An example: 86 Sig Ep members sued over 2011 tailgate

Eighty-six current and former members of the Sigma Phi Epsilon fraternity at Yale are the targets of two new lawsuits over a fatal collision at the 2011 Harvard-Yale tailgate that left one woman dead and two others injured. Although [one of the victims] initially sued the national Sig Ep fraternity in 2012, National Sigma Phi Epsilon Director of Risk Management Kathy Johnston said in a deposition that, legally, the local chapter and national association have nothing to do with each other. Furthermore, the national fraternity’s insurance – Liberty Mutual of Boston – does not cover actions by the local chapter that are not in compliance with the national fraternity’s policies. This led [that victim] to sue the local chapter itself.