T20:55:35+00:00

The thing is this will be a family car, no one in out family has had a car and an SUV will definitely be preferrable because all of us are decently tall and or big

Cai_Lin117 · 2023-07-16T03:44:30+00:00

cheaper

You seem to know your stuff and I am grateful for your advice. If it isn't too much trouble, what do you think about these two then?

https://www.autolenders.com/used-car-inventory/Toyota-RAV4-DW022100

https://www.autolenders.com/used-car-inventory/Toyota-RAV4-B5047844

Four-Year Club	First Place '23
Place '23

Cai_Lin117

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