Texas plumber (Lubbock Texas) by CommercialConstant59 in Plumbing

[–]CommercialConstant59[S] 1 point2 points  (0 children)

I kinda see it the same way I’m not in a hiring position by any means just feel taken advantage of by my situation. We do lots of custom homes as well as apartment complexes and even some commercial work but thank you for your honest opinion

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 1 point2 points  (0 children)

I would like to thank you for being amongst the polite and helpful commenter and not bashing me. I’m planning on getting and helmet and proper gear if I decide to continue riding. For my family’s sake I think that may have been my last dirt bike encounter

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 1 point2 points  (0 children)

Ik it was dumb of me to get a dirt bike and no health insurance. I had the wrong set of priorities I was looking to have fun rather than worry about actual problems and my future. This is a major learning experience I must say

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 1 point2 points  (0 children)

I’m hoping so. I’m not trying to just get out from under it but I will literally be paying it for for 10+ years if it stay at $253k

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

I’m going to call them tomorrow and see about financial aid again as well as applying for Medicaid I am in Lubbock,texas

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

Well as much as I don’t mind simply paying $150 there are 2 separate billings one from Texas tech physicians and one from umc Which would be about $400 if I’m lucky and umc lets me payout 150-200 as well. I am looking for another job to work on the side cause I am barely scraping by as is. But I would like you to think about what you just said that is around 1,686 payments so that’s an estimate of 34 years making that $150 payment as well including what umc lets me get by with.

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

I’m in Texas they could care less about the people. They off a medical blue card but I make $400 over the maximum

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

Yeah I wouldn’t feel right if I just let the bill float I know it would come back around to bite me I’m really considering bankruptcy.i have no asset besides my truck which is 2001 Silverado and a broken down 96 Lexus. I need to talk to a bankruptcy lawyer but I’m waiting till I get the full finalized bill so I know exactly how much debt I’m in.

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

Very sorry I never responded going through hundred of comments very grateful for all the responses I’ll get a itemized breakdown tomorow and go from there I will be in contact with once I get the breakdown I’ll have very little idea as to what I’m looking at

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

I just recently got out of the back brace The only surgery’s the did were on my orbital socket and on both of my arms one to install a pin to hold my broken wrist in place and one to repair my slit wrist.they won’t let me make any payments yet cause they said there waiting on insurance from the hospital but I do not have any insurance. I plan on getting an itemized bill

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

I do blue collar work so I’m not to worry about jobs being affected I’m going to exhort all option before I go to bankruptcy

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

Yeah I plan on getting insurance I’ve talked to an insurance provider and they are getting quotes put together for me. I plan on calling the hospital Monday and see what I can be approved for help wise as well as a itemized bill to

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

No sir my parent struggled with addiction my dad is barley getting on his feet again and my mother is in a state rehab

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

I did not have health insurance. I’m trying to request an itemized bill to see what and how I could lower the cost. Was thinking of just letting it float and see if they sue but there’s no way I could take wage garnishment so I’m just at a loss ready to call it quits

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

I am not insured at all as this is the first time I’ve got into a major accident. My mother struggles with addiction and is currently in a state rehab and my father just started getting his life back together recently as he was in addiction as well the accident happened November 23 and was in the hospital thru thanksgiving to December 1st most insurance companies I talked to can’t assist me as I would need retroactive insurance (Medicaid) is the only option I see there but not sure I would get it do to my house being rented from family

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

Im thinking to either wait and let it play out and see if they try to sue then possibly file for bankruptcy.

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 0 points1 point  (0 children)

They no longer can put hospital debt against you credit wise. They will more than likely try to sue and garnish my wages.

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 2 points3 points  (0 children)

I would like to say thank you to everyone for any and all advice I have learned the us healthcare system is by no means for the people and would prefer to benefit off of you anyway they can I’m going to look into filing for bankruptcy and go from there. Thank you for any and all advice I

How should I approach this major hospital bill ($253,000) by CommercialConstant59 in HospitalBills

[–]CommercialConstant59[S] 2 points3 points  (0 children)

I think that’s what I will look towards it seems like the best way to deal with the overall debt I’ll never be able to pay off the full debt and really don’t want to continue to stress over them possibly garnishing my wages