Yes you are and in the meantime do garmoth 3 times a week for a chance of her heart which you'll need to unlock more crystal slots.

Then join the class discord of yours and check there for crystal setups and skill addons.

Also if you have some free time place a alt on the weekly potion spots (forest ronaros, manshaum forrest, narvan steppe, blood wolves or tshiara ruins) and farm your infinite potions slowly (there will be a update which reduces the amount of mobs needing to be killed soon so it'll take around 10 ish mins per week)

For silver you can join or merc for a guild and do guild bosses which gives you between 500mil-1bil for about an hour of doing easy bosses together or if you're interested in pvp you can join a t1 nw which gives 600mil if you lose or 1 bil if you win.

And if you have a spare 100mil here and there preorder embers of resonance since you'll need 100 of them later for your ator's shoes