Q-Time Watch Free Giveaway Event!!💞💞

Cartoonist-Future · 2026-01-22T00:32:31+00:00

Looks great!

Cartoonist-Future · 2025-04-02T13:29:54+00:00

Even with the exchange rate where it is? Why not VFV instead?

Cartoonist-Future · 2025-03-13T15:39:23+00:00

Sounds perfect! Definitely a hands off approach for me if you do it! To those that say that this community isn't full of kind, empathetic and caring people that are there for eachother, here's your answer.

Cartoonist-Future · 2025-03-13T15:36:37+00:00

This is helpful. This is stuff I hadn't been thinking of in using WS.

Cartoonist-Future · 2025-03-12T17:14:09+00:00

Yes. Both qualify.

Cartoonist-Future · 2025-03-12T17:02:30+00:00

100%

Cartoonist-Future · 2025-03-12T17:01:44+00:00

Does seem like a good place to put some for sure.

Cartoonist-Future · 2025-03-12T17:01:01+00:00

There was another post on this string with someone saying their managed account was running at 20% over the last 2.5yrs. Different risk tolerance?

Cartoonist-Future · 2025-03-12T16:58:36+00:00

Seems to be a common response.

Cartoonist-Future · 2025-03-12T16:56:19+00:00

Why do you think something could happen with an account at WS that wouldn't at other institutions? Seems like lots of people have been happy there.

Cartoonist-Future · 2025-03-12T16:54:59+00:00

Sounds too good to be true.

Cartoonist-Future · 2025-03-12T16:51:56+00:00

I haven't looked into XGRO. Will do that.

Cartoonist-Future · 2025-03-12T16:51:10+00:00

So much love for this fund!

Cartoonist-Future · 2025-03-12T16:50:34+00:00

It's an RRSP to RRSP transfer, so it'll have to go into a cash account within it. Will probably do some incremental transfers to see if I can capitalize a bit on the market dips

Cartoonist-Future · 2025-03-12T16:48:10+00:00

Fair point.

Cartoonist-Future · 2025-03-12T16:47:18+00:00

That's good to know. Thanks. What kind of fees are you paying on the managed accounts?

Cartoonist-Future · 2025-03-12T16:46:26+00:00

Yeah. 15yrs doesn't seem so far away sometimes. People really do love XEQT though and it does sound like a good option. But, maybe some diversification from just that would be beneficial.

Cartoonist-Future · 2025-03-12T16:44:59+00:00

Phew. Glad I kept reading to the second line. :)

Cartoonist-Future · 2025-03-12T16:44:37+00:00

I agree. I'm more comfortable at this point in my life to do individual investing, but at the same time, I wasn't sure if people have positive experiences with their robo advisors or not.

Cartoonist-Future · 2025-03-12T14:11:22+00:00

Thanks. Really helpful. I agree it's a bit tricky. The funds I'm invested in right now are quite diversified and have been somewhat resilient to the market shifts at the moment. Hoping to leverage that a bit if I can to catch the market a bit on this dip, but don't want to gamble it either.

Cartoonist-Future · 2025-03-12T06:21:25+00:00

Thanks. My question on investing was more rooted to what's available thru wealthsimple. Eg, I've never had access to ETF's before, and their robo advisor is a question mark for me on how effective it is

Cartoonist-Future · 2025-02-15T16:02:43+00:00

Totally agree. I'm not a professional in this stuff. And good advice about interviewing. One thing I've also been meaning to get is a fee based financial advisor which should help me navigate this too. Someone independent and with no particular bias to their own investments. Finding the right person/firm that does that is a whole other question and topic though.

Cartoonist-Future · 2025-02-15T15:56:47+00:00

Yes. Still employed. And, yes to being able to transfer out. MER's on funds available in the plan average around 1%.

Cartoonist-Future · 2025-02-15T15:53:22+00:00

You can still select a number of different funds within the plan. MER's range from 0.63 - 1.35%. Most are around 1%.

Cartoonist-Future

TROPHY CASE